Home Buying Coach - Michael Day

Home Buying Coach - Michael Day Licensed loan originator with EMM Loans, LLC. Serving St Pete, Tampa, Orlando and the rest of Florid

Check out this listing from Kenneth H Rogers Jr. and the Berkshire Hathaway Florida Properties Group!
03/29/2022

Check out this listing from Kenneth H Rogers Jr. and the Berkshire Hathaway Florida Properties Group!

Make arrangements to see this beautifully updated home while it's available! House was painted inside and out, exterior paint less than 1 year old. Roof new in 2017. Wider driveway poured (can easily park 2 cars side by side) and walkway to the side of the house. Plenty of space on the side of the h...

Won't you be my neighbor? Great listing right around the corner.
03/02/2022

Won't you be my neighbor? Great listing right around the corner.

Honey Stop the Car! A must see 3 bedroom 2 bath with family room nicely updated. Features beautiful updated kitchen with quartz counter tops stainless steel appliances, beaded-board cabinets and deep sink. All updated lighting, crown molding throughout, updated interior doors and window shutters thr...

You don't have to have a big down payment and great credit to get a great mortgage.
02/16/2022

You don't have to have a big down payment and great credit to get a great mortgage.

BIG big big big shoutout to our friends at Slice of The Burg for providing NINE (!) pizzas for the houseless this year. ...
02/15/2022

BIG big big big shoutout to our friends at Slice of The Burg for providing NINE (!) pizzas for the houseless this year. Safe to say a tradition has be born (and I have a new favorite pizza place!)

I quietly started a Valentine's tradition last year, pizza, chocolates and love for our houseless neighbors, and really enjoyed seeing that a small act could bring out so much joy and gratitude on a day that maybe isn't so much fun for many.

A little pizza and chocolate can go a very, very long way.

Thanks to Mary, everyone at Slice of the Burg, and the others that helped and donated to this little project this year.

The rental market is tough out there.
02/08/2022

The rental market is tough out there.

Been in this business over half a decade, made a lot of people hoMEOWners, and this has never occurred to me.
02/04/2022

Been in this business over half a decade, made a lot of people hoMEOWners, and this has never occurred to me.

How often does it happen to you?
02/02/2022

How often does it happen to you?

02/01/2022

Pro tip: buying 5K fake page followers costs about $200, and several hours of your time deleting them all later, because that does not work. The 2022 me has some feelings about 2018 me.

If you're still here, thanks!

01/31/2022

It ain't always easy. 😂

Closing days are good days! Congrats to a wonderful client on her new home, and big thanks to Erin Aaron, Realtor at EXP...
10/11/2021

Closing days are good days! Congrats to a wonderful client on her new home, and big thanks to Erin Aaron, Realtor at EXP Realty for her assistance on this one! To many more!

06/30/2021

If you're a realtor with buyers waiting on the sideline for the market to "cool off", or know a potential buyer who's holding out, perhaps worth sharing this:

A half point increase in interest rate will add about 10% of the loan amount to the total cost of a 30 year loan (so a $300,000 mortgage costs $30,000 more after 30 years for just a rate increase of 0.5%.)

It appears certain that we will see rates move at least that much in the next year (and likely closer to a full point). Even if the market pulls back a little - something few believe will happen - will it come back enough to offset what you're losing in interest rate?

This is more than just talk - I bought a home in May. I don't much care if I "overpaid"; I can afford the mortgage, and I have an incredible rate. That's worth more - and much safer - than trying to time the market.

Sliding into the weekend like....
05/14/2021

Sliding into the weekend like....

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Saint Petersburg, FL
33701

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