Dayton’s Bluff Financial

09/05/2024

Life insurance is a key piece of protection for LGBTQ adults.

Source: 2024 Insurance Barometer Study, Life Happens and LIMRA. Our research shows that the LGBTQ+ community is underinsured—more than the general population. Our goal as a nonprofit is to educate year-round and help everyone close this coverage gap! Check out more info at lifehappens.org/barometer2024.

09/05/2024

Life insurance can protect your whole family’s financial security. Because every family’s needs and goals are different, Woman’s Life offers many life insurance options that could work for you. Get started today! https://buff.ly/3umk2Zv

09/02/2024

08/08/2024

Even though, it’s not open enrollment season, you may be eligible to enroll in low cost health coverage. Contact us today to see if you qualify for coverage!

08/05/2024

In the last 12 months, 61% of adults without health insurance have skipped or postponed getting the care they need due to cost.* But going without insurance can cost you more in the long run.

*If you qualify. Does not apply to Medicare-eligible individuals.

*Source: KFF: American’s Challenges with Health Care Costs

08/03/2024

Crowdfunding is NOT life insurance.

08/03/2024

"Never underestimate the power of a girl with a book." ~ Ruth Bader Ginsburg

08/03/2024

Florida residents: Are you looking for a fun and healthy way to get outside and support your community? Visiting your local farmer's market is a great way to support local farmers, enjoy nutritious produce, spend time outside, and socialize.

Find a local farmers market near you here: FarmersMarketToolKit.org/find-a-market

08/02/2024

This is a sad statistic, but there are a few ways to help prevent this - or to mitigate the risk at the very least:

1. Get health coverage. The Affordable Care Act makes it possible to purchase coverage if you lose employer sponsored coverage. In addition to federal subsidies to lower the cost, many states, including Minnesota, offer programs that lower the cost of coverage dramatically.

2. Invest in life insurance with “living benefits” that can be used to pay your expenses if you develop a serious illness. Depending on the severity of the illness and the carrier, you can access up to 90% of the cash value of your death benefit.

3. Consider disability insurance, either as a standalone policy or a rider on your life insurance policy. This will protect your income when you need it most and coverage is VERY affordable.