Clark A. Miller - Salinas Bankruptcy Attorney

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Clark A. Miller - Salinas Bankruptcy Attorney We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. . . and have been doing so proudly for over 35 years. Mr.

The Salinas-based law firm of Guenther Miller Law Group features veteran bankruptcy attorneys Ralph Guenther and Clark Miller, who have more than 75 years of combined experience in bankruptcy cases. Guenther and Mr. Miller have worked both sides of bankruptcy cases, representing both debtors and creditors, so they are highly experienced and knowledgeable about the process and the law of bankruptcy. Together, they go above and beyond to represent their clients’ interests and well-being, making the process as easy and stress-free as possible. Whether you’re dealing with Chapter 7, 11 or 13 bankruptcy, issues with the IRS, foreclosure, repossession, commercial litigation or wage garnishment, Mr. Miller are in your corner and ready to help. We provide our clients with compassionate, creative and effective solutions to their financial problems. Contact Guenther Miller Law Group to speak with a bankruptcy attorney today for your free consultation. This consultation will allow us to help you evaluate all your options before you make a commitment to file for bankruptcy. As a small law firm specializing in bankruptcy and related issues, we can offer you personal attention and service and take the time to answer all your questions before you make this significant decision. Let us help you start again with a clean slate. Don’t wait until the issue is forced upon you. The sooner you consult with us, the sooner you can take steps to resolve your problems and start again with a clean slate.

Do I have to list all of my creditors in my bankruptcy, or can I keep some of my cards?In bankruptcy you must list all c...
10/16/2026

Do I have to list all of my creditors in my bankruptcy, or can I keep some of my cards?

In bankruptcy you must list all creditors to whom you owe money (aside from your living expenses that you pay off every month). You cannot pick and choose which credit cards to list. Generally most credit card companies will close your account.

Many people wonder if they can eliminate their student loan debt in bankruptcy.Student loans, whether government or priv...
10/15/2026

Many people wonder if they can eliminate their student loan debt in bankruptcy.

Student loans, whether government or private, are generally nondischargable unless you can show that repaying the loan would result in undue hardship (very rare). Unfortunately, lenders will aggressively oppose any attempt to discharge a student loan, which would make the attempt very expensive.

Contact us for strategies to eliminate other debt such as credit card and medical bills, enabling you to free up budget to pay your student loans.

In a Chapter 7 bankruptcy, you may be able to eliminate most unsecured debts, including payday loans, medical bills, cre...
10/12/2026

In a Chapter 7 bankruptcy, you may be able to eliminate most unsecured debts, including payday loans, medical bills, credit cards, personal loans, and past repossessions. In many cases, you can keep your home and car as long as you stay current on your payments. The benefits begin immediately — once you file, the calls, lawsuits, garnishments, and bank freezes stop, giving you the relief you need to move forward.

Call us at (831) 424-1764 and let us help put you back on track.

Financial Stability: Take the First Step!Your first in-person consultation with Salinas Bankruptcy Attorney Clark Miller...
10/09/2026

Financial Stability: Take the First Step!

Your first in-person consultation with Salinas Bankruptcy Attorney Clark Miller is always FREE. There is no financial obligation unless you decide to retain us. We are one of the only local bankruptcy law firms that, in addition to Chapter 7 and Chapter 13 bankruptcy filings, offers the option of filing for the more complex Chapter 11. Call us at (831) 424-1764 and see how we can help.

We know that you work hard; and, sometimes accruing unmanageable debt happens despite your best attempts to handle your ...
10/06/2026

We know that you work hard; and, sometimes accruing unmanageable debt happens despite your best attempts to handle your expenses.

Bankruptcy can give you a bright new future without the anxiety and stress you've been carrying by erasing your accrued debt. Call us at (831) 424-1764 for a FREE consultation.

Bankruptcy Myth: “I won't be able to get credit for 10 years.”Filing for Chapter 7 bankruptcy will impact your credit—bu...
10/05/2026

Bankruptcy Myth: “I won't be able to get credit for 10 years.”

Filing for Chapter 7 bankruptcy will impact your credit—but it doesn't mean you're shut out from credit for a decade.

In fact, many individuals begin rebuilding their credit within just a few months of completing their case.

At Cypress Coast Law, we're not just here to help you file—we're here to help you move forward. 📞 Schedule your free consultation today: (831) 424-1764

Homeowners face foreclosure for numerous reasons, including job loss, medical hardships, divorce, or unexpected financia...
10/02/2026

Homeowners face foreclosure for numerous reasons, including job loss, medical hardships, divorce, or unexpected financial setbacks that can arise without warning. These challenges can put immense strain on both individuals and families, creating a sense of uncertainty and fear about the future.

Clark Miller will take the time to carefully assess your unique situation, thoroughly explain your available options, and develop a comprehensive strategy tailored specifically to your needs and circumstances.

Call us at (831) 424-1764 to schedule a free consultation.

Address

44 West Alisal Street Suite 10
Salinas, CA
93901

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8am - 5:30am
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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