Home Loans with Liz

Home Loans with Liz My goal is simple: to help people succeed—now or with a clear plan for the future. Mortgage Broker | OR NMLS~1752064
Capital Mortgage Source ~2784970

💭 Know your options before you applyWorried about your credit score taking a hit while you’re exploring your mortgage op...
08/29/2026

💭 Know your options before you apply

Worried about your credit score taking a hit while you’re exploring your mortgage options? You may be able to start with a soft credit pull, which generally does not affect your credit score.

A soft pull can help me get a better picture of your financing options without triggering a hard inquiry. When you’re ready to move forward with an application, we can then proceed with the appropriate credit check.

Explore your options first. Apply when you’re ready.

Have questions about the mortgage process? Send me a message!

https://homeloanswithliz.com/contact/

08/27/2026

Part 2 of the water fight!

08/27/2026

Can’t think of a better way to close out the summer than a water fight between the teens of the house 💦 😂 featuring a friend as the instigator.

Loving and cherishing every single moment like this!

Look out for part 2 with Chloe’s revenge

☀️ Got away for some good music, good weather, and good company in Bend! I’m so grateful for the chance to relax and res...
08/24/2026

☀️ Got away for some good music, good weather, and good company in Bend! I’m so grateful for the chance to relax and reset last weekend

Also, it isn’t so bad to be up and walking on two feet now 😉

Buying a home with someone else? How you take title can affect what happens to the property during ownership and what ha...
08/18/2026

Buying a home with someone else? How you take title can affect what happens to the property during ownership and what happens if one owner passes away.

Tenants in Common (TIC):
Each owner has a separate ownership interest in the property. Those interests can be equal or unequal, and an owner can generally transfer their share independently. When one owner dies, their interest typically passes according to their estate plan or applicable state law instead of automatically to the other owner.

Tenants by the Entirety (TBE):
This form of ownership is generally available only to married couples in states that recognize it. The spouses typically own the property together as a single legal unit, and when one spouse dies, the surviving spouse generally receives the property automatically through survivorship.

Why does it matter?

The way you hold title can affect:
• What happens to your share if you die
• Whether your ownership interest can be transferred separately
• Estate planning and inheritance
• Certain creditor considerations
• How the property is handled if circumstances change

Whether you’re looking to buy now or you’re a few years out, I’m happy to help you plan out your next steps!
Let’s chat ⬇️

https://homeloanswithliz.com/contact/

Finally saying goodbye to this cast! I recently underwent surgery to repair my torn achilles tendon and I have been roll...
08/12/2026

Finally saying goodbye to this cast! I recently underwent surgery to repair my torn achilles tendon and I have been rolling on wheels ever since. After about a month of healing (and countless pickleball jokes written on my cast 😂 ), I’m in a new brace and able to work toward walking in another month.

Don’t let the temporary crutches fool you, my work to support homebuyers hasn’t slowed! Just don’t time me going up stairs…

The school bell is ringing, and so is the opportunity to find your family's perfect home. Give me a call to get started!
08/11/2026

The school bell is ringing, and so is the opportunity to find your family's perfect home. Give me a call to get started!

These two homebuying expenses are often confused, but they're not the same thing!Down Payment:This is the portion of the...
08/10/2026

These two homebuying expenses are often confused, but they're not the same thing!

Down Payment:
This is the portion of the home's purchase price that you pay upfront. Depending on the loan program, it could be as little as 0% for qualified buyers.

Closing Costs:
These are the fees associated with finalizing your mortgage, such as appraisal, title work, lender fees, taxes, insurance, and more. They're separate from your down payment and are typically due at closing (although there are often ways to reduce or cover them!).

The good news is that every buyer's situation is different, and there may be programs available to help with both down payment and closing costs.

Thinking about buying a home but not sure what you'll need? Let's create a plan that fits your goals!

https://homeloanswithliz.com/complimentary-consultat

Moments from this year’s bocce ball tournament! ⛳️ Even on 4 wheels, I had a blast seeing new and old friends as we supp...
08/08/2026

Moments from this year’s bocce ball tournament! ⛳️ Even on 4 wheels, I had a blast seeing new and old friends as we support local charities. A big thanks to Amerititle for all your work in putting together such a fun event every year! ⭐️


Even with a low credit score, you may be able to explore homeownership options. I work with lenders who offer mortgage s...
08/01/2026

Even with a low credit score, you may be able to explore homeownership options. I work with lenders who offer mortgage solutions for qualified borrowers with credit scores as low as 560.

Every situation is unique, so let's talk about your options and create a plan that works for you. Your dream of owning a home may be closer than you think!

Schedule a 1:1 consultation with me and get started

https://homeloanswithliz.com/complimentary-consultations/

Address

285 Liberty Street NE, Suite 202
Salem, OR
97301

Telephone

+15039496882

Website

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