Epic Mortgage

04/22/2026

Build Long-Term Wealth with Rental Loans.

Rental Loan Program offers a variety of long-term financing solutions whether you're looking for a fixed rate or adjustable rate mortgage. With our competitive rates and unconventional guidelines –

UP TO 80% CASH OUT
Tap into the established equity of your rental investment properties and pull cash out. Use these funds to purchase additional properties, refinance existing debt, or fund new renovations.

Interest-Only Payments
With competitive pricing, interest-only payments can help preserve your cash flow during the term of the loan, allowing you to reinvest more capital into property improvements, acquisitions, or other opportunities.

1007 APPRAISALS
We understand you may not find tenants right away. That's why we offer 1007 appraisals which will allow you to refinance the property's future rental income potential.

NO SEASONING REQUIREMENTS
Refinance and pull cash out once rehab is complete on your rental properties, rather than waiting the typical 6-12 months that most lenders require.

MINIMAL DSCR REQUIREMENTS
Don't let DSCR hold you back! With minimal DSCR requirements, our rental loans are designed to be more accessible even in tight cash flow scenarios.

Contact us for more information;
Approval in Minutes

Thinking of Buying, Refinancing, Investing or Building.
Epic Mortgage = Lower Rates = Fast Closings
Office: 813-260-2030
Office: 954-859-6600
Mobile: 954-461-0335
Se Habla Español
NMLS # 2743152
www.epicmortgage.net

10/23/2025

Contact us for more information;
Approval in Minutes
Thinking of Buying, Refinancing, Investing or Building.
Epic Mortgage = Lower Rates = Fast Closings
954-859-6600
Se Habla Español
NMLS # 2743152
www.epicmortgage.net

10/23/2025

Looking for a Florida Hometown Heroes Loan Program
The Florida Hometown Heroes Housing (HTH) Program makes homeownership affordable for eligible workforce occupations. This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a lower first mortgage interest rate and additional special benefits to those who have served and continue to serve their country.
Elegible Ocupations:
• Nursing
• Medical Technicians
• Medical Therapists
• Mental Health Workers
• Doctors, Physicians & Pharmacists
• School Staff Members
• First Responders
• Public Safety Workers
• Court Employees
• Child Care Workers
• Service Members (all branches of the United States Armed Forces)
Contact us for more information;
Approval in Minutes
Thinking of Buying, Refinancing, Investing or Building.
Epic Mortgage = Lower Rates = Fast Closings
954-859-6600
Se Habla Español
NMLS # 2743152
www.epicmortgage.net

10/02/2025

If you have a Low rates and still want to tap into your home equity, this program can help you

• Manual underwriting by real people, not AI. We look at the full story.
• Flexible income options so more borrowers qualify.
• Add a second mortgage without touching the first.

Where it works
• Avoid a rate hit by adding a second instead.
• Qualify self-employed or 1099 borrowers with alternative income.
• Tap equity for investors without disturbing the first lien.

Program highlights
• Loan amounts: 75,000 to 750,000
• Max CLTV: up to 90 percent on primary residences
• Full Doc, Bank Statements, 1099, P&L, WVOE
• 10, 15, 20, or 30-year terms
• Primary, second home, and investment

Thinking of Buying, Refinancing, Investing or Building.

Epic Mortgage = Lower Rates = Fast Closings
954-859-6600

Se Habla Español
NMLS # 2743152
www.epicmortgage.net

10/02/2025

Flex NQM Income For Mortgage Loans;

Income doesn’t believe in playing favorites. It lets you combine multiple income types on one loan, which means your borrowers can finally put every dollar to work.

You can mix and match like a pro using:

12 or 24 months of personal or business bank statements

1099 income for 1 or 2 years

Profit and Loss Statement with or without bank statements

Asset Depletion or Asset Utilization

Restricted Stock Units

Full Doc or Full Doc with written VOE

It works for Owner-Occupied, Second Homes, and Investment Properties.

Here’s why this program is getting attention:

Interest-Only option that keeps payments down so clients can focus on what matters, like growing their business or finally paying off that “temporary” credit card balance

40-Year option that stretches payments, giving clients more breathing room and maybe even a little extra room in the budget for something fun

Thinking of Buying, Refinancing, Investing or Building.

Epic Mortgage = Lower Rates = Fast Closings

954-859-6600
Se Habla Español
NMLS # 2743152
www.epicmortgage.net

10/01/2025

Looking for Home Equity Line of Credit

HELOC PROGRAM AVAILABLE!

Approval in Minutes, Closings in as Little as 5 Days

Thinking of Buying, Refinancing, Investing or Building.

Epic Mortgage = Lower Rates = Fast Closings

954-859-6600
Se Habla Español
NMLS # 2743152
www.epicmortgage.net

08/27/2025

5 Day HELOC,

Tap your home equity without giving up your low mortgage rate

For 1st, 2nd and 3rd lien positions

• Lower rates,
Compared to alternatives such as personal loans and credit cards.

• Fast funding,
Apply in minutes with funding in as few as 5 days

• 100% online application,
No need to go to the bank, apply from the comfort of home!

• Up to $400k,
With terms of 5, 10, 15, or 30 years

• Pay for other expenses,
Such as home renovations or debt consolidation and more.

Call us to learn more about our HELOC and other programs!

Thinking of Buying, Refinancing, Investing or Building

Epic Mortgage = Lower Rates = Fast Closings

954-859-6600

Se Habla Español
www.epicmortgage.net

08/26/2025

Thinking of Buying, Refinancing or Investing.
Epic Mortgage = Lower Rates = Fast Closings
954-859-6600
Se Habla Español
NMLS #2743152
www.epicmortgage.net

Looking for Home Equity Line of Credit HELOC PROGRAM NOW AVAILABLE! Approval in Minutes, Closings in as Little as 5 Days Thinking of Buying, Refinancing or Investing. Epic Mortgage = Lower Rates = Fast Closings 954-859-6600 Se Habla Español NMLS #1426717 www.epicmortgage.net

06/24/2025

Call us to learn more about our bridge and rental programs!

Thinking of Buying, Refinancing, Investing or
Epic Mortgage = Lower Rates = Fast Closings
954-859-6600
Se Habla Español
www.epicmortgage.net

06/24/2025

Call us to learn more about our ground up construction financing!

Thinking of Buying, Refinancing, Investing or
Epic Mortgage = Lower Rates = Fast Closings
954-859-6600
Se Habla Español
NMLS #1426717
www.epicmortgage.net

10/25/2024

Looking for a Home Construction Loan

Constrcution Loans Programs Available!
Approvals in 24 to 48 hours, Closings in as Little as 21 Days

Single-Family residences.
2 to 4 units.
Townhouses.
Multifamily.

Thinking of Buying, Refinancing, Investing or
Epic Mortgage = Lower Rates = Fast Closings
954-859-6600
Se Habla Español
NMLS #1426717
www.epicmortgage.net