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Delilah Home Loan Officer

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United States
Saint Petersburg, FL
Delilah Home Loan Officer

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Delilah Goodman (NMLS: 2733702) specializes in residential and commercial lending. Licensed in FL & GA

11/02/2026

If the bank/small brokerages telling you no, come see me and let’s get a yes for you.

11/02/2026

🚨🏡 STOP SHOPPING FOR HOMES YOU HAVEN’T BEEN APPROVED TO BUY!

💔 Imagine falling in love with your dream home, picturing your family living there, and planning your future… only to find out you don’t qualify to purchase it!

That’s not just disappointing. It’s a heartbreak that could have been avoided.

🔥 The biggest mistake isn’t buying the wrong home. It’s shopping for a home before knowing your buying power!

Before you schedule another showing, scroll through another listing, or fall in love with another kitchen, GET PREAPPROVED!

Here’s what shopping without a mortgage preapproval could cost you:

🚩 1. You Could Be Shopping Outside Your Budget.
The listing price is only part of the equation. Property taxes, insurance, HOA fees, and interest rates all impact what you can comfortably afford.

🚩 2. You Could Lose the Home You Love.
While you’re scrambling to secure financing, a preapproved buyer could submit an offer and beat you to the closing table.

🚩 3. Hidden Financing Issues Could Derail Your Plans.
Credit, income, debt-to-income ratios, and employment history can affect your mortgage eligibility.

🚩 4. You Could Waste Time, Money, and Energy.
Touring homes you can’t qualify for creates unnecessary frustration and disappointment.

🚩 5. You Could Weaken Your Negotiating Position.
Sellers often prefer buyers who can demonstrate financial readiness.

💡 LET ME SAY THIS LOUDER FOR THE BUYERS IN THE BACK:

DON’T FALL IN LOVE WITH THE HOUSE BEFORE YOU KNOW YOUR NUMBERS! 🏡💰

Your homeownership journey should start with a mortgage strategy, not a showing appointment.

📲 Let’s get you preapproved BEFORE you start house hunting!

Delilah Goodman | Mortgage Loan Originator
NEXA Lending | Licensed in FL & GA
📞 (786) 431-8139

Preapproval is not a guarantee of financing. Final approval is subject to underwriting and applicable lending requirements.

11/01/2026

🍂🏡 THE FAMILY GATHERING CAN BE AT YOUR HOUSE THIS YEAR! 🔑

Imagine this…

The keys are finally in your hands.

You're opening the front door to YOUR home.

Your loved ones are gathering around the table, laughter fills the room, and you're celebrating more than the holidays.

YOU'RE CELEBRATING A GOAL YOU WORKED HARD TO ACHIEVE. ❤️

Now, this message isn't for the person who just started thinking about buying a home yesterday.

THIS IS FOR YOU—the buyer who's been putting in the work!

✨ You've been saving for your down payment and closing costs.

✨ You've been improving or maintaining your credit.

✨ You've been managing your debt and preparing your finances.

✨ You've been researching neighborhoods and exploring your options.

✨ You've been patiently waiting for the right opportunity.

IF YOU'VE BEEN PREPARING TO PURCHASE THIS FALL OR WINTER, I WANT TO TALK TO YOU!

You don't necessarily need to wait until spring to explore your next step.

Depending on the property and local market, fall and winter may present opportunities to negotiate purchase terms, seller concessions, or closing timelines.

But preparation is what allows you to evaluate those opportunities confidently.

🏡 LET'S TURN YOUR PREPARATION INTO A PLAN OF ACTION.

If your goal is to purchase before the holidays or move into your new home this winter, let's review your mortgage readiness, financing options, and timeline.

I can't promise a particular closing date, OR loran program but I can promise you finance readiness to get you in your home.

📞 READY TO MAKE YOUR MOVE? CALL ME TODAY!

(786) 431-8139

Or message READY TO MOVE to schedule a mortgage consultation.

Delilah Goodman
Mortgage Loan Officer | NMLS #2733702
NEXA Lending | Licensed in Florida & Georgia
📧 [email protected]
🌐 https://delilah.mdgmanagementgroup.com

Financing is subject to eligibility, underwriting, property requirements, and approval. Closing timelines vary.

10/30/2026

🏘️ FHA JUST EXPANDED BUILD-TO-RENT FINANCING

Developers, builders, landowners and experienced investors may have a new financing opportunity.

FHA now allows qualifying Build-to-Rent communities to be considered under its multifamily mortgage-insurance programs. This can include professionally managed communities made up of:

✅ Detached single-family rental homes
✅ Duplexes and triplexes
✅ Site-built, modular or manufactured homes
✅ Mixed building types within one rental community

Two financing paths may be available:

🔹 FHA 221(d)(4): New construction
🔹 FHA 223(f): Acquisition or refinancing of a recently completed community with a certificate of occupancy issued less than three years before application

To qualify, the development generally must:

✔️ Contain at least five rental units
✔️ Be located on one cohesive, contiguous site
✔️ Operate as one long-term rental property
✔️ Remain under unified ownership and professional management
✔️ Have no privately owned homes interspersed throughout the collateral
✔️ Demonstrate supported rents, expenses, vacancy and lease-up projections
✔️ Include an experienced development, construction and management team

This is not an FHA homebuyer loan, a scattered portfolio loan or a standard DSCR product. Individual homes or parcels cannot be sold or released from the FHA-insured collateral during the loan term.

Potential benefits may include long-term, fixed-rate financing and higher leverage than some traditional commercial structures—but final proceeds depend on project cost, value, cash flow, statutory limits, reserves and HUD underwriting.

If you are planning a rental-home community in Florida or Georgia, I can help you evaluate the project, organize the preliminary financing package and coordinate with the appropriate FHA-approved multifamily lending channel.

📞 (786) 431-8139

Delilah Goodman
Mortgage Loan Officer | NEXA Lending
Florida & Georgia
Residential • Investor • Commercial
https://delilah.mdgmanagementgroup.com

Program availability, terms and eligibility are subject to HUD requirements, lender approval and full underwriting.

10/28/2026

🏡✨ YOUR DREAM OF HOMEOWNERSHIP DESERVES MORE THAN ANOTHER YEAR OF “MAYBE.”

Let's have a conversation that could change how you approach buying a home.

Every day, people put their homeownership goals on hold because they believe they're not financially ready.

But here's something I want you to consider:

Are you making decisions based on facts—or assumptions? 👀

Maybe you've convinced yourself that your credit isn't good enough, you need thousands more in savings, or your monthly debt makes homeownership impossible.

But until you understand how mortgage qualification works, you may not have the complete picture.

💡 LET'S TRY SOMETHING DIFFERENT TONIGHT!

I'm conducting a little homebuyer check-in, and I want to hear from you.

FINISH THIS SENTENCE:

💬 “I would seriously consider buying a home if only __________.”

Is it your down payment? Credit? Debt? Interest rates? Finding the right property? Or simply not knowing where to begin?

THERE'S NO WRONG ANSWER.

Your response may be the exact question another aspiring homeowner has been afraid to ask.

And here's my commitment:

I'll use your responses to share practical mortgage education, explain common misconceptions, and help you understand which questions to ask before purchasing.

Because homeownership isn't about rushing into a mortgage.

It's about preparing for a financial decision that makes sense for YOU.

🤝 FLORIDA & GEORGIA HOMEBUYERS—LET'S CONNECT!

👇 Complete the sentence in the comments, or simply comment PLAN if you'd prefer to start privately.

📞 CALL ME: (786) 431-8139

Delilah Goodman
Mortgage Loan Officer | NMLS #2733702
NEXA Lending | Licensed in Florida & Georgia
📧 [email protected]
🌐 https://delilah.mdgmanagementgroup.com/

EDUCATION FIRST. STRATEGY ALWAYS.™

Mortgage financing and assistance programs are subject to eligibility, underwriting, and approval.

10/27/2026

Hey there, I’m never to far you can find me on Tia Windon website 🤗

https://windonhomes.com/

10/27/2026

🏡🤝 YOUR PARTNER IN HOMEOWNERSHIP. YOUR RESOURCE FOR REAL ESTATE SUCCESS!

Whether you're a Realtor helping clients achieve their homeownership goals or a buyer trying to understand your financing options, I believe you deserve more than just a preapproval letter.

YOU DESERVE A LENDING PARTNER WHO EDUCATES, COMMUNICATES & DELIVERS CONSISTENT SUPPORT!

With access to 323 lending partners through NEXA Lending, I can explore a wide range of mortgage solutions for borrowers with different financial circumstances.

🏡 FINANCING OPTIONS INCLUDE:

🔑 Conventional, FHA, VA & USDA Loans
💰 First-Time Homebuyer & Down Payment Assistance Programs
🏘️ Investor Financing & DSCR Loans
📊 Non-QM, Bank Statement & Alternative Income Programs
🔨 Renovation, Construction & Manufactured Home Financing
💼 Self-Employed Borrower Solutions

AND LET'S TALK ABOUT CREDIT!

Whether you have excellent credit, are rebuilding your credit, have experienced financial setbacks, or simply aren't sure where you stand, let's have a conversation about your options.

🤝 REALTORS, I WANT TO PARTNER WITH YOU!

I understand how important communication, transparency, and preparation are to your transactions. My goal is to support your business while helping your clients make informed financing decisions.

🏡 HOMEBUYERS, YOU DON'T HAVE TO FIGURE IT OUT ALONE!

From mortgage-readiness planning to educational resources and financing guidance, I'm here to help you prepare with confidence.

📞 LET'S DO MORE TOGETHER! CALL ME TODAY!

Delilah Goodman
Mortgage Loan Officer | NMLS #2733702
NEXA Lending | Licensed in Florida & Georgia
📱 (786) 431-8139
📧 [email protected]
🌐 https://delilah.mdgmanagementgroup.com/

EDUCATION FIRST. STRATEGY ALWAYS.™

All financing options are subject to program eligibility, lender requirements, and underwriting approval.

10/26/2026

🌀 STORM DAMAGE? DON’T WAIT TO START YOUR INSURANCE CLAIM.

If your home was damaged during Hurricane Isaias, begin documenting and reporting the loss as soon as it is safe.

Here’s what to do:

1️⃣ Contact your insurance company immediately.
Report the damage, request a claim number, and save your adjuster’s contact information.

2️⃣ Document everything.
Take photos and videos of each affected room, damaged item, exterior area, roof, vehicle, and surrounding property before cleanup begins.

3️⃣ Prevent additional damage safely.
Make only necessary temporary repairs, such as covering a damaged roof or broken window. Photograph the area before and after repairs, and keep every receipt.

4️⃣ Create an inventory.
List damaged belongings with their description, approximate age, cost, and replacement value when known. Save receipts, warranties, and serial numbers.

5️⃣ Do not discard items too quickly.
Keep damaged property available for inspection unless it creates a health or safety risk. Photograph anything that must be removed.

6️⃣ Maintain a claim log.
Record every call, email, inspection, document submitted, and deadline. Keep copies of everything sent to the insurer.

7️⃣ Call before signing repair contracts.
Ask whether your policy has inspection, managed-repair, or preferred-vendor requirements. Never sign a contract you do not fully understand.

⚠️ Wind and flood claims may be separate. A homeowners policy may not cover flood damage. If both contributed to the loss, contact the appropriate homeowners and flood insurers promptly.

Ask your adjuster about deductibles, covered repairs, temporary-living benefits, required documents, and Proof of Loss deadlines.

Need assistance? Contact the Florida Insurance Consumer Helpline:

📞 1-877-693-5236
🌐 MyFloridaCFO.com/Division/Consumers

Education First. Strategy Always.

Delilah Goodman
Mortgage Loan Originator | Florida & Georgia
📞 (786) 431-8139

Educational information only—not individualized insurance, legal, financial, tax, or claims-adjusting advice.

Address

7901 4th Street N Ste 300
Saint Petersburg, FL
33702

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	11am - 2pm

Telephone

+17864318139

Website

https://delilah.mdgmanagementgroup.com/, https://delilah.app.clientclub.net/courses/, https://delilah.mdgmanagementgroup

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