Compass Home Mortgage Company

05/13/2026

03/05/2026

"Is 6% the new 3%? 🏠 Let’s talk about the 2026 Mortgage Roadmap.

We are getting the same question every day: 'Should I wait for rates to hit 5% before I buy?' 📉

Here’s the reality for March 2026:

1️⃣ The 'Sweet Spot' is approaching: Analysts at Fannie Mae and Morgan Stanley see a 'U-shaped' trajectory. We’re likely to see a dip toward the high 5s late this spring/early summer before things stabilize in the low 6s for the rest of the year.

2️⃣ The Cost of Waiting: A 0.5% drop in rates is great, but if 20% more buyers enter the market at the same time, bidding wars return. You might save $100 on a monthly payment but pay $30k more for the house.

3️⃣ Inventory is up 10%: For the first time in years, buyers actually have choices. You can negotiate inspections and seller concessions again!

Curious about your options? Reach out now!

01/14/2026

Everyone thinks mortgage lending is about rates. It isn’t. One thing this job teaches faster than any class: the payment matters more than the headline number. Buyers who focus only on rate often miss better structures, credits, or strategies that actually fit their life. If you are running numbers and something feels off, ask before assuming. Comment PAYMENT or DM if you want to talk it through.

10/07/2025

🎃October might look quiet on the surface, but behind the scenes, mortgage activity is moving fast. Lenders are prepping for year-end, rates are shifting, and inventory is changing—all things that can affect your buying power. We help clients stay ahead of the curve, so they don’t miss opportunities. Want the inside scoop? DM us! 🍁🏡

09/23/2025

Questions we get asked every single week as a local mortgage broker: ‘How much do I need for a down payment?’ ‘Should I wait for rates to drop?’ ‘What can I actually afford?’

The truth is, these answers aren’t one-size-fits-all—they depend on your goals, budget, and timing. What’s the one mortgage question you’ve been too nervous to ask? 👇

09/19/2025

Drop on by tomorrow the 20th at 6pm for a fun night of trivia sponsored by yours truly!

09/15/2025

Do you think homeownership is out of reach? You just need the right lender to guide you! 💫 We at Compass are here to help! Reach out and let’s chat about what is actually possible for you! 🏡

09/12/2025

Who wants to play Trivia?! Join the Compass Team Saturday, September 20th at 6pm for Tsunami’s once a month trivia event with fun competition, great drinks and amazing flatbread pizza! 🍕 Hope to see you there!

08/05/2025

If I were in your shoes as a first-time homebuyer, here’s what I’d do: 🔑 Get pre-approved early – This sets the tone for your entire home search. It tells you exactly what you can afford before you fall in love with a house. 📊 Track my budget realistically – Homeownership isn’t just about the mortgage. Factor in property taxes, insurance, maintenance, and emergency repairs. Knowing the full picture helps you stay confident (and avoid surprises). 📅 Stay organized with deadlines – From inspection periods to loan paperwork, buying a home comes with a lot of moving parts. Keep a calendar or checklist to stay ahead. 📈 Think long-term – Your first home may not be your forever home, but it’s the first step to building equity and creating financial security. Bottom line: The process can feel overwhelming, but you don’t have to do it alone. We are here to guide you every step of the way—from pre-approval to closing day.

06/02/2025

June is National Homeownership Month — the perfect time to celebrate the power of owning your space. 🙌 Whether you’re dreaming of your first home, thinking about upgrading, or curious if now’s the right time… I’m here to help you take that next step confidently. 💬 Let’s talk: ✔️ How much home can you afford? ✔️ What loan programs might work for you? ✔️ How to get pre-approved and ready to buy Homeownership isn’t just a milestone — it’s a move toward stability, equity, and investing in your future. 📲 DM me or comment “HOME” and let’s start building your path to ownership today.