Nevo Lending

Private real estate lending for investors. Fix & flip • Bridge • Short-term capital.

11/03/2026

Closed in 21 days — two ground-up construction loans in Ocean Township, NJ.

• Two adjacent lots
• Loan amount: $1,803,976 each
• Total: $3,607,952
• Construction funded: 100%

The borrower owned both lots with existing financing in place. We refinanced each one into a ground-up construction loan, so the project moves from land to vertical construction with the full build budget funded.

Two lots meant two payoffs, two title files, and two sets of closing figures, each matched to the right parcel. Getting the details right on both at the same time is what kept this on schedule.

Nevo Lending funds up to 90% of cost, 100% of renovation, and up to 75% of ARV.

Ground-up construction needs a loan built for the whole project, not just the land under it.

Nevo Lending — private lending for real estate investors and builders.

10/27/2026

Closed in 27 days — Mercer Island, WA fix-and-flip.

• Purchase price: $2,350,000
• Rehab budget: $433,000
• Total loan amount: $2,526,170
• Interest escrowed into the loan: $233,000
• No monthly payments during the project

This borrower had closed with us before and came back for a larger project. On a deal this size, carrying costs add up fast, so the structure mattered as much as the loan amount.

We set up an advanced draw, so the borrower receives the first draw before any work is done. And we escrowed $233,000 of interest into the loan, so there is no monthly payment while the renovation moves forward.

Nevo Lending funds up to 90% of cost, 100% of renovation, and up to 75% of ARV.

A strong structure can take monthly payment pressure off the project entirely. That is where private lending adds value.

Nevo Lending — private lending for real estate investors and builders.

10/23/2026

Closed in 17 days. Salisbury, MD fix-and-flip.

• Purchase price: $50,000
• Renovation budget: $54,500
• Total loan amount: $94,500
• 90% of total project cost funded
• 100% of the renovation funded

This was a repeat borrower, back with another local project about a month after closing his last one with us.

The renovation budget was higher than the purchase price. On a deal like this, a loan sized to the purchase alone doesn't do much. The project lives or dies on the rehab, so the loan was sized to the full plan. The renovation is fully funded and releases as the work gets done.

A few title items on the seller's side had to be cleared before closing. They were handled, and the loan closed in 17 days.

The loan should fit the project, not just the purchase.

Nevo Lending funds up to 90% of cost, 100% of renovation, and up to 75% of ARV.

Nevo Lending — private lending for real estate investors and builders.

10/20/2026

Closed in 14 days — St. Albans, NY heavy rehab.

• Purchase price: $315,000
• Rehab budget: $372,000
• Total loan amount: $632,023
• No monthly payments during the project

This was not a light cosmetic rehab. The renovation budget was larger than the purchase price, and the scope included structural work.

On a project like this, the timing of capital matters as much as the amount. We set up advanced draws, so the borrower receives the first draw before any work is done. We also escrowed the interest into the loan, so there is no monthly payment while the renovation is underway.

Nevo Lending funds up to 90% of cost, 100% of renovation, and up to 75% of ARV.

When the rehab is bigger than the purchase, the real risk is ex*****on. Cash flow during construction matters.

Nevo Lending — private lending for real estate investors and builders.

10/16/2026

Closed in 23 days — Far Rockaway, NY short sale fix-and-flip.

• Purchase price: $315,000
• Rehab budget: $220,000
• Total loan amount: $493,363
• No monthly payments during the project

Short sale transactions require precision. The approval window is limited, and the closing date does not move. Title requirements, legal documentation, and final closing figures all had to line up inside that window.

We also escrowed the interest into the loan, so the borrower has no monthly payment while the renovation is underway.

Nevo Lending funds up to 90% of cost, 100% of renovation, and up to 75% of ARV.

When the deadline is real, the lender has to be able to perform.

Nevo Lending — private lending for real estate investors and builders.

10/13/2026

Closed in 21 days — Parkville, MD fix-and-flip.

• Purchase price: $260,000
• Total loan amount: $235,000

This loan was for a returning borrower, a local Maryland investor who already knew how we work. He found his next deal and sent it over.

We already had most of his documents on file, so the work focused on the new property: the contract, title, insurance, and settlement figures.

Nevo Lending funds up to 90% of cost, 100% of renovation, and up to 75% of ARV.

Not every deal has to be huge or complicated. The ones that come back matter most.

Nevo Lending — private lending for real estate investors and builders.

10/06/2026

Closed in 7 days — Santa Fe, NM fix-and-flip.

Purchase price: $1,398,100
Rehab budget: $420,000
Total loan amount: $1,586,950
LTC: 90%
Renovation funded: 100%

The borrower came to us after another lender failed to perform, with a seller deadline already on the calendar. At that point, another quote was not going to help. The deal needed a lender who could close.

We ordered a new appraisal right away, sized the loan around both the purchase and the full renovation, and worked title, insurance, and closing documents in parallel to hit the date.

Nevo Lending funds up to 90% of cost, 100% of renovation, and up to 75% of ARV.

Private lending is not just about quoting terms. It is about performing when the timeline is real.

Nevo Lending — private lending for real estate investors and builders.

09/29/2026

Closed in under 20 days: Cash-out DSCR refinance.
This loan was structured to help the borrower access equity from an existing rental property and use that cash toward the down payment on another investment property.
Deal overview:
• Loan type: Cash-out DSCR refinance
• Property type: Long-term rental
• Interest rate: Low 7% range
• Payment structure: First 10 years interest-only
• Timeline: Closed in under 20 days
• Purpose: Portfolio growth
For rental investors, cash-out DSCR financing can be a practical way to unlock equity without selling the property.
In this case, the borrower was able to keep the rental in the portfolio while using the cash-out proceeds to help purchase another investment property.
That is how investors can use existing equity to keep moving.
The interest-only structure also helped reduce monthly payment pressure during the first 10 years, which can be important when building a rental portfolio.
Private lending should bring more than capital.
It should bring the right structure for the investor’s strategy.
Nevo Lending
Private lending for real estate investors and builders.

09/25/2026

Closed: Maryland fix-and-flip loan.
This was a local purchase and rehab project with a practical structure designed around the borrower’s acquisition and renovation plan.
Deal overview:
• Purchase price: $68,000
• Loan amount: $101,200
• Renovation holdback: $40,000
• ARV: $170,000
• LTC: 90%
• Term: 12 months
For smaller rehab projects, structure still matters.
The borrower needed funding for the purchase, a renovation holdback to support the rehab plan, and a closing process that kept the file moving.
This transaction required the usual final pieces to line up, including title, insurance, settlement documents, and final funding approval.
That is where ex*****on matters.
Not every deal has to be large or complicated.
Sometimes it is a local fixer-upper project, a clear renovation plan, and the right loan structure to help the borrower move forward.
Nevo Lending
Private lending for real estate investors and builders.

09/22/2026

Closed: Maryland DSCR rental loan.
This was a straightforward long-term rental financing deal for a single-family property with tenants already in place.
Deal overview:
• Loan amount: $100,750
• Interest rate: 6.48%
• Property type: Single-family rental
• Strategy: Long-term rental
• Tenants in place
• Acquired below appraised value
Not every loan needs to be complicated.
This was a clean rental property with a clear strategy: acquire a tenant-occupied home and finance it with a long-term DSCR loan.
For rental investors, DSCR financing can be a useful tool because the loan is primarily supported by the property’s rental income, not just personal income.
The important part is making sure the rent, expenses, debt service, and long-term plan all line up.
This one did.
Nevo Lending
Private lending for real estate investors and builders.

Address

Salisbury, MD

Website

http://www.NevoLending.com/

Alerts

Be the first to know and let us send you an email when Nevo Lending posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.