Mortgage First Corporation

09/16/2024

Thank you, Salem! Mortgage First is proud to be the Gold Medal winner AGAIN for 2024 for the Home Mortgage category by Best of the Mid-Willamette Valley! 🏆

06/11/2024

Great news for Veteran homebuyers! 🇺🇸🏠
A temporary fix has been issued to bridge the gap and allow vets to pay their buyers agent if seller isn't paying the buyers agent commission. 💸
Previously, veterans were not allowed to pay their buyers agent commission, which put them at a huge disadvantage with the new changes rolling out from the NAR settlement).

Thank you VA for doing right by our veterans!❤💙🤍

11/29/2023

Here are some great tips YOU can use NOW to prepare for your future home purchasing goals. 🏡💲

1. 💲👛 Financial Planning and Budgeting:
- Assess your current financial situation: Understand your income, expenses, and overall financial health. Consider factors such as stable employment, existing debts, and credit score.
- Create a budget: Develop a realistic budget that takes into account your current lifestyle and allows for savings. Allocate funds for a down payment, closing costs, and potential post-purchase expenses.
- Save for a down payment: Start saving for a down payment as early as possible. With a larger down payment, you may qualify for better mortgage terms and have lower monthly payments.
2. 🏡📊 Stay Informed About the Real Estate Market:
- Research market trends: Keep yourself updated on the local and national real estate market trends. Understand whether it's a buyer's or seller's market, as this can affect home prices and negotiation dynamics.
- Monitor interest rates: Keep an eye on mortgage interest rates, as they can significantly impact your monthly payments. Locking in a lower interest rate can save you money over the life of your mortgage.
- Explore different neighborhoods: Research and explore various neighborhoods to identify those that align with your preferences and budget. Understanding the market dynamics in different areas can help you make informed decisions.
3. 💳📈 Work on Your Credit Score:
- Check your credit report: Obtain a copy of your credit report and review it for any inaccuracies. Dispute any errors and work on resolving outstanding issues that may be affecting your credit score.
- Improve your credit score: Take steps to improve your credit score by paying bills on time, reducing outstanding debts, and avoiding new debt. A higher credit score can lead to better mortgage offers and lower interest rates.

🏡💡 Our expert mortgage brokers are here to guide you through strategic financial planning, boosting your home buying power. From budgeting tips to navigating the mortgage landscape, we've got your back every step of the way. Your dream home is within reach—let's make it a reality together!

11/27/2023

🌟 Gratitude Alert! 🌟 A huge shoutout to Geoffrey for the stellar 5-star review on our recent VA loan journey! 🏡✨

At Mortgage First Corporation, we take immense pride in specializing in VA home loans, ensuring our veterans and their families experience a seamless process. 🇺🇸💙

Thank you for trusting us with your home financing needs! 🤝

Have questions or need assistance? Feel free to reach out anytime – we're here for you! 📬🏠

11/15/2023

💼💰 Debunking Reverse Mortgage Myths! 💡🏡

Let's talk about Reverse Mortgages – often misunderstood, yet with the right guidance, they can be a valuable financial tool. 🤝💼

Contrary to the bad rap they sometimes get, a Reverse Mortgage, when navigated with a financial professional, can provide financial freedom and security for seniors. 💸👵🏡

Curious? Have questions? Don't let misconceptions cloud your judgment! Reach out, and let's explore if a Reverse Mortgage is the right fit for you. 📈🔍

At Mortgage First Corporation, we're here to demystify the process and empower you with the knowledge needed to make informed decisions. 🏠💙✨

11/08/2023

🎉📺 Congratulations RJ Pena, our last TV Giveaway Winner! 📺🎉

We are thrilled to announce the lucky winner of our TV Giveaway, RJ Pena! 🙌🏡
RJ Pena won this TV by attending an open house hosted by the amazing realtor Julie Boeder from Coldwell Banker. 🏡

To all the house hunters out there, keep the dream alive! 🏡✨ We wish you all the success in your future house-hunting adventures. 🗺️🏠 May your new homes be filled with love, laughter, and wonderful memories! 🤗❤️

Thank you to everyone who participated in our TV Giveaway. Stay tuned for more exciting giveaways and updates from Mortgage First Corporation! 🎁🏠📺

11/03/2023

As the leaves fall and the air turns crisp, we're sending warm wishes to all of you for a November filled with love, laughter, and cherished moments with family. 🍁🏡💕

It's the perfect time to reflect on the year so far and set those end-of-year goals. What dreams will you snuggle up to and make a reality before the year's end? 🌟📜🍂

Let's gather around the metaphorical fireplace of life, sharing stories, sipping on hot cocoa, and spreading the warmth of kindness. 🍫☕❤️

🍂🧡 Wishing you a November that feels like a cozy, well-worn sweater – comforting, full of love, and simply heartwarming. 🧣🍂✨

11/03/2023

Thank you for choosing Mortgage First Corporation as your partner in making homeownership a reality. We look forward to continuing to serve you and assist with all your mortgage needs. Your satisfaction is our greatest reward. 🙏💙

10/25/2023