Home Town Title, LLC

Home Town Title, LLC Home Town Title, LLC with offices in Sauk Centre, St. At Home Town Title, LLC we believe it is our privilege to work for our clients.

Joseph and Alexandria is a licensed closing company in Minnesota and a title insurance agent for Old Republic Title. It is a locally owned non affiliated company with strong roots in Central Minnesota. Home Town Title, LLC was founded in 1998 by Margy Umhoefer and her husband Jim. Margy ran the company with different partners over the years, until 2005 when Tim Nelson became a silent partner, the

n in 2012, Tim took over as the sole owner of Home Town Title, LLC along with offices in Sauk Centre, Alexandria and St. Joseph, Servicing all on Minnesota specializing in Stearns, Douglas, Benton and Morrison Counties. We can handle commercial and residential closings as well as new construction. Thank you for your business.

What makes a good referral for Home Town Title?
08/14/2026

What makes a good referral for Home Town Title?

07/22/2026

Mark your calendars as this incredible 250th celebration is just a few weeks away. Please help us share this information.

250th Celebration August 1st. Details below.
We’d love to have you be part of the fun! Everyone is welcome to join the parade at 4:00. Bring your smiles, your spirit, and your community pride as we walk together and celebrate 250 years.
Step back in time with us! As we celebrate America's rich heritage, we invite everyone to join the fun by dressing in vintage clothing from the era that interests you. There's so much history to choose from. It's a simple way to bring history to life and add a little extra charm to the day. Let's fill St. Stephen with the spirit of the past and make this celebration one to remember.
Take a peak at our brochure for more fun details.
Sincerely,
The 250th Celebration Committee

REFERRAL WHEEL IS HERE: When you hear of someone talking about these dealings they probably could use our help! "Local...
07/10/2026

REFERRAL WHEEL IS HERE: When you hear of someone talking about these dealings they probably could use our help! "Local Roots, Trusted Results"

06/11/2026

June is National Homeownership Month; a time to celebrate one of the freedoms woven into the fabric of America since its founding.

From the earliest days of our nation, the right to own property has been closely tied to opportunity, independence, and the pursuit of the American Dream. The Founding Fathers recognized that secure property rights help create strong communities, encourage investment, and provide families with a foundation for building generational wealth.

Today, homeownership remains one of the most meaningful milestones in many Americans' lives. Whether it's a first home, a family farm, a lakeside cabin, or an investment property, ownership represents more than just land and buildings; it represents security, stability, and a future to build upon.

At Home Town Title, we're proud to play a small but important role in protecting those property rights. Every title search, closing, and title insurance policy helps ensure that buyers can move forward with confidence, knowing their ownership is secure.

This June, we celebrate homeowners, future homeowners, and the enduring principle that property ownership remains one of the cornerstones of the American story.

🏡 Happy National Homeownership Month from all of us at Home Town Title!

Taking bids at the Holy Family School - Springfest (Sauk Centre) on our basket. Thank you!!!
02/18/2026

Taking bids at the Holy Family School - Springfest (Sauk Centre) on our basket. Thank you!!!

Ever wondered why escrow costs seem so high these days? In the last five years, they've jumped by a whopping 45%! But wh...
12/22/2025

Ever wondered why escrow costs seem so high these days? In the last five years, they've jumped by a whopping 45%! But what are buyers actually paying for?

At Home Town Title, we believe in unlocking transparency. From service fees to insurance, we break everything down for you: no hidden charges, no unanswered questions. Our team is here to guide you every step of the way, so you know exactly where your money is going on closing day. Got questions about your escrow statement, or want a real walkthrough? Drop a comment, send us a DM, or stop by for a chat!

Let’s make every dollar count and help you feel confident in your home buying process.

Big changes are coming for real estate deals! The new ALTA/NSPS Land Title Survey Standards drop in February 2026 and wi...
12/15/2025

Big changes are coming for real estate deals! The new ALTA/NSPS Land Title Survey Standards drop in February 2026 and will impact how surveys are handled for closings. If you’re an agent, lender, buyer, or seller, now’s the time to start preparing. The updates mean more clarity and detail when it comes to property surveys, which can affect insurance, boundaries, and transaction timelines. Not sure what’s changing or how it might affect your next closing? Reach out to our Home Town Title team with your questions: we’re here to help you get ready for a smooth transition!

Address

710 County Road 75 East Suite 101
Saint Joseph, MN
56374

Opening Hours

Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

+13202711111

Website

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