10/14/2026
If you had a new roof installed from these crazy Missouri/Illinois storms in the last year or two, remember to let your insurance agent know, or you could be missing out on the “new roof discount.”
With some insurance companies, the claims department typically doesn't pass along the fact that you had a new roof installed to the service team or your insurance agent.
You could be leaving money on the table by not having the age of your roof updated on your home insurance policy. A newer roof typically equals a lower policy premium and vice versa.
Reach out to your agent and make sure they have the new roof documented so that you can capture that discount.
I recently updated a home insurance policy for a client showing that they have a new roof and it saved them quite a bit of money. They are now getting a prorated refund check from the insurance company as the cost of home insurance is now lower with their roof being new.
We typically require a certificate of completion or a paid receipt from the roofing company showing the work was completed.
Reach out if you ever have questions! 🙂
