10/02/2025
If you have a Low rates and still want to tap into your home equity, this program can help you
• Manual underwriting by real people, not AI. We look at the full story.
• Flexible income options so more borrowers qualify.
• Add a second mortgage without touching the first.
Where it works
• Avoid a rate hit by adding a second instead.
• Qualify self-employed or 1099 borrowers with alternative income.
• Tap equity for investors without disturbing the first lien.
Program highlights
• Loan amounts: 75,000 to 750,000
• Max CLTV: up to 90 percent on primary residences
• Full Doc, Bank Statements, 1099, P&L, WVOE
• 10, 15, 20, or 30-year terms
• Primary, second home, and investment
Thinking of Buying, Refinancing, Investing or Building.
Epic Mortgage = Lower Rates = Fast Closings
954-859-6600
Se Habla Español
NMLS # 2743152
www.epicmortgage.net