Kelly Luna nmls #997134

12/31/2025

With over 60 family’s served in 2025 I am looking to help even more families in 2026 to buy a home or refinance to save money ot take cash out of your equity! I look forward to serving you in 2026, and wish you all a blessed and happy new year! NMLS:997134

12/20/2025

First time home buyer? 🏠 Need help with down payment? We have you covered!
Let me know how I can help you purchase your first with as little as 💰 1,000.00 out of pocket for those who meet qualifications.
NMLS:997134
assistance.

11/05/2025

Are you buying a home in Michigan? Has the down payment been a challenge? Why not take advantage of MSHDA down payment assistance? I can help!
www.flagstar.com/kluna
Email me your questions @ [email protected]

07/29/2025

07/29/2025

Squeezing a few extra closings in for the end of the month ! Almost reached 1million in loan closings this month! Congratulations to all our New Flagstar 🏠 homebuyers! 😍 who needs my help next? www.flagstar.com/kluna
Nmls:997134

07/29/2025

🏡💥 First-Time Home Buyer? This Might Be the Post That Changes Everything 💥🏡

Tired of renting?
Think buying a home is out of reach?
Think again. 👀

I help first-time buyers unlock the door to homeownership — even if you: ✅ Have student loans
✅ Don’t have a perfect credit score
✅ Thought you needed 20% down (you don’t!)

Here’s what most lenders won’t tell you: 👉 You could qualify with as little as 3% down
👉 There are grants & programs that cover closing costs for those that qualify
👉 You don’t need a 700+ credit score to get approved

📲 DM me with any questions!

No pressure. Just real answers from me backed by 20+ years in the business.
Let’s turn your “someday” into today. 🔑

NMLS: 997134
www.flagstar.com/kluna

04/23/2025

Yay! A happy new homebuyer has joined the homeownership club today! If you need financing help with your condo purchase I can help!
Nmls:997134. www.flagstar.com/kluna

04/16/2025

I have the best home buyers! Happy new home owner alert! 🏠 🧡🎉🙌 closing time 15 days! need help to buy your new home? I can help!
www.flagstar.com/kluna
nmls997134

04/15/2025

Happy closing day! Another closing in less than 3 weeks! 🙌

03/07/2025

Did you hear? Michigan State Housing Development Authority has named Flagstar one of the top 10 lenders in Michigan! Did you know that MSHDA will provide up to 10k in down payment assistance to first time buyers in Michigan who meet qualifications ? Our goal’s simple: helping more people achieve *their* goals of becoming homeowners, and we’re incredibly proud to be recognized for our efforts to make dreams come true. Whether you’re buying for the first time and need my expertise in obtaining down payment assistance or looking to upgrade, contact me and see what makes us a top 10 lender.
www.flagstar.com/kluna
Nmls:997134

01/17/2025

Questions about first time homebuyer grants? Low or no down payment options? Special pricing on second homes, investment homes or Jumbo? We have you covered! Please let me know how I can help!
www.flagstar.com/kluna