Commercial Loans Florida

09/01/2014

Call us (727) 755-4482

Oil & Gas Industry Financing - Rigs - Platforms

Commercial Loans Florida focuses on investing in middle-market and large oil and gas companies around the world. Our capital loan programs, reserve based lending and lease acquisition finance are for upstream, midstream, E & P, equipment, Offshore Rigs, Jack-up, Drillship, LiftBoat, Land Rig for capital growth and expansion.

Commercial Loans Florida has specialized in providing debt/equity financing for clients in the Oil and Gas Industry for Manufactures, Producers, Operators, Drilling Contractors, Dealers, Traders, Re-Sellers and the international companies. Our market for Oil & Gas leases for new development and redevelopment of oil fields for smaller operators and producers are our specialty.
Together with our financial partners we have provide consultation on transactions on behalf of our clients so they can turn our expertise into their financial advantage. Commercial Loans Florida provides custom financial solutions to growing operations upstream, E & P onshore, Offshore and midstream industry. Our broad experience in Oil & Gas leasing, Lending and Capital Raising for Oil and Gas industry makes us the idea partner for your business.
From the first meeting to successful closing, we will work towards your short and long term goals. With Bridge loans, Equipment Finance/Lease and Proven Oil Reserve acquisition starting at $100MM - $2000MM and a full investment and capital structure team, we have the necessary tools to meet and exceed your goals.

07/02/2014

http://www.commercial-loans-florida.com/blog/international-lending-development/

Commercial Loans Florida provides Equity Participation and Joint Venture funding for Construction projects globally. Details: - 3.25% during the construction period (max 2 years) - Converts to perma loan at 3.75% for the remainder of the 5 year first term. - Minimum $3M to maximum $500M - LTV...

06/24/2014

Commercial Loans Florida provides Equity Participation and Joint Venture funding for Construction projects globally.
Details:
- 3.25% during the construction period (max 2 years)
- Converts to perma loan at 3.75% for the remainder of the 5 year first term.
- Minimum $3M to maximum $500M
- LTV 75% LTC without equity participation, max LTV advance 90% with 20% Equity participation

- Locations USA, Europe, Great Britain and Canada.

Our fund managers are diligently seeking borrowers with viable construction projects who have experienced difficulty in obtaining the financing via conventional channels. Our process is extremely streamlined and efficient - with a minimal cost of just 3.25% or less.

Equity Participation and Joint Venture Program Highlights:

- Brokers welcome and protected / high payouts
- All decisions made and funded internally
- Flexible Underwriting utilizing the latest paperless technology available
- No hidden fees / Fast Closings
- Extremely competitive rates

06/09/2014

For more information call us (727) 755-4482 or visit our website

http://www.commercial-loans-florida.com

Merchant Cash Advance Deals Split or Lockbox
– Split Funding and lox box deals (Client should do $3,000 + a month in cc revenue)
We lend up to 200% of the businesses monthly average in credit card revenue
-Typically 6-24 month terms with regular 1.27 - 1.49 factor rates
(Need 4 months credit card statements and 4 months of banking statements)
ACH Deals
-Bank Only Product (Client should do $8,000 + a month in gross deposits)
We typically lend up to 70% of what a business shows a month in gross bank deposits
-Typically 6-18 month terms with regular 1.27-1.49 factor rates
(Need 3 months of banking statements)
Bank Loan Deals
-Bank Statement Product (Client should do $15,000 + a month in gross deposits)
-We typically lend up to 20% of what a business generates in Gross Annual Revenue.
-Typically 6-24 month terms with factor rates from 1.11-1.49
( 6 months of bank statements along with schedule k from most recent tax returns)

Side by Side Funding
- We will go along side of clients current advances and loans regardless of who the original lenders are.

Starter Deals
-Not the best of credit, sub 500 credit OK
-Shorter term funding to establish payment history
-1+ months in business

Commercial Loans Florida have the loan programs to help get your deal done. Gas Stations, Land, restaurants, apartments, malls, stated loans, sba loans, best rates!

05/14/2014

If you need money for investment and flips - call us (727) 755-4482

Buy to Flip

6 Months
Interest Only
Example
$30,000 property value
$20,000 loan amount
$250
est. total monthly P&I payment

Buy to Rent

10 Years
Due in 3 Years
Example
$50,000 property value
$34,500 loan amount
$621
est. total monthly P&I payment

04/30/2014

Monetization Financing Program

There are three significant requirements needed for a client to utilize this monetization financing:

1) an assignment of/or an absolute and unconditional promise to pay from an investment grade obligor or an acceptable substitute financial instrument backing the transaction,

2) a predictable cash flow, and

3) a date certain payment. An investment grade obligor for this program is typically rated by S&P and Moody’s with an acceptable rating. However, there are exceptions and substitutes for these rating criteria. If a company is not rated there are alternate procedures to qualify said obligor. An obligor is typically a customer or other third party that has contractually agreed to make payments to the client within a term of 1-30 years. In one sense monetization financing can be viewed as a longer-term variation of factoring without the high cost and other major differences associated with factoring.

As discussed herein, this financing vehicle is differentiated from and more advantageous than traditional financing for unqualified borrowers in the following categories:

· Low competitive fixed bank interest rates rather than tied to prime interest rate
· Interest rates are determined by a combination of term of the loan, credit of the obligor, and treasuries at the time of the commitment
· Unique flexibility in payment terms allowing payor to customize repayment terms to suit their own specific corporate needs, including the option to defer payments for up to 5-7 years, and then periodic scheduled payments thereafter extending from 1 year to 30 years in amounts determined by the client.
· Transactions available at levels starting as low as $1 million with no upper limit, whereas large investment banks only undertake these private placements starting at much higher minimums per transaction of $75 million plus.
· Off balance sheet financing can be structured in many cases, allowing corporate assets to be still available for other financings
· Funding can be structured as a loan or as a contract buy-out in many cases, at the discretion of the client
· In many cases repayment can be structured as an operating expense versus repayment of debt, which is more beneficial for many budget restricted entities such as hospitals, schools, Governments, etc.
· Completely non-recourse to client seeking funding
· Private placement to one institutional investor rather than a syndicate; transaction is therefore confidential
· No closing fees or transaction fees from financing company
· Extremely diverse industries financed, no industry restrictions
· Lender does not rely on underlying transaction but solely unconditional promise to pay by investment grade obligor or equivalent substitute collateral
· Potential for corporate clients’ strategic partners/sponsors to assist synergistically in financing client by providing their investment grade muscle or other substitute collateral to facilitate transaction
· Generally 100% LTV of the present value of the payment stream can be funded versus lower LTV’s with traditional financing
· No geographical restrictions, transactions may be in the United States or foreign
· Detailed review of clients’ financials, projections, business plan, collateral and other documentation is not necessary, due to reliance on the promise to pay by a qualified third party.
· Quick approval and expedited closing facilitated by reduced due diligence and the monetization process.
We offer:
1.- Monetization of Pre-existing Future Payment Streams
2.- Monetization of New Transactions

Monetization Financing Program is a good way to infuse cash in your business! Call us for more information (727) 755-4482.

http://www.commercial-loans-florida.com/blog/monetization-financing-program

There are three significant requirements needed for a client to utilize this monetization financing: 1) an assignment of/or an absolute and unconditional promise to pay from an investment grade obligor or an acceptable substitute financial instrument backing the transaction, 2) a predictable...

04/28/2014

INVESTORS / HOUSE FLIP / Call me (727) 755-4482
We designed the products exclusively for investors, giving you exactly what you need, regardless of your investment strategy:
• If you're planning to rent out the house, we have a 10-year amortizing loan, due in three years that's perfect.
• If you're doing a fix-and-flip instead, we have a lower-rate six-month, interest-only loan that can be extended an additional six months.
• We have purchase and cash-out refinance versions of both.
• We still have our fully amortizing five-year loan too.
As always, we focus on the value of the property, so we do not check your credit or verify your income.

04/13/2014

http://www.sba.gov/community/blogs/webinar-series-how-prepare-access-capital-your-small-business

Access to capital is the number one concern for entrepreneurs and small business owners. However, as an entrepreneur or small business owner, are you prepared to access capital for your business? SBA and Dun & Bradstreet Credibility Corp. have teamed up for a webinar series this month to help entrep...

04/01/2014

We do loans for all type of businesses:
Multi-Family
Retail
Medical
Restaurants
Gas Stations
Office
Mixed Use
Special Purpose
Mobile Home
Self Storage
Hotel
Industrial

Call us (727) 755-4482 - Daniel Caceres

03/31/2014

http://commercial-loans-florida.com/commercial-loans-programs.asp

Apply Here For Commercial Loans And Mortgages From Comercial Loans Florida. Sba 504, 7A, Conventional and Hard Money Loan Programs. Located in Saint Petersburg, FL.

03/31/2014

REAL ESTATE FINANCE
The lender is a longstanding and very established player in the real estate market in the Americas and
Europe. The team focuses on the financing of real estate professionals and investors in The Americas,
The Caribbean and Europe.

REFINANCE/PURCHASE: at rates as low as 3.50% on products large than $5 million in the USA and
Canada, larger than $15 million in Latin America, Caribbean, larger than $25 Million in Europe. All our
transactions undergo a rigorous approval process.

MEZZANINE AND EQUITY: case-by-case; however, in all cases Lender must control the debt.

CONSTRUCTION: rates as low as 2.50% standard ground up construction, excepting energy from
3.50% and hospitality products from 6.50%, internationally. Also, see “Forward Commitments and Credit
Risk Insurance”. All our transactions undergo a rigorous approval process.

LEVERAGED FINANCE: handles acquisition finance operations for financial investors and private
individual financial holdings. The Lender is a one-stop provider of capital for leveraged buyouts, strategic
acquisitions, leveraged build-ups, recapitalizations repositioning and restructurings. All our transactions
undergo a rigorous approval process.

ENERGY AND MAJOR INFRASTRUCTURE PROJECT FINANCE: consists in financing assets in
the energy or infrastructure sector on a long-term basis. Repayment of the debt is insured by the
operating cash flow of the project without full guarantee from the shareholders. Rates begin at 3.50%.
All our transactions undergo a rigorous approval process.

STRUCTURED FINANCE: The Lender deals with complex and innovative fiscal and structural
arrangements aiming to create additional value through tax, accounting or regulatory efficiencies.
Provides cash flow based financing for projects, in the Natural Resource, Power, Infrastructure and
Communications. The Lender underwrites and provides finance for corporate acquisitions where debt
capacity is maximized, using different tranches of debt. All our transactions undergo a rigorous approval
process.

FORWARD COMMITMENTS AND CREDIT RISK INSURANCE: in order to keep rates low is
certain market sectors where there is no immediate guaranteed exit in place or in the event that certain
risk factors concerning construction, refinance, purchase or leasing are in play (does not include poor
credit history or recent litigation, bankruptcy, receivership or foreclosure) The Lender has a program
that can assist as long as The Lender controls the debt loan. Minimum asset or loan is $15 Million in the
United States and Canada, $25 Million elsewhere. All our transactions undergo a rigorous approval
process.

GLOBAL STRUCTURED INFRASTRUCTURE AND FINANCE: Financial guaranty insurance
helps sponsors of essential public projects and major ground up construction projects with strong
financial histories obtain long term financing through capital markets, creating attractive opportunities
and rates by lessening liabilities.

LOANS TO BANKS AND HIGH NET WORTH BUSINESS’: from $50,000,000 internationally,
asset or cash based, banks must be rated S&P BB+ minimum, have US, British or French major bank
correspondent relationships rates range from 1% to 3.50%; business’ must have at least $50,000,000
liquidity rates range from 1% to 5%.

CAPITAL EQUIPMENT LEASE FINANCING PROGRAM: from $50,000 in the USA and Canada
and from $250,000 worldwide The Lender offers innovation programs to help the Lessee grow their
business. We finance healthcare, agricultural, technology, construction, production and process,
furniture, fixtures and equipment, automotive, energy and telecommunications equipment in many
countries. Rates vary from 4.5% subject to credit profile, term, history and cash flows.

To help the government fight the funding of terrorism and money laundering activities, and under the
terms of the USA PATRIOT Act signed October 26, 2001, we are required to obtain, verify and record
information that identifies each customer we work with.

*Rates and Terms Subject to Change without Notice Please call or email us to verify rates

Commercial Loans Florida

(727) 755-4482

03/31/2014

http://www.tampabay.com/news/business/banking/us-house-overwhelmingly-passes-flood-insurance-relief-bill/2168553

WASHINGTON — The House on Tuesday night voted to undo major provisions of a 2012 law that has caused sharp flood insurance rate increases, signaling possible relief after months of rising tension among home­owners in Florida and other states.