First Central National Bank

First Central National Bank Personal Service with a Hometown Touch! The First Central National Bank is an independent community bank with 4 locations in Champaign County, Ohio. Member FDIC

We have been serving Champaign County and the surrounding communities for over 145 years. The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit, ATMs,

and Internet Banking. Our loan department offers Mortgage, Farm, Auto, and personal loans. Our loan terms are designed to be competitive in today's market. Our strong community ties lead us to emphasize personal service with a hometown touch. Our employees strive to generate an atmosphere that makes banking enjoyable. Whether you bank from home or frequent our convenient offices you can always count on the First Central National Bank to provide "The technology you need and the service you deserve". First Central National Bank NMLS # 514553
Member FDIC and Equal Housing Lender

06/04/2026

👋🏼Meet Our Board of Directors (Part 2)!
Today, we're highlighting a few familiar faces whose decades of dedication and service have helped strengthen FCNB and the communities we proudly serve.
Their guidance helps ensure FCNB remains focused on what matters most—providing exceptional service to our customers and supporting the communities we call home.

⭐ Did you know? As a true community bank, FCNB is privately owned by local shareholders. That means YOU have the opportunity to become more than a customer—you can become an owner of your hometown bank.
Interested in learning more about purchasing FCNB stock? We'd love to talk with you!
❤️ Local leadership. Local ownership. Local commitment.

This sounds like so much fun! Stop by our library with your kids to kick off their scavenger hunt and start exploring th...
06/03/2026

This sounds like so much fun! Stop by our library with your kids to kick off their scavenger hunt and start exploring the town 😃

🎆United States of America 250 Community Scavenger Hunt🎆
June 1 through July 2

Complete the scavenger hunt around downtown St. Paris for an entry into a drawing for four Kings Island tickets.

Thank you to our AMAZING downtown businesses for hosting our flags and joining in on the fun!

❤ Tickets generously donated by Kings Island. 🎢

🐄🥛 Mooove over, May—National Dairy Month is here!Being a dairy farmer is more than a job—it's a 24/7, 365-days-a-year co...
06/02/2026

🐄🥛 Mooove over, May—National Dairy Month is here!
Being a dairy farmer is more than a job—it's a 24/7, 365-days-a-year commitment. The dairy farms in our community are built on generations of hardworking men and women who are passionate about what they do. They take great pride in caring for their cows, stewarding their land, and producing the wholesome dairy products we enjoy every day.
Looking for ways to support your local dairy farmers?
🥛 Drink more milk and enjoy your favorite dairy products.
🧀 Purchase dairy products produced by local farms whenever possible.
🏡 If a dairy farm sells products directly to consumers, stop by their farm store and make a purchase.
👏🏼Let’s celebrate and thank the dedicated dairy farmers who help feed our communities!!

05/30/2026

👋🏼Meet Our Board of Directors! (Part 1)

Get to know the dedicated leaders who help guide FCNB's vision and future! These men and women serve as our Board of Directors, making important decisions that shape our organization while remaining active members of the communities we proudly serve.
Stay tuned as we introduce each of these outstanding individuals😊

We will be closed today in observance of Memorial Day. Wishing everyone a safe and meaningful holiday as we remember and...
05/25/2026

We will be closed today in observance of Memorial Day. Wishing everyone a safe and meaningful holiday as we remember and honor our fallen heroes. 🇺🇸

Wishing our very own, Karen Hart,  congratulations on this prestigious achievement! We are very proud of you 👏🏼
05/12/2026

Wishing our very own, Karen Hart, congratulations on this prestigious achievement! We are very proud of you 👏🏼

Happy Mother's Day to all of the amazing moms, grandmothers, stepmoms, and all the mother figures who make life brighter...
05/10/2026

Happy Mother's Day to all of the amazing moms, grandmothers, stepmoms, and all the mother figures who make life brighter with their love, strength and endless support. Today we celebrate YOU! Special shout out to the incredible Moms of FCNB! Thank you for everything you do, both at work and at home ❤♥

Kindergarten Day — our favorite day in May 😊We love welcoming these future customers to the Bank, showing them around, a...
05/08/2026

Kindergarten Day — our favorite day in May 😊
We love welcoming these future customers to the Bank, showing them around, and helping them start their savings journey with a few coins for their piggy banks! 🐷💰Thank you Curtis Blake for your expert tour guide skills. We appreciate it !

05/04/2026

🌞It’s the first week of May, the sun is shining, and fields are coming to life—corn and soybeans are already emerging in neat, green rows. It’s shaping up to be one of the earliest springs we’ve seen in years!

Even so, we’ve still got plenty of farming left which means heavy equipment is still traveling the roads- like this tractor/planter combo featured in the video. It takes a while to get these big pieces stopped and going again!

This is your yearly reminder to slow down, have some grace and give some space for farmers and field workers. The goal is simple: everyone gets home safe—farmers and drivers alike!!

⚠️Have you received a letter about your home warranty or an offer for title insurance in an unmarked envelope?These ofte...
04/17/2026

⚠️Have you received a letter about your home warranty or an offer for title insurance in an unmarked envelope?

These often look urgent—marked “Final Notice” in large print—and may even include your bank or mortgage company’s name to seem legitimate. In reality, they’re a common type of scam floating around in your mailbox designed to pressure you into acting quickly.

Stay alert to the warning signs, and if something doesn’t feel right, contact your lender directly using a trusted phone number!

For peace of mind, all official FCNB correspondence will always include our logo and verified mailing address. If it is urgent, we will call you!! That’s the perks of a small town Community Bank.

Address

103 S SPRINGFIELD Street
Saint Paris, OH
43072

Opening Hours

Monday 8:30am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 8:30am - 12pm
Friday 8:30am - 5:30pm
Saturday 8:30am - 12pm

Telephone

+19376634186

Alerts

Be the first to know and let us send you an email when First Central National Bank posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share

Category