The Home Asset Experts

01/14/2026

RIP BOB WEIR - I hope you and Jerry are jamming in the afterlife

10/23/2024

Are you experiencing declining returns in your 401k and IRA? Savings account rates keep falling?

Becoming a capital partner in real estate comes with consistent rate of return per year, secured and asset backed low risk, partnerships with professional real estate investors and grows your wealth passively at 18-30% a year.

Join our network to book a 1:1 onboarding with the founder, Stacy Patel, to learn how to get access to consistent returns, vetted projects and partners and a streamlined risk mitigated process. The network is free to join and there is never a fee to access the projects once you are approved as a capital partner. Education offered to learn more monthly, community chats and a collaborative team makes GH Capital stand out. Join now.

Welcome! This form is for consideration to join the Private Money Lending Network (PMLN) as a Private Money Lender in partnership with Golden Handshake Capital. IMPORTANT: If you are a broker or represent a lending/funding company, please send an email to set up an appointment for a collaborative di...

10/22/2024

After our summer abroad, we are launched into the fall and full swing in the network. I have had repeated requests to hold our webinar series again to educate about private lending and best practices, so I am sending out this message to see if you are interested.

If this would hold value for you to learn about the ins and outs of our process, how to vet a deal and borrower, learn terminology and all risk mitigation practices that our company employs, then I would be thrilled to host this in the next week or two.

Please send a message to [email protected] to if you are interested so I can gauge interest:

Week of October 28
Week of November 11

The information is held in two, 2 hour sessions. There is so much to talk about and in these condensed classes, I pour my knowledge and experience into the session. The fee is $30 per session.

If you are already a vibrant PML and know the ins and outs, I wish you much success in your journey and hope to work together. If I can add value by assisting to increase your knowledge and best practices, I would love to have your join.

We always strive to learn and be the leader in risk mitigation practices. We are striving for excellence and if I do not exceed this goal, then I need to learn how to create a process and always want to learn to be better.

I am always here to answer any questions. If you are interested in joining the network and have not been through the 1:1 onboarding, please reach out as well or fill out this form:
https://forms.gle/bU5b2t3Jz2uXt6RV6

Here is a link to our time abroad, https://youtu.be/E2ya50VzGyg?si=AuM7TQsngktjP8Wy our trip funded with passive income by investing in real estate.
Warmly, Stacy

The Private Money Lending Network is a liaison between real estate project borrowers and private lenders, creating risk mitigation practices for both. Bonjou...

09/03/2024

Our LIST for Avoiding Scams in Real Estate Funding: Tips and Red Flags to Watch Out For

(Below is our YouTube link if you want to learn more about us)

In the world of real estate investing, securing the right funding is crucial—but it’s equally important to protect yourself from scams and bait-and-switch tactics.

Red Flags to Watch Out For:

Pressure to Act Quickly:
Scammers may push you to make hasty decisions. A trustworthy lender will give you the time you need to make informed choices.

Lack of Transparency:
If a lender hesitates to provide full information about fees, terms, or loan conditions, consider it a red flag.

No Physical Address or Contact Information:
A legitimate lender will have verifiable contact information. Be wary of lenders who are only reachable via anonymous channels.

High Upfront Fees or Wire Transfer Requests:
Requests for large fees upfront, especially via wire transfer, are common scam tactics. Pay only standard application fees if absolutely necessary.

Complicated or Confusing Loan Terms:
Watch out for overly complex terms that seem designed to confuse. Simplicity and clarity are signs of a trustworthy lender.

No Proof of Funds:
A credible lender should provide proof of funds or financial statements. If they can’t, move on.

Changing Terms Last Minute (Bait and Switch):
Be vigilant if a lender changes the terms at the last minute. This is a classic bait-and-switch move.

Promises of Guaranteed Approvals:
Legitimate lenders will perform due diligence. Be skeptical of anyone offering guaranteed approval with no questions asked.

Unprofessional Communication:
Poorly written emails, unprofessional conduct, or inconsistent messaging are often indicators of a scam.

Top Tips for Avoiding Scams in Real Estate Funding:

Verify Lender Credentials:
Always confirm the lender’s licensing and credentials through state regulatory bodies or trusted associations like the National Mortgage Licensing System (NMLS).

Research Reviews and Reputation:
Check reviews on trusted platforms such as Better Business Bureau (BBB), Trustpilot, or even within our own network. Real feedback from other investors can be invaluable.

Get Everything in Writing:
Document all promises and agreements in writing. Never rely on verbal commitments alone.

Use Escrow Services:
To secure transactions, use third-party escrow services. This ensures funds are only released when terms are met.

Avoid Upfront Fees:
Be cautious of lenders asking for significant upfront payments. Reputable lenders may charge small fees, but large pre-service fees are a major red flag.

Be Wary of “Too Good to Be True” Offers:
If the terms seem too favorable, proceed with caution. These offers can often be bait-and-switch tactics.

Use Your Network:
Leverage our network for trusted lender recommendations. Connecting with fellow investors can provide valuable insights.

Warmly,
Stacy

The Private Money Lending Network is a liaison between real estate project borrowers and private lenders, creating risk mitigation practices for both. Bonjou...

08/20/2024

Hello my Rock Star friends!

we’re still accepting accredited investors for this exciting project. If you’re interested, I encourage you to check it out and reserve a spot on my Calendly for a detailed discussion:

https://calendly.com/ghcapital/leawood-cottage-investment-presentation

Golden Handshake Capital & The Private Money Lending Network are thrilled to present an investment opportunity exclusively for accredited investors. With the ability to accept capital and funds from your Self Directed IRA, or Solo 401k, we can easily work with your custodian to invest if needs be.

Currently, less than $1 million remains available from the original $5 million equity raise that began in May 2024. Construction is slated to start in September 2024 and is progressing as planned. Under the leadership of Doug Hoffman, a seasoned developer with a proven track record, The Cottages at Leawood promises to deliver affordable luxury housing in a prime location near major corporations.

Located in Leawood, Kansas, this project features 60 single-family cottages in a highly sought-after area with top-rated schools. With the current scarcity of new homes, these cottages address a critical housing demand in the community.

Investors can anticipate exceptional returns that surpass industry standards, thanks to our team's expertise in cost control and risk management. With a projected 63% return over 30 months, this equates to an impressive 25.2% annual return.

Secure your spot today by scheduling a call through my Calendly link, where I’ll be happy to answer any questions and confirm your eligibility.

Warmly,
Stacy Patel
[email protected]
www.goldenhandshakecapital.com

06/24/2024

We spent a few weeks looking at projects in Paris and are now in Antibes and Nice for a few more weeks. Checking out all the properties and one of the fix & flips in progress.

Ps. Here are some key rules and considerations for Americans purchasing property in France:

1. Legal Restrictions: There are no significant legal restrictions on Americans buying property in France. Both residents and non-residents can purchase property without needing special permits.

2. Property Types: Buyers can purchase various types of properties, including residential, commercial, and land. However, agricultural land might have more regulations.

3. Process Overview: Initial Agreement (Compromis de Vente): Once a property is selected, the buyer and seller sign a preliminary contract called "compromis de vente." This contract outlines the terms of the sale and is usually accompanied by a deposit of around 10% of the purchase price.

4. Cooling-Off Period: After signing the initial agreement, buyers have a 10-day cooling-off period during which they can withdraw from the sale without penalty.

5. Final Contract (Acte de Vente): The final contract is signed in the presence of a notary (notaire) who ensures that the transaction is legally sound. The notary also handles the payment of taxes and registration of the property.

6. Notary Fees and Taxes: Buyers need to account for notary fees and property taxes. Notary fees typically range from 6-8% of the property price for older properties and around 2-3% for new builds. Additional taxes and fees may include stamp duty and registration fees.

7. Financing:Mortgages: Americans can obtain mortgages from French banks, though the process might be more complex for non-residents. It's advisable to have a significant down payment, usually around 20-30%. Currency Exchange: Consider fluctuations in exchange rates and the cost of transferring money internationally.

8. Ongoing Costs: Property ownership in France comes with ongoing costs such as property taxes (taxe foncière and taxe d'habitation), maintenance, and insurance.

9. Residency Considerations: Owning property in France does not grant residency rights. If planning to live in France for an extended period, Americans will need to apply for the appropriate visa or residency permit.

10. Legal and Tax Advice: It's crucial to seek legal and tax advice from professionals familiar with French property law and international transactions. This helps ensure compliance with all regulations and optimization of tax liabilities.

11. Inheritance Laws: French inheritance laws are different from those in the U.S. and include "forced heirship" rules, which may affect how property can be passed on to heirs. Legal advice is essential to navigate these laws.

12. Additional Regulations: Certain regions might have additional regulations, especially in protected or historical areas. Always check local regulations before purchasing.

Au Revoir!
Stacy & JD

We spent a few weeks looking at projects in Paris and are now in Antibes and Nice for a few more weeks. Checking out all the properties and one of the fix & ...

06/17/2024

Great TIPS that JD posted on recognizing Scams in Private Money Lending!

⚠️OUR TIPS LIST for avoiding Scams and Bait & Switch techniques in Private Money Lending for Real estate!⚠️

Unfortunately, Stacy and I have consistently run into honest people who were scammed or tricked into bait & switch plans by devious people in the private money lending sphere. We compiled a list for you while in Paris to recognize the "Red Flags" that you need to look out for. Here they are:

TIPS TO RECOGNIZE SCAMS AND BAIT-AND-SWITCH TACTICS IN PRIVATE MONEY LENDING🚨

1. Research the Lender Thoroughly:

Check the lender’s credentials, reviews, and ratings. Look for any red flags or negative feedback from previous clients. Ask friends, other REIs/PMLs or family if they have heard of the lender or heard anything.

2. Beware of Upfront Fees:

Legitimate lenders usually deduct fees from the loan proceeds rather than requiring large upfront payments. Be cautious if a lender demands substantial fees before processing your loan.

3. Check their Public and Social Media Presence:

Are they verified on FB, LinkedIn, Alignable etc. Do they have any presence both personal and/or business wise on legitimate platforms? Major Red Flag if they have no presence and say that they are too busy, not technical, or too "old school" to have a presence (anyone that is that busy, is usually making a ton of money and can have any intern, family member or assistant create a presence for them...Just take a look at any legitimate business person- ALL of them have a presence, even if they are not technical and paid someone to do it.

4. Understand the Terms Clearly:

Read all the terms and conditions carefully. Ensure that the interest rates, repayment schedule, and fees are transparent and well-documented.

5. Check for Proper Licensing:

Verify that the lender (if a "Hard Lender") is licensed to operate in your state or country. Unlicensed lenders are often a red flag for potential scams.

6. Watch Out for Too-Good-to-Be-True Offers:

Be skeptical of offers that promise extremely high returns with little to no risk (without explaining in detail about Risk Mitigation practices) Scammers often use unrealistic promises to lure investors.

7. Get Everything in Writing:

Insist on having all agreements and promises in writing. Verbal agreements are difficult to enforce and can lead to misunderstandings or fraud.

8. Verify Contact Information:

Check the lender’s contact information, including their physical address and phone number. Avoid lenders who only provide a P.O. box or generic email address (Gmail non-business email)

9. Consult with a Legal Professional:

Have a real estate attorney or REI/PML expert review all documents before you sign. An attorney can help you identify any hidden clauses or potential issues.

10. Ask for References:

Request references from previous clients and contact them to inquire about their experience. Legitimate lenders should have no problem providing references.

11. Be Cautious of High-Pressure Tactics:

Scammers often use high-pressure tactics to rush you into making a decision. Take your time to evaluate the offer and do not feel pressured to act immediately.

12. Use Trusted Platforms:

Engage with lenders through reputable platforms that have verified and vetted their members. Trusted platforms offer an additional layer of security and credibility.

13. Trust Your Instincts:

If something feels off or too good to be true, trust your instincts and proceed with caution. It’s better to miss an opportunity than to fall victim to a scam.

Always be cautious and skeptical...This is your hard earned money, so, never have a fear of missing out while doing your due diligence and you will avoid most scams!

Bonjour from Paris!

JD& Stacy

05/21/2024

See you TONIGHT for the in-depth Private Money Lending Webinar!

Here are the links to sign up for the webinars on Zoom:

Tuesday May 21st, 7pm EST.

The Intro/Foundations Webinar

https://zoom.us/webinar/register/WN_VeEamvFfSf2hdKN8aUK2hg

This webinar is good for both potential private lenders who want to learn details concerning the PML world, and borrowers who want to educate themselves on the process of how they can obtain funding for their real estate projects through private capital.

Then, the second part of the Webinar series:

Best Practices/Deep Dive
Thursday May 23rd, 7pm EST.

https://zoom.us/webinar/register/WN_VV7nfipjQi6zJsqt3bSYfQ

Please note that these links will take you to our PayPal where you can register for the Zoom webinar series.

05/20/2024

See you tomorrow for the in-depth Private Money Lending for Real Estate webinar!

Here are the links to sign up for the webinars on Zoom:

Tuesday May 21st, 7pm EST.

The Intro/Foundations Webinar

https://zoom.us/webinar/register/WN_VeEamvFfSf2hdKN8aUK2hg

This webinar is good for both potential private lenders who want to learn details concerning the PML world, and borrowers who want to educate themselves on the process of how they can obtain funding for their real estate projects through private capital.

Then, the second part of the Webinar series:

Best Practices/Deep Dive
Thursday May 23rd, 7pm EST.

https://zoom.us/webinar/register/WN_VV7nfipjQi6zJsqt3bSYfQ

Please note that these links will take you to our PayPal where you can register for the Zoom webinar series.

Warmly,
Stacy & JD

05/16/2024

Ok! In case you missed the PML Real Estate Webinar, here is a link to the FREE recording:

https://zoom.us/rec/share/b1iakwgXIgTfTSqGymMr7NIOH51M93Jsg-xsBzyYD_F5utAwOdrrsNWF1rhnOEj2.0lt9GFeJ93r2upj9

Stacy went over specifics about private funding in real estate and details about the network; , and how you can become a private lender and receive vetted real estate opportunities to fund.

Here is the official link to apply to join our network:
https://forms.gle/CCTiuKxYvYHRgV2M8

-The PMLN Team

05/09/2024

Big "hey" to all my REI & PML friends/students! Had a great time doing this awesome Podcast. Please take a listen when you get a chance. All kinds of information and tips:

On this episode of Zen and the Art of Real Estate Investing, Jonathan dives into private money lending with Stacy Patel, co-founder of Golden Handshake Capital. Stacy's 20 years of experience in the industry offers a map for investors who want tailored solutions for their projects, including wholesale, fix-and-flips, and more.

Listen → http://www.trustgreene.com/podcast/zen/136

Listen wherever you find podcasts!

Not knowing where to find the answer to a problem can be a roadblock along the real estate investing journey, preventing investors from moving forward. Financing can be especially tricky, and finding a lender who presents real solutions is gold.