NorthLend Financial

NorthLend Financial NorthLend Financial is a Division of Boxcar Mortgage, LLC dba Valor Home Loans | NMLS # 1969375 | Equal Housing Lender

Huge shoutout to Thor Ho for landing in the Top 10 already! When someone steps into this business and immediately create...
12/03/2025

Huge shoutout to Thor Ho for landing in the Top 10 already! When someone steps into this business and immediately creates momentum like this, you pay attention. Great start Thor, keep building!

Celebrating excellence this November!
Congratulations to our Valor Home Loans Top Producers for leading with dedication, expertise, and unwavering commitment to serving our clients.
Proud to have each of you on the team. 🔥

09/20/2025

🚨 BREAKING NEWS 🚨
Valor Home Loans is now accepting conforming loans up to $819,000 — ahead of the official November announcement!
đź’° Greater affordability for refinances
🏡 Reduced down payments for higher price points
⚡ Faster underwriting for larger loans
Ask your mortgage expert for details and see how this can benefit you today!

If you’re self-employed and earning good money but keep getting turned down for a mortgage, it might not be your income,...
07/08/2025

If you’re self-employed and earning good money but keep getting turned down for a mortgage, it might not be your income, it might be your tax returns.

Our 1099-Only loan lets you qualify based on gross income, not your taxable income after write-offs. No tax returns needed, just your 1099s.

We’ve helped marketing consultants, rideshare drivers, and independent contractors get approved with just 10% down and competitive pricing.

While others are checked out and already out on the lake, we're still working this week.We’re making the rounds to drop ...
06/30/2025

While others are checked out and already out on the lake, we're still working this week.

We’re making the rounds to drop off some NorthLend Financial 4th of July themed gift bags to our fellow hardworking partners & professionals.

If you're grinding through the holiday week too, drop a comment or DM us and we’d be happy to swing by and brighten your day with a 4th of July themed gift bag!

Not all lenders offer this.Our exclusive Credit Solutions department turned a denied file into a fully approved $435k FH...
06/30/2025

Not all lenders offer this.

Our exclusive Credit Solutions department turned a denied file into a fully approved $435k FHA purchase in 30 days, 15 actions, and a major credit boost.

This is how we help buyers win!

Realtors & financial pros, you don’t have to lose another deal due to tax returns and income issues for business owners....
06/24/2025

Realtors & financial pros, you don’t have to lose another deal due to tax returns and income issues for business owners.

At NorthLend Financial, we offer Bank Statement Loans through All Western Mortgage, Inc., that are perfect for self-employed clients with strong cash flow but complicated tax returns.

*No tax returns required *Equity unlocked fast *Deals saved!

Let’s partner to help more clients win in today’s market.

Referral partners – here’s one for your “almost made it” files.We just helped a borrower qualify by using their investme...
06/18/2025

Referral partners – here’s one for your “almost made it” files.

We just helped a borrower qualify by using their investment accounts to create over $19K/month in supplemental income.

It’s called Asset Utilization and it’s a game-changer for retirees, business owners, and high-net-worth clients who don’t show income the traditional way.

Let’s connect and help more families buy homes when other lenders can’t.

Address

2550 University Avenue W. Suite 210-N
Saint Paul, MN
55114

Telephone

+16517475900

Website

https://www.valorhl.com/, https://jonhill.floify.com/

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