Vikkye Fetters-Delfino, Mortgage Loan Originator -NMLS #2064598

12/15/2025

Don't miss our Sip & Shop this week, and get that perfect last minute gift for your friends or loved ones!

12/05/2025

Come join me and the RLG team, and get some last minute gifts!

10/31/2024

Episode 3 - The Haunted Bank Account Withdrawal
Our last tale concerns a would-be homeowner who, excited to move into her dream house, decided to throw a massive going-away party—complete with fog machines, fortune-tellers, and goblets overflowing with grape punch. She spent thousands in one weekend, draining her savings with wild abandon.
But when the lender checked her account, the gory sight left them speechless! Her account balance had dropped faster than a vampire at sunrise, and the lender wasn’t too happy. Remember: before that loan closes, keep your money close. Lenders don't want surprises from accounts that look like they've seen a poltergeist!
The Moral of These Haunted Tales? In the world of mortgage applications, avoid big purchases, job changes, and major withdrawals before the loan closes, lest you end up ghosting your own dream home. Happy haunting... and happy house hunting!
For more tips on what to do (as well as what not to do) when applying for a mortgage, give us a call at 503-589-1999—we’re here to help make your home-buying experience a treat and keep the tricks at bay! 🎃

10/31/2024

Happy Halloween! Have some fun and vote for your favorite RLG team pumpkin!

10/31/2024

Episode 2 - The Phantom Job Switch
Once upon a time, there was a man who loved adventure. Weeks before his loan closed, he accepted a thrilling new job as a haunted house actor, leaving behind his predictable 9-to-5. The problem? His lender thought he was still in his “normal” job… until they found out otherwise.
When the lender discovered his new gig, it was as though they'd seen a ghost! Changing jobs without warning can make lenders spookier than a room of rattling chains. If you must change jobs during the loan process, contact your broker first—or risk awakening the undead paperwork squad, and trust me, they don’t scare easily! Stick with your steady job until that loan closes, or be prepared for an unexpected haunting of questions!
For more tips on what to do (as well as what not to do) when applying for a mortgage, give us a call at 503-589-1999—we’re here to help make your home-buying experience a treat and keep the tricks at bay! 🎃

10/31/2024

Episode 1 - The Midnight Credit Card Splurge
They say the night before you apply for a mortgage, you should lock away your credit cards... but one restless borrower couldn’t resist the siren song of a midnight shopping spree. In the moonlit hours, she bought everything she could imagine: jet skis, diamond watches, even an inflatable lawn pumpkin taller than her garage.
When the lender saw her newly maxed-out cards, they gave a blood-curdling scream! Her debt-to-income ratio was so high, it sent shivers down their spine, and her mortgage dreams floated away like fog at dawn. Lesson learned? Keep your credit skeletons safely tucked in the closet before applying.
For more tips on what to do (as well as what not to do) when applying for a mortgage, give us a call at 503-589-1999—we’re here to help make your home-buying experience a treat and keep the tricks at bay! 🎃

08/10/2024

I know buying your first home is a vulnerable and scary endeavor! I'm happy to be there for you every step of the way!

04/12/2024

So glad to celebrate 20 years of Resident Lending Group! That means 20 years of being a locally-owned company, serving our community!

03/28/2024

The community awards banquet is coming up and I want to see you there! Tickets are on sale now, get them while they last! If you'd like to be more involved with a sponsorship or donation, shoot me a message!

Join me at the 59th MICC Community Awards

02/13/2024

Heads up for homeowners in Monmouth! The city's Tree Board is doing a spring tree planting contest. If you win, the board splits the cost of a tree with you (up to $50) and takes care of it being planted. Then all you have to do is water and nurture your new tree! To fill out the application, go to http://tinyurl.com/MonmouthTrees ! Good luck!

The Tree Board is initiating a program to plant trees in the front yards of residential properties that currently lack any trees. The board is offering to split the cost of a tree with the property owner (up to $50 each), and to plant the tree. In return, the property owner agrees to water and main...

01/14/2024

If you're going to have your credit checked for a new credit card, auto loan, or even a home loan with me- go to optoutprescreen.com to avoid a deluge of spam calls afterwards!

01/12/2024

If getting your debt whipped into shape was one of your New Year resolutions, cashing out the equity in your home with a refinance might be the way to reach your goals! Give me a call at 503-589-1999 to talk more details!