Melinda Eckert - Loan Officer - NMLS 2627531, 558 W State St, Salem, OH (2026)

With 13 years in finance and a deep knowledge of credit, I’m passionate about helping families achieve their dream homes! I’m Melinda Eckert, your Mortgage Momma—with a calculator and a plan. My job? To bring calm, clarity, and confidence to the process. I translate mortgage-speak into plain English and guide you through each step with honesty, humor, and heart. As a Mortgage Loan Officer licensed

in Ohio with Fairway Independent Mortgage Corporation, I help clients across the state achieve homeownership goals they didn’t think were possible — from first-time buyers to refinances and investment properties. I specialize in all loan types — conventional, FHA, VA, USDA, jumbo, renovation, and self-employed borrower programs. Whether you’re buying your first home or your forever home, I’ll treat your loan like it’s my own family’s. You’ll get:
✅ Straight answers, not sales pitches.
✅ Smart strategies that fit your life.
✅ A steady guide through the ups and downs of homebuying. Because every buyer deserves a little calm, a clear plan, and a Mortgage Momma who’s got their back.

📍 Based in Ohio | 📧 [email protected]
| 📞 330-614-3703
NMLS # 2627531| Fairway Independent Mortgage Corporation (NMLS #2289) | Equal Housing Lender

08/12/2026

Working Women Wednesday 💪💪💪

There’s just something special about getting to do business with women you genuinely LOVE watching win. 💙❤️

I’ve had the pleasure of getting to know Christy in so many different arenas over the years, and getting to watch her step back into Real Estate and absolutely make moves has been SO freaking exciting!

Relationships are such a huge part of this business for me. It’s never just about the loan, the house, or getting to the closing table — it’s about building a circle of badass women who support each other, grow together and genuinely want to see each other succeed.

And Christy is absolutely one of those women. 🫶
So proud of you, lady! Keep doing the damn thing. I can’t wait to see how far you take this! 💙❤️🏡😘

03/16/2026

Think you’re not ready to buy a home? Your Mortgage Momma is here to bust a few myths I hear all the time 👇

1️⃣ You don’t need 20% down (seriously, most people don’t) most down payments are 5% or less!!
2️⃣ Perfect credit isn’t required!! Re read that!! I specialize in helping you take control of your credit!
3️⃣ Renting isn’t always cheaper in the long run!! ESPECIALLY in this economy!
4️⃣ There are programs that can help with closing costs!!! ALOT of them!!
5️⃣ Waiting for the “perfect” rate might mean missing the right home!! You are married to the property not the rate!!

The truth? WAY more people qualify than they think.

Before you talk yourself out of it, talk to ME! The Mortgage Momma!

Let’s see what’s actually possible for you. 🏡

03/12/2026

HEY FRIENDS!!! 👋

Your favorite Mortgage Momma here, popping in with a little real-life money talk.

Yes — I can see your subscriptions. All of them. YES even those ones! The streaming, the gym membership you swear you’re going back to, the meal kits, the pay-in-4s… 👀

But here’s what really matters:
Those “small” payments that don’t show up on your credit report? They still count when you’re buying a home. Klarna. Afterpay. Affirm. Venmo. CashApp. Recurring monthly charges. If money is leaving your account, we have to account for it.

Even little payments can impact how much house you qualify for.

Knowledge is power — and I’m here to make sure nothing sneaks up on you during pre-approval.

If you’re curious what your buying power looks like (or ready to make moves), let’s chat. I’ve got you. 🏡💛

02/20/2026

Super excited for my first-time home buyer! 🏡✨

Flawless ex*****on. Keys delivered. Dreams secured. Mortgage Momma approved. 💙

So proud and honored to be a part of the journey.
Buying your first home is a big leap —

Who’s next?!?

01/23/2026

Happy FRIYAY!!! BOY do I have something good for you!!

Most credit cards reward you with airline miles…
But unless you’re boarding a plane to Closing Day, those points aren’t helping much. 😏

Fairway Home Mortgage just rolled out the MADE Credit Card—and it’s built for people who actually want to buy a home.

In addition to everyday points, you earn reward points toward closing costs on a future home purchase or refinance.
Yes. Your Target runs, gas fill-ups, and coffee addiction can help you buy a house. 🏡☕️

Why people are loving this card: 🔥 Helps build credit
🔥 Helps save for closing costs without trying
🔥 Points NEVER expire
🔥 Average cardholder earns $1,000+ per year in closing cost credits
🔥 No annual fee (as it should be)

This is a power move for first-time buyers or anyone thinking,
“Not yet… but someday.”

If homeownership is on your vision board—even faintly—this card deserves a look.

Message me and I’ll send the details.
Mortgage Momma approved. 💅🏡

09/02/2025

✨ I know what you’re thinking… “Another page update? Ugh.”
But this time is different—very different!

Last October, I took a huge leap of faith and became a Licensed Mortgage Loan Officer. Since then, I’ve been originating loans and learning so much along the way. But as Jim Rohn said, “For things to change, you have to change.”

I knew it was time to grow, refine my skills, and step into the kind of loan officer I’ve always envisioned myself being. And today, I’m absolutely thrilled to share some big news…

🌟 I’m officially HOME! 🌟
I’ve joined Team Dawes at Fairway Independent Mortgage, Salem, OH—and I couldn’t be more excited. I’m surrounded by an amazing support team, I feel energized, and I’m ready to help YOU achieve your homeownership dreams!

📌 Please update any contact info you have for me—I’d love to stay connected.

Here’s to new beginnings, growth, and helping families find their perfect homes. 🏡
Much love, XOXO 💕

Address

558 W State St
Salem, OH
44460

Telephone

+13306143703

Website

https://www.fairway.com/lo/melinda-eckert-2627531

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