Collective Wealth Planning

10/15/2026

Our Q3 2026 market review, provided by our investment partners at GeoWealth, covers modest U.S. equity gains, bond losses after the Fed’s September hike, and diverging international markets.

Q3 2026 Market Review covers modest U.S. equity gains, bond losses after the Fed’s September hike, and diverging international markets.

10/06/2026

There are still a few spots left in our free fall gathering designed by and for women. Join us!

10/01/2026

Our October newsletter is out, with a few timely resources for the season ahead.

This month, we’re talking about 2026 Medicare IRMAA surcharges, helping aging parents, what’s happening in the bond market, and a couple of upcoming local planning events. We’re also sharing a few updates from our family, firm, and community.

If any of those topics are on your radar right now, we hope you’ll find something useful here.

Read the October newsletter: https://us8.campaign-archive.com/?e=7b601bc2a1&u=895efa2d9d693bc855d772fe5&id=190d7d0f50

https://www.youtube.com/watch?v=a-Zh2OJTMIY

In this month’s update, we’re sharing a few timely financial planni...

09/25/2026

Medicare premium notices are starting to arrive, and for some retirees, they come with an unwelcome surprise: IRMAA, the income-related surcharge added to Medicare Part B and Part D premiums.

We’ve updated our guide with the 2026 income thresholds and premium amounts, plus an explanation of the two-year income lookback and when a major life change — such as retirement — may allow you to request a lower premium.

If your Medicare costs look higher than expected, it’s worth understanding why before assuming the amount is set in stone.

https://collectivewealthplanning.com/medicare-irmaa-2026-income-limits-surcharges-appeals/

Learn the 2026 Medicare IRMAA income limits, Part B and Part D surcharges, how the two-year lookback works, and when you can appeal.

09/23/2026

Oregon PERS members - just a week left to make an adjustment to your IAP allocation during PERS Member Choice window.

If you’re an Oregon PERS member, September is your annual opportuni...

09/01/2026

September is here, and this month’s Collective Wealth Planning newsletter is all about planning for what’s next.

Inside, we’re sharing a new Oregon PERS IAP Member Choice resource, a Medicare Open Enrollment flowchart, two upcoming fall events, and one of our favorite Dolly Parton listens.

There’s a little something for current public employees, retirees, and anyone who enjoys a good resource — financial or otherwise.

Read the September newsletter here: https://mailchi.mp/collectivewealthplanning/september2026newsletter

https://www.youtube.com/watch?v=Iu_9-qc-RDc

08/26/2026

If you’re an Oregon PERS member, September brings one of the few opportunities you have to directly customize part of your retirement benefits.

During the annual IAP Member Choice window, you can choose a different target-date fund for your Individual Account Program.

For many members, the default fund may be perfectly appropriate. But your birth year doesn’t tell the whole story — your actual retirement date, other investments, pension income, and comfort with market risk all matter too.

We put together a new guide (and short video) covering how the default fund is selected, how the investments change over time, and when choosing a different fund may make sense.

Read more here: https://collectivewealthplanning.com/oregon-pers-iap-member-choice-should-you-change-your-target-date-fund/

https://youtu.be/jxSw_NecbGE

If you’re an Oregon PERS member, September is your annual opportuni...

08/03/2026

Collective Wealth Planning founder Brenna Baucum, CFP® was recently quoted in this AARP article about common financial mistakes that can interfere with Gen X retirement planning.

The article explores how past experiences—including the Great Recession—can shape financial decisions today, along with steps Gen Xers can take to strengthen their retirement plans.

Read the article: https://www.aarp.org/money/retirement/avoid-these-gen-x-mistakes/

Lack of planning, debt and emotional investing decisions can hinder savings

08/01/2026

Our August newsletter is here.

This month, we’re exploring planning beyond the numbers—including retirement decisions, Oregon PERS pension options, meaningful connection, recent market themes, and two upcoming fall events for women in the Salem community.

Take a look and find something useful to read, watch, or listen to: https://mailchi.mp/collectivewealthplanning/august2026newsletter



https://youtu.be/lOG4fiR08lk

In this August 2026 update, Brenna Baucum of Collective Wealth Plan...

07/14/2026

Markets rebounded in the second quarter, but the story beneath the headlines remained more nuanced—shifting leadership, continued enthusiasm around AI, a changing interest-rate outlook, and meaningful differences across sectors and global markets.

Our Q2 2026 Market Review takes a closer look at what shaped the quarter and why patience and diversification continue to matter.

https://collectivewealthplanning.com/q2-2026-market-review/

Q2 2026 Market Review covering stocks, bonds, international markets, AI-driven growth and the value of diversification.