The Mortgage Company

The Mortgage Company We would love to help find the best mortgage loan for you. We offer great rates, excellent service, NMLS #270347
KS license .0002320
Equal Housing Lender

We have an excellent and knowledgeable staff with collectively over 100 years of experience in originating mortgage loans. We offer a wide variety of loan products to fit your needs.

• Fixed Rate Loans
• Adjustable Rate Loans
• Conventional Loans
• VA
• FHA
• USDA Rural Development Loans
• State of KS First Time Home-buyer Loan
• Reverse Mortgages, for seniors 62 and older

We are available to me

et with you in office, any time you like. It isn't unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday.

For homebuyers, the useful move is not guessing what a lender wants; it is building a clean paper trail. If the purchase...
09/07/2026

For homebuyers, the useful move is not guessing what a lender wants; it is building a clean paper trail. If the purchase will use FHA, VA, USDA, or conventional financing, start by collecting W-2s, 1099s, recent pay stubs, and bank statements before you shop. That makes it easier to spot missing pieces before underwriting does.

Many buyers assume every obstacle means renting longer, but that is often just a program mismatch. A veteran may fit VA,...
09/06/2026

Many buyers assume every obstacle means renting longer, but that is often just a program mismatch. A veteran may fit VA, a rural buyer may fit USDA, and a fixer-upper may call for FHA 203k instead of a standard loan. Start by matching the property and income story to the loan type before you rule anything out.

A homeowner carrying cards, a car loan, and a student loan should start with a debt inventory before any refinance discu...
09/05/2026

A homeowner carrying cards, a car loan, and a student loan should start with a debt inventory before any refinance discussion. List each balance, minimum payment, and whether the debt is fixed or variable, then flag anything that may disappear soon, like a paid-off car note. That checklist shows whether a mortgage refinance is even worth exploring. See how it works. https://bit.ly/45eurtc

A veteran who waits until after touring homes often ends up guessing at price range and losing time on offers that are o...
09/04/2026

A veteran who waits until after touring homes often ends up guessing at price range and losing time on offers that are out of reach. With a VA loan, the early file review is where income, entitlement, and any recent credit issues get sorted before the search starts, so the offer strategy is based on facts, not hope.

A common mistake is waiting until after house hunting to gather documents. For a police officer or EMT, the cleaner move...
09/03/2026

A common mistake is waiting until after house hunting to gather documents. For a police officer or EMT, the cleaner move is to pull recent pay stubs, W-2s, and bank statements early, then ask whether the loan file should be reviewed for flexible credit options or closing cost assistance before an offer is written. Compare this to your situation. https://bit.ly/4vLIwJr

A VA buyer can focus on the wrong number and miss the real cost picture. Ask for a full loan estimate and compare lender...
09/02/2026

A VA buyer can focus on the wrong number and miss the real cost picture. Ask for a full loan estimate and compare lender fees, discount points, and any funding fee or escrow setup so the structure is clear before you move forward.

Think the VA path is only for first-time buyers? That is a myth. A veteran moving up can still use the benefit again, bu...
09/01/2026

Think the VA path is only for first-time buyers? That is a myth. A veteran moving up can still use the benefit again, but the file needs to show qualifying income and a property that meets VA standards, especially if repairs are involved. If the home needs work, ask early whether the issue is cosmetic or something that could trigger a repair request.

For first-time buyers, the real problem is often not income alone but missing documentation. If part of the down payment...
08/31/2026

For first-time buyers, the real problem is often not income alone but missing documentation. If part of the down payment is coming from a relative, the gift letter needs to be documented correctly, and if self-employment is involved, the 1040s matter more than a simple pay stub. Small paperwork gaps are what slow files down.

A buyer with student loans and a few 1099s can look "ready" on paper and still get stalled by missing documentation. Gat...
08/30/2026

A buyer with student loans and a few 1099s can look "ready" on paper and still get stalled by missing documentation. Gather W-2s, recent pay stubs, bank statements, and any gift-letter paperwork before underwriting asks for it; that keeps the file cleaner and helps the pre-approval reflect real buying power.

A homeowner with a stack of bills and a clean payment history should start by listing every debt tied to the current mor...
08/29/2026

A homeowner with a stack of bills and a clean payment history should start by listing every debt tied to the current mortgage. Then compare whether a refinance would roll those pieces into one payment, or whether keeping them separate preserves more flexibility. That first pass keeps the decision practical instead of guesswork. Walk through the steps. https://bit.ly/45eurtc

Address

155 N. 7th Street
Salina, KS
67401

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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