08/03/2026
We are seeing very high increases on our Medicare Supplement policies. The average increase for this year is 22-40%! Ever since I started my insurance agency, we were used to 8-10%.
The reason is the high number of Medicare beneficiaries using Medicare and the cost of care. As a broker, we are paid 11-20% commission on the original premium. We are not paid additional commission everytime you get an increase. We feel it is our job to look at all of your options and make sure we are doing our best to find the best price and coverage for you. A lot of our customers are past their Missouri Anniversary month, so we are having them come in and fill out an application using underwriting review. This involves answering the health questions, listing your medications and doctors, and allowing the company to review your health history. We have had a lot of success helping our customers find a better option for a lower cost. We cannot guarantee that you will qualify, but it is always worth trying. With everything increasing in cost, any item that will remain the same, or lower is a plus.
Give us a call if we can help you,
Deborah J. McKay
