NorthPointe Wealth Management

07/04/2026

From my family to yours, have a fantastic and safe Independence Day, filled with joy, laughter, and patriotic pride!

07/01/2026

Trump Accounts are going live on July 4. A few questions are worth considering:

➡️ Our baby is 18 months old. Do we qualify for the $1,000?

Yes. Every U.S. citizen baby born since January 1, 2025, qualifies for a one-time $1,000 federal contribution.

➡️ Is there an income maximum?

No. Eligibility is based on the child's citizenship and birth date, not family income.

➡️ Our child is 7. Did we miss it?

Not entirely. Any U.S. citizen under 18 can have an account opened. The federal $1,000 payment applies only to children born in 2025 through 2028, but everything else still applies.

➡️ Can grandparents contribute?

Yes. Up to $5,000 per year combined across parents, grandparents, family, and the child themselves.

➡️ What is the catch?

State tax conformity varies; California, for example, does not currently conform.

Whether to contribute, how much, and how to coordinate it with what you already have are all worth talking through. Our team is here for that.

06/09/2026

Taxable accounts are often overlooked as many focus on their retirement accounts through their employer, but a taxable account will help give you more flexibility during your accumulation years and into retirement. I encourage clients to start building a taxable account, even if it's $100 a month. If you would like to chat on strategies to start a taxable account or how it fits into an overall financial plan, lets talk!

Where you save matters just as much as how much you save. See how tax-deferred growth compares to a taxable account over the same time horizon.

Compare how the same contribution grows differently in taxable versus tax-deferred accounts.

05/25/2026

As we enjoy our freedoms and blessings, let us take a moment to reflect on the sacrifices made by so many men and women who have served our nation. Thank you for your service and dedication.

05/22/2026

Artificial intelligence is becoming a more common expectation in early-career roles.

Recent data shows that about 4.2% of entry-level job postings now reference AI skills, nearly double the share from a year ago. Internship postings are even higher, with more than 10% including AI-related requirements.

The trend spans a range of industries, with the strongest presence in technology roles, along with growing adoption in areas like financial services and marketing.

At the same time, many students report learning these tools on their own, as formal training continues to catch up with workplace expectations.

While the overall job market for new graduates remains competitive, familiarity with AI tools is becoming one way candidates can stand out across a variety of roles.


Source:

As of March, 4.2% of full-time early-career jobs called for AI skills, nearly double the share from a year ago, according to Handshake's 2026 graduate report.

05/10/2026

Motherhood is a selfless act of love that deserves to be celebrated every day. This Mother's Day let's honor and thank the incredible moms (of all types) for their unwavering devotion and sacrifices. You are appreciated more than you know.

05/04/2026

A disability could keep you from work and increase costs. How can you protect yourself?

In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.

04/10/2026

When I work with my clients, we don't only look at what they have invested with me at my firm. We look at the whole picture (investments, debt, insurance, long-term care, goals) to make sure that their overall wealth is working for them. I utilize RightCapital's planning software to help provide the whole picture. Many of my clients have not seen all of their assets accounted for in one place, and then see the power of the software project the data into the future and be able to manipulate the information to better align their goals.

This is one of the many items I help quarterback for my clients so that they can do what they do best. For some, that's focus on their career, while others want to focus on family and retirement. No matter what stage you're in, having a partner to help you make financial decisions you can be confident and comfortable with is paramount.

If you're looking for a second opinion or working with an advisor for the first time, I'm happy to have a conversation.

[email protected]

NorthPointe Wealth Management is an independent financial firm dedicated to providing personalized financial guidance and education to help individuals and businesses pursue their financial goals.