Laura Michel Insurance

11/07/2024

Reliable Heating and Cooling has been serving St. Louis and St. Charles counties for over 35 years. www.trustreliable.com
We would always love a review! https://g.page/r/CXZVIRSFtScVEBM/review

06/12/2024

The best part about talking to an insurance professional?

They can find the coverage you need at a price you can afford. And their advice is free!

02/27/2024

American National insurance can help protect your business and your family to ensure that things continue operating smoothly, and your loved ones remain financially stable in the event of your death. Contact me to learn more.

01/30/2024

Life insurance can help you build wealth to pass on to loved ones after you’re gone. You can feel at ease knowing that the people you love will be taken care of financially when you pass. Reach out to me today to find out how.

01/23/2024

Planning for the future of your small business can be worrisome but our Retirement Plan Review is a no cost analysis of your current plan. Allow me to help you to ensure your existing plan still meets your goals and objectives.

08/12/2023

Another wonderful Michel family vacation to 30-A!

08/08/2023

❌ Myth: A life insurance policy through work is enough.

✔️ Fact: Life insurance at work is a nice benefit, but it typically is not enough to protect your family. Plus, if you change jobs, it doesn't move with you.

02/16/2023

01/05/2023

INSURANCE FOR CONTRACTORS

Whether you are an electrician, carpenter, plumber or jack-of-all-trades—we work hard to help cover your business and offer coverages that expand your level of protection.

DAMAGE TO PROPERTY
Protects your tools, equipment, buildings and other valuable assets from natural disaster, theft and other damage.

LIABILITY
Helps pay for costs to defend and settle a variety of claims against your business including bodily injury, property damage and personal injury.

LOST BUSINESS INCOME AND EXTRA EXPENSES
Helps replace business income lost and can cover extra expenses you occur to get back in business (up to 12 months and up to the limits you select).

COMMERCIAL AUTO
Helps pay for claims resulting from accidents whether it is you or an employee driving a company vehicle.

WORKER’S COMPENSATION INSURANCE
Helps replace lost wages and pay for medical treatment if an employee suffers a work-related injury (not available in all states).

COMMERCIAL UMBRELLA
Essentially, this coverage picks up where your business auto liability or general liability coverage stops, providing extra protection against bodily injury and/or property damage.

SPECIAL COVERAGE OPTIONS
• Installation, tools and equipment
• Damage to equipment leased or rented by others
• Designated construction projects general aggregate limit
• Waiver of Subrogation
• Care, custody and control of personal property
• Primary non-contributory coverage

And, because the most important part of your business is you, we also provide:
• Life insurance
• IRA/Annuities

12/25/2022

Merry Christmas!