What are the opening hours?

Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Kyle Nicholson - Risk Protection Managers, LLC.

Home
United States
Salado, TX
Kyle Nicholson - Risk Protection Managers, LLC.

Call Directions Website Contact the business

We specialize in creating customized Insurance & Risk Management solutions tailored to each client's unique needs. Let us know how we can support you today!

10/20/2026

Tip Tuesday: What happens to your income if your business has to close after covered property damage?

Repairing the building is one part of the conversation. The income you lose while operations are interrupted is another.

Business income coverage generally depends on covered physical loss or damage and the terms of your policy. It doesn't apply to every shutdown.

Central Texas business owners: let's look at your limits, waiting period and recovery timeline before you need them.

Kyle Nicholson | Commercial P&C Agent
RPM Insurance & Risk Management
979.204.3797 | [email protected]
InsureMyCompanyTx.com

Coverage is subject to policy terms, conditions and exclusions.

10/16/2026

TRUCKING & HAULING COMPANIES: YOUR VEHICLES KEEP YOUR BUSINESS MOVING. IS YOUR INSURANCE KEEPING UP?

If your company relies on trucks, trailers, or commercial vehicles to generate revenue, your insurance program is an important part of protecting your operation.

I work with trucking companies, hauling contractors, transportation businesses, and commercial fleet owners in Central Texas to evaluate insurance needs.

Depending on your operations, coverage may include:

Commercial Auto Liability

Physical Damage

Motor Truck Cargo

General Liability

Workers' Compensation

Hired & Non-Owned Auto

Umbrella or Excess Liability

Whether you're operating dump trucks, delivery vehicles, service trucks, or a growing commercial fleet, your insurance should reflect your vehicles, drivers, contracts, and business activities.

Have your commercial auto premiums increased?

I'd welcome the opportunity to review your current program and see whether other insurance markets may offer a better fit.

Serving trucking and transportation businesses throughout Bell County, Williamson County, McLennan County, and Central Texas.

Let's talk about your fleet and your coverage.

Kyle Nicholson
Commercial P&C Agent
RPM Insurance & Risk Management

979.204.3797
[email protected]
InsureMyCompanyTx.com
RiskProtectionManagers.com

10/15/2026

RESTAURANT OWNERS: YOUR BUSINESS IS MORE THAN A BUILDING AND A KITCHEN.

Running a restaurant, bar, café, or hospitality business in Central Texas means managing employees, equipment, inventory, customers, and daily operations.

What happens if a kitchen fire forces you to close temporarily?

What if a customer is injured on your property?

What if essential refrigeration equipment fails?

Your commercial insurance should account for the risks associated with your particular operation.

At RPM Insurance & Risk Management, I help restaurant owners and hospitality businesses throughout Central Texas review coverage options including:

General Liability

Commercial Property

Business Income Coverage

Equipment Breakdown

Workers' Compensation

Liquor Liability, when applicable

Umbrella Liability

Your insurance should be tailored to your restaurant, not treated like a generic business policy.

Whether you operate a restaurant in Salado, Temple, Belton, Killeen, Georgetown, Round Rock, Waco, or surrounding communities, I'd appreciate the opportunity to review your current coverage.

Already have an insurance agent? Let's compare your options.

Kyle Nicholson | Commercial P&C Agent
RPM Insurance & Risk Management

979.204.3797
[email protected]
InsureMyCompanyTx.com
RiskProtectionManagers.com

10/14/2026

ELECTRICAL CONTRACTORS IN CENTRAL TEXAS: IS YOUR BUSINESS PROPERLY PROTECTED?

Electrical contractors face risks that extend well beyond the jobsite.

From commercial installations and residential wiring to service vehicles, specialized tools, employees, and subcontractors, your insurance should reflect the work your company performs.

I work with electrical contractors and commercial trade businesses throughout Central Texas to help evaluate:

General Liability

Commercial Auto

Workers' Compensation

Tools & Equipment Coverage

Inland Marine

Umbrella Liability

Surety Bonds

One of the biggest mistakes a growing contractor can make is assuming last year's insurance program still fits today's operations.

Are you taking on larger commercial projects? Adding crews? Purchasing more equipment?

It may be time for a coverage review.

If you're an electrical contractor in Temple, Belton, Salado, Killeen, Georgetown, Round Rock, Waco, or anywhere in Central Texas, I'd welcome the opportunity to compete for your business.

Let's compare your current coverage and explore your options.

Kyle Nicholson
Commercial P&C Agent
RPM Insurance & Risk Management

979.204.3797
[email protected]
InsureMyCompanyTx.com
RiskProtectionManagers.com

10/13/2026

TIP TUESDAY | BUSINESS OWNERS: DON’T WAIT UNTIL YOUR INSURANCE RENEWAL TO REVIEW YOUR COVERAGE.

If you own a business in Central Texas, here’s something worth considering:

Your business may have changed significantly since your last insurance renewal. Has your coverage kept up?

Maybe you’ve:

* Added employees or increased payroll
* Purchased new equipment or vehicles
* Expanded your services
* Taken on larger contracts
* Increased your annual revenue
* Moved into a larger facility

These changes can affect your commercial insurance needs.

As a Commercial Property & Casualty Agent, I help business owners throughout Salado, Temple, Belton, Killeen, Georgetown, Round Rock, Waco, and surrounding Central Texas communities review their current insurance programs.

We can evaluate General Liability, Commercial Auto, Workers’ Compensation, Commercial Property, Inland Marine, Umbrella Liability, and other coverage based on your operations.

Already have insurance? I’d still appreciate the opportunity to provide a second opinion.

Let’s make sure your coverage reflects the business you’re operating today.

Kyle Nicholson | Commercial P&C Agent
RPM Insurance & Risk Management

979.204.3797
[email protected]
InsureMyCompanyTx.com
RiskProtectionManagers.com

10/02/2026

Property Managers: You’re Managing Someone Else’s Investment. Is Your Own Business Properly Protected?

Property management companies have a unique combination of exposures.

Your employees may visit multiple properties. You may handle tenant information, coordinate contractors, manage keys and access, collect payments, and make decisions on behalf of property owners.

That creates risks that a basic business policy may not fully address.

I help property management companies and real estate businesses throughout Central Texas evaluate coverage including:
General Liability
Professional Liability / E&O
Cyber Liability
Workers’ Compensation
Commercial Auto / Hired & Non-Owned Auto
Business Property
Umbrella Liability

The right insurance program depends on exactly what your company does and what responsibilities you assume for your clients.

If you manage residential communities, commercial buildings, rental properties, HOAs, or other real estate in Central Texas, I’d appreciate the opportunity to review your current insurance.

Kyle Nicholson | Commercial P&C Agent
RPM Insurance & Risk Management
979.204.3797
[email protected]

09/30/2026

Medical Practice Owners: Your Insurance Should Protect More Than Your Office.

Running a medical practice means managing employees, expensive equipment, patient information, property, and daily business operations—all while focusing on patient care.

Your commercial insurance program should account for those business exposures.

I work with medical offices, healthcare practices, clinics, chiropractors, and other healthcare businesses in Central Texas to review coverage such as:
Commercial Property
General Liability
Workers’ Compensation
Equipment Breakdown
Cyber Liability
Employment Practices Liability
Commercial Auto, when applicable
Umbrella Liability

Professional/medical liability is its own important consideration, but the business side of your practice also needs protection.

If your practice has grown, added employees, purchased equipment, remodeled, or opened another location, it may be time to review your commercial coverage.

Looking for a commercial insurance agent for a medical practice in Central Texas?
Let’s talk.

Kyle Nicholson | Commercial P&C Agent
RPM Insurance & Risk Management
979.204.3797
[email protected]
InsureMyCompanyTx.com
RiskProtectionManagers.com

09/28/2026

Veterinary Clinic Owners: You Protect Their Pets. Who’s Protecting Your Practice?
A veterinary practice has risks that go far beyond the building itself.

Your clinic may depend on specialized medical equipment, computers, employees, medications, customer information, and expensive improvements to keep operating every day.

One unexpected loss can affect much more than your property.

I help veterinary clinics and animal hospitals throughout Central Texas evaluate commercial insurance solutions including:
Commercial Property
General Liability
Workers’ Compensation
Equipment Breakdown
Cyber Liability
Commercial Auto, when applicable
Umbrella Liability

Whether you operate a veterinary clinic, animal hospital, mobile veterinary practice, or specialty animal practice, your insurance should reflect how your business actually operates.

If you're searching for business insurance for a veterinary clinic in Central Texas, let's talk.

I’d be happy to provide a second opinion on your current coverage.

Kyle Nicholson | Commercial P&C Agent
RPM Insurance & Risk Management
979.204.3797
[email protected]

Serving Temple, Belton, Salado, Killeen, Georgetown, Round Rock, Waco and surrounding Central Texas communities.

09/25/2026

Starting a New Construction Project in Central Texas? Don’t Overlook Builder’s Risk Insurance.

A construction project represents a significant investment long before the building is completed.

Fire, theft, vandalism, severe weather, and damage to materials can create expensive setbacks during construction.

That’s where Builder’s Risk Insurance comes into the conversation.
I work with general contractors, custom home builders, commercial builders, developers, and property owners throughout Central Texas to help protect projects while they’re under construction.

Builder’s Risk coverage may help protect the structure, building materials, supplies, and certain property associated with the project, depending on the policy.
Building in Bell County, Williamson County, McLennan County, Salado, Temple, Belton, Killeen, Georgetown, Round Rock, or Waco?

Let’s discuss the project before construction gets too far along.

I can also help contractors review General Liability, Commercial Auto, Workers’ Compensation, Inland Marine, Umbrella Liability, and Bonds.

Kyle Nicholson | Commercial P&C Agent
RPM Insurance & Risk Management
3366 FM 2484, Salado, TX 76571
979.204.3797
[email protected]
InsureMyCompanyTx.com
RiskProtectionManagers.com

09/18/2026

Pool Contractors: Your Work Comes With Risks That Don't End When the Job Is Finished.

Pool builders and service companies work on customer property, operate vehicles, use specialized equipment, manage employees, and may have completed-operations exposure long after a project is finished.

A basic insurance policy may not address everything your company is doing today.

I help pool builders, pool contractors, pool maintenance companies, and outdoor construction businesses in Central Texas review insurance programs that may include:

General Liability
Completed Operations
Commercial Auto
Workers’ Compensation
Tools & Equipment
Inland Marine
Umbrella Liability

If your company has added crews, trucks, equipment, services, or larger projects, now is a good time to make sure your insurance has grown with you.

And price matters—but the cheapest policy isn't a bargain if the coverage doesn't match your operation.

If you're searching for commercial insurance for a pool company in Central Texas, I'd welcome the opportunity to learn about your business, review your current coverage, and compete for your account.

Kyle Nicholson | Commercial P&C Agent
RPM Insurance & Risk Management
3366 FM 2484, Salado, TX 76571
979.204.3797
[email protected]
InsureMyCompanyTx.com
RiskProtectionManagers.com

Address

3366 FM 2484
Salado, TX
76571

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+19792043797

Website

https://insuremycompanytx.com/

Alerts

Be the first to know and let us send you an email when Kyle Nicholson - Risk Protection Managers, LLC. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Kyle Nicholson - Risk Protection Managers, LLC.:

Want your business to be the top-listed finance company in Salado?