What are the opening hours?

Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

Rafael Garcia - DRE 01386187 / NMLS 246783

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United States
Salinas, CA
Rafael Garcia - DRE 01386187 / NMLS 246783

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CA Real Estate & Mortgage Broker DRE 01386187-NMLS 246783 / Anchor Funding Inc. DRE 01232231-NMLS 236419 / Exp of Northern California DRE 02188495.

If your looking to sell, buy or refinance, I can help with market analysis and review loan options. Rafael Garcia enjoys assisting customers to determine the most appropriate mortgage product for their unique needs. Rafael’s greatest strengths are his commitment and experience in analyzing product advantages and disadvantages. Just as important, Rafael enjoys his job, particularly providing top-notch service to customers, helping customers solve problems, analyzing customer information and the opportunity to process loans efficiently and effectively. Building customer relationships brings tremendous satisfaction. He graduated from San Jose State University with a Bachelor of Arts in Social Work. He has completed specialized courses in Mortgage Planning, 203k loans, and holds the 203k certification.

05/23/2026

🌞 Wishing you a fantastic weekend! With summer in full swing, it’s the ideal moment to kick off your home search. Picture yourself enjoying sunny days and relaxing evenings in your very own space—home buying season is officially here.

Thinking about your mortgage options or how to get started? Give me a call at 831-272-2573—I’m ready to guide you every step of the way this summer.

Describe your perfect summer retreat in the comments! 🏡

08/12/2025

Here are the latest housing market statistics for Salinas, CA! If you'd like more detail on the market, what's available or how much your home might be worth, let's set up a meeting to discuss!

01/18/2025

Get your mortgage approved faster. Experience speed, certainty and convenience and enjoy initial approvals in as little as 15 minutes. Contact me today!

01/17/2025

Come in today for excellent communication, competitive rates, easy applications and fast closings.

01/08/2025

Interest rates may have sidelined some buyers, but the real question is what are experts saying about home prices? See what a $400k home will cost you today vs in the future!

Interest rates may have sidelined some buyers, but the real question is what are experts sayingabout home prices? See what a $400k home will cost you today vs in the future!

01/04/2025

Independent mortgage brokers have access to wholesale rates —the lowest in the industry. You can't get that with big banks. Let's work together. Call today.
💪💯💥

01/03/2025

Ready for a change? Even mortgages need some attention and adjustment from time to time. Refinancing could potentially lead to lower monthly payments or access to cash. Call me now!

01/02/2025

We’re on a mission to help more families! If you know someone looking for mortgage assistance, send them our way. Your referral could change their life!

Address

Salinas, CA

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Telephone

+18316827906

Website

http://myessentialmortgage.com/

Alerts

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