Michelle M LaFlamme Citizens Mortgages

Michelle M LaFlamme Citizens Mortgages As a top Mortgage Lending banker for 25 yrs, I strive to exceed my customers expectations NMLS 704372

Interest rates are falling and homebuyers are taking note - mortgage demand jumped 6% in the last week!
12/05/2024

Interest rates are falling and homebuyers are taking note - mortgage demand jumped 6% in the last week!

Potential homebuyers are responding to lower mortgage rates and a higher supply of homes for sale.

Experts say there is a possibility that the cooling economy could support lower interest rates, but warn about the dange...
10/17/2024

Experts say there is a possibility that the cooling economy could support lower interest rates, but warn about the dangers of waiting for the "perfect rate".

Soon after the Fed lowered interest rates last month, mortgage rates reached a 2024 low point, but the news has not been as good since.

Good news for homebuyers - mortgage forecasters are anticipating more drops in 30-year mortgage rates by the end of the ...
10/03/2024

Good news for homebuyers - mortgage forecasters are anticipating more drops in 30-year mortgage rates by the end of the year.

Mortgage rates have dropped over the past year by more than 1 percent.

Mortgage refinances surge 20% in the wake of the Fed rate cut.
09/26/2024

Mortgage refinances surge 20% in the wake of the Fed rate cut.

Applications to refinance a home loan surged 20% last week compared with the previous week, according to the Mortgage Bankers Association's seasonally adjusted index.

The Federal Reserve has finally cut interest rates - what does this mean for your homebuying dreams?
09/19/2024

The Federal Reserve has finally cut interest rates - what does this mean for your homebuying dreams?

The first rate cut in years will affect many types of consumer products. Here's what it means for credit cards, mortgage rates, auto loans and savings accounts.

Experts say home listings are rising - and with it, prices are slowly improving.
09/12/2024

Experts say home listings are rising - and with it, prices are slowly improving.

Nationwide, active listings in August were up 36% compared with the same month last year, according to a new report from Realtor.com.

As interest rates gradually go down, experts are seeing modest signs of homebuyer recovery.
09/05/2024

As interest rates gradually go down, experts are seeing modest signs of homebuyer recovery.

Lower mortgage rates lead to uptick in applications

Experts say potential homebuyers are holding off for the anticipated Fed rate drop before taking advantage of the curren...
08/29/2024

Experts say potential homebuyers are holding off for the anticipated Fed rate drop before taking advantage of the current falling mortgage rates.

Homebuyers take the waiting approach despite falling mortgage rates

Learn how to set yourself up for success ahead of the anticipated Fed rate cuts.
08/22/2024

Learn how to set yourself up for success ahead of the anticipated Fed rate cuts.

Many types of consumer loans and savings products will be impacted once the Fed starts lowering interest rates. Here's how to position yourself to benefit.

Cooling inflation and an anticipated rate reduction may bode well for the housing industry.
08/15/2024

Cooling inflation and an anticipated rate reduction may bode well for the housing industry.

Inflation decelerated in July, a development that could lead the U.S. central bank to slash borrowing costs.

Last week saw a significant spike in total mortgage application volume as homebuyers and homeowners witnessed the lowest...
08/08/2024

Last week saw a significant spike in total mortgage application volume as homebuyers and homeowners witnessed the lowest mortgage interest rates since May 2023.

Mortgage interest rates dropped last week to the lowest level since May 2023, causing a surge in mortgage demand from both homebuyers and especially current homeowners.

Experts say that the first Fed rate cut is around the corner, learn what this means for homeowners and homebuyers.
08/01/2024

Experts say that the first Fed rate cut is around the corner, learn what this means for homeowners and homebuyers.

The Fed rate cut is becoming more certain, and interest rates are expected to decline throughout the year. Read more on what owners and buyers should know.

Address

45 South Broadway
Salem, NH
03079

Telephone

+16038601529

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