Rudy Garibay Synergy One Lending

03/13/2026

5.0 star review received on Experience.com for Rudy Garibay by Nicole C - Rudy was outstanding to work with throughout our home purchase. From the beginning, he was proactive, organized, and extremely knowledgeable about the lending process. He made sure I understood our options, walked us through the details, and kept everything moving smoothly from application to closing.
Buying a home—especially during a relocation and as first-time homebuyers—can feel overwhelming, but Rudy made the financing side feel straightforward and well managed. His communication was excellent and he was always available when we had questions. We really appreciated how efficient and thorough he was, and we would absolutely recommend Rudy to anyone looking for a lender who truly knows what they’re doing.

Click to see all 48 reviews of Rudy Garibay, Loan Officer | NMLS # 2413276

03/11/2026

5.0 star review received on Experience.com for Rudy Garibay by Leslie H - It's always a pleasure to work with Rudy. He is responsive and knowledgeable and does a great job of keeping our joint clients in the loop.

Click to see all 47 reviews of Rudy Garibay, Loan Officer | NMLS # 2413276

10/23/2025

5.0 star review received on Experience.com for Rudy Garibay by Frank X - Rudy was excellent. He took time and explained everything clearly while also being prompt with both status updated and answering any new questions we had.

Click to see all 44 reviews of Rudy Garibay, Loan Officer | NMLS # 2413276

10/23/2025

5.0 star review received on Experience.com for Rudy Garibay by Randi L J - He made sure to communicate with us about everything. If we had questions he made sure we got answers. He checked in regularly with us and it made for an easy buying experienc.

Click to see all 44 reviews of Rudy Garibay, Loan Officer | NMLS # 2413276

10/17/2025

4.83 star review received on Experience.com for Rudy Garibay by Erin S - Excellent communication, on time closing

Click to see all 42 reviews of Rudy Garibay, Loan Officer | NMLS # 2413276

09/05/2025

4.5 star review received on Experience.com for Rudy Garibay by Eva L O - Everything from start to

Click to see all 41 reviews of Rudy Garibay, Loan Officer | NMLS # 2413276

08/30/2025

5.0 star review received on Experience.com for Rudy Garibay by Eric R - Rudy is responsive and does an excellent job of staying on top of the buyers loan file from start to finish. He does a great job keeping both the buyer and buyers agent updated throughout the entire process. Even when unforseen problems arise Rudy is quick to jump to action in order to resolve as quickly as possible. I've worked with Rudy in the past and look forward to working with him again in the future. Thank you Rudy!

Click to see all 40 reviews of Rudy Garibay, Loan Officer | NMLS # 2413276

07/30/2025

Ever hear someone say “I needed this” and wonder what this actually is?
📲 For first-time homebuyers, it’s a financial planning app that finally makes saving, budgeting, and prepping for a mortgage make sense.
🏠 For homeowners, it’s tapping into a home equity line of credit to fund renovations, investments, or life goals.
🤝 And for realtors? It’s having a loan officer who actually gets their clients approved (and fast).
Whether you're buying, owning, or helping someone do both, I’ve got you!
Just send me a message 💬

07/14/2025

Down Payment Assistance 101 🤓💰 Don't let down payment stand in your way of homeownership! There are many programs available (especially for first time homebuyers) that help cover the initial costs of buying a home. Not sure where to start? Take the first step by downloading the S1FinFit app. It’s perfect for anyone looking to take control of their finances and manage their homeownership goals in one place. Message me to get the app 📲

07/03/2025

Don’t let these common myths hold you back from making the most of your home’s value 🤫 Understanding home equity can empower you to make informed financial decisions and take control of your future 🏡🔑 Share this with someone you know or tag them in the comments below! Have questions? Send me a message 💬

06/24/2025

5.0 star review received on Experience.com for Rudy Garibay by Nicole R B - Easy, thorough!

Click to see all 37 reviews of Rudy Garibay, Loan Officer | NMLS # 2413276