The Live Oak Agency

The Live Oak Agency Personal and Commercial Insurance Agency specializing in the coastal markets of Georgia and expanding

As life insurance agents, we are often asked about policy additions individuals can make to their existing life insuranc...
06/02/2026

As life insurance agents, we are often asked about policy additions individuals can make to their existing life insurance policies. That being said, we wanted to share some information about a popular optional life insurance feature that may benefit you: a guaranteed insurability rider. Swipe for more details.

If you’re considering whether or not a guaranteed insurability rider is right for your policy, feel free to reach out. We are always happy to review the timing rules, limits, and cost structure to help you decide if this feature aligns with your long-term goals.

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can cons...
06/01/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We’re here to help!

🎸🌿 LIVE OAK AGENCY SALES TEAM — ON TOUR 🌿🎸No backstage passes needed for this show.Just a great team, strong relationshi...
05/27/2026

🎸🌿 LIVE OAK AGENCY SALES TEAM — ON TOUR 🌿🎸

No backstage passes needed for this show.
Just a great team, strong relationships, and coverage that hits all the right notes. 🎶

From protecting coastal homes to keeping businesses rolling through the unexpected, the Live Oak Agency Sales Team is always ready to rock.

Whether it’s home, auto, business, or specialty coverage — we’re here to make insurance feel less like noise and more like harmony.

📞 912-434-4220
📧 [email protected]
🌐 liveoakins.com

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Spring and summer bring longer days and bigger project schedules. If your business is ramping up during this period, now...
05/21/2026

Spring and summer bring longer days and bigger project schedules. If your business is ramping up during this period, now's the time to review your coverage and ensure it's fully protected during busy periods. Even small gaps in coverage can let minor issues escalate into costly ones.

We’re here to help you ensure your business is fully protected. If you want to get started with a new construction policy or layer on additional coverages, don’t hesitate to reach out.

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check ...
05/20/2026

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check to ensure your summer adventures don’t come with an expensive surprise. Swipe to see which coverages are best for some common summer rides.

Not sure you’re fully covered ahead of this summer? Call our office today. We’re here to help you enjoy a stress-free, adventure-filled summer!

As life insurance agents, we are often asked about the different types of riders individuals can add to their life insur...
05/19/2026

As life insurance agents, we are often asked about the different types of riders individuals can add to their life insurance policies. Life insurance riders are additional layers of coverage that can help you customize your coverage so it aligns more closely with your needs.

One such rider is the Return of Premium (ROP) rider. Swipe for an overview of what it does, why it matters, how it works, and who it may be best for.

Have questions or want to see what it might look like for your policy? Reach out. We’re here to help you review your options and plan with confidence.

Life jackets save lives, but what can protect your boat? During National Safe Boating Week, remember that safety on the ...
05/18/2026

Life jackets save lives, but what can protect your boat? During National Safe Boating Week, remember that safety on the water means being prepared on all fronts. Wearing a life jacket protects the people on board — and having boat coverage helps protect your vessel. Keep these safety tips handy and also let us help you find coverage for your boating lifestyle so you can truly enjoy your time on the water.

Life jackets save lives, but what can protect your boat? During National Safe Boating Week, remember that safety on the water means being prepared on all fronts. Wearing a life jacket protects the people on board — and having boat coverage helps protect your vessel. Keep these safety tips handy an...

Lowering your construction insurance premiums isn’t just about cutting costs, it is about making decisions that protect ...
05/15/2026

Lowering your construction insurance premiums isn’t just about cutting costs, it is about making decisions that protect your business in the long-term while still saving your money.

From strengthening safety practices to improving claims history and structuring your coverage more effectively, small changes can lead to meaningful savings over time. Swipe for more information.

If you’re noticing high premiums and want to take a closer look at your policies, don’t hesitate to reach out. Our team is here to help you find the right coverage for your bottom line.

When boating, you don’t always  know what you don’t know. Read the 3 most dangerous boating conditions before you take t...
05/15/2026

When boating, you don’t always know what you don’t know. Read the 3 most dangerous boating conditions before you take to the water.

When boating, you don’t always know what you don’t know. Read the 3 most dangerous boating conditions before you take to the water.

Address

1700 Frederica Road Suite 202
Saint Simons Island, GA
31522

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+19124344220

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