Kerri Loguidice- Mortgage Originator, nmls#1746202

10/03/2025

Get ready to win big this October! We're giving away $2000 to one lucky winner. Stay tuned for details on how to enter and make sure you're following us so you don't miss out! GiveawayAlert MortgageMagic OctoberGiveaway

09/02/2025

If you're thinking about buying, now's the time! With listings sitting on the market longer than normal, sellers are forced to compensate for the higher priced homes. This could look like price cuts, accepting seller credits, or even lower offers being accepted. Reach out to me today if you're thinking about starting your homeownership journey! I'd be happy to help! 603-300-0171

03/19/2025

Spring is the perfect time to refresh not just your home, but also your finances! Here are some steps to help you prepare for homeownership: Review Your Credit Report: Ensure your credit report is accurate and work on improving your score to qualify for better mortgage rates. Create a Budget: Outline your income and expenses to identify areas where you can save more towards your down payment. Reduce Debt: Pay down high-interest debts to improve your debt-to-income ratio, making you a more attractive borrower. Build an Emergency Fund: Aim to save 3-6 months\' worth of living expenses to cover unexpected costs during the home-buying process. Organize Financial Documents: Gather necessary documents like tax returns, pay stubs, and bank statements to streamline the mortgage application process. By implementing these financial habits, you\'ll be well on your way to achieving your homeownership goals.

01/31/2025

Closing Costs Breakdown For Buyers Don’t be blindsided by closing costs—know what to expect! 🏡 Here’s a quick breakdown: 1️⃣ Loan Origination Fee – Covers processing your loan. 📝 2️⃣ Appraisal Fee – Determines your home’s value. 📊 3️⃣ Title Insurance – Protects against ownership disputes. 🛡️ 4️⃣ Escrow Fees – For property taxes and insurance. 💼 5️⃣ Prepaid Costs – Interest, taxes, and insurance paid upfront. 💵 💡 Tip: Closing costs typically range from 2–5% of the home’s price. Want a clearer picture of your costs? Let’s review your estimate together!

11/25/2024

What are mortgage points? They’re optional fees you can pay at closing to lower your interest rate. Essentially, 1 point equals 1% of your loan amount. For example, on a $300,000 loan, 1 point costs $3,000. The benefit? It can save you money over the life of your loan by reducing your monthly payments. But are they worth it for you? That depends on how long you plan to stay in your home and your financial goals. Let’s crunch the numbers!

09/11/2024

Today, we remember the lives lost, the heroes who rose, and the nation's resilience. We honor the strength that came from tragedy, the unity that carried us forward, and the enduring spirit of hope that we continue to hold onto each day.

04/20/2024

https://newfed.mymortgage-online.com/loan-app/?siteId=3085178231&lar=kloguidice&workFlowId=94104

04/20/2024

NewFed Mortgage offers a wide range of mortgage loan products that are sure to accommodate any borrower. Your first home, new home, or investment property might be closer than you think. Let's chat about your options!

https://newfed.mymortgage-online.com/loan-app/?siteId=3085178231&lar=kloguidice&workFlowId=94104

02/16/2024

02/14/2024

Happy Valentine's Day!