The Osterbur Group - Country Financial

05/31/2026

When planning a getaway, you’re looking to relax and enjoy a break from the stress of everyday life. The last thing you want to worry about is what happens if things go wrong during your trip. Thankfully, you can count on your home and car insurance to protect you even when you’re away. Here are a few ways your home and auto insurance protect you when you’re traveling:

1. Roadside Assistance
While hitting the open road is a great adventure, sometimes breakdowns happen. Your auto insurance may provide you with emergency road service coverage, which can reimburse you for towing expenses, delivery of fuel, repair parts and labor charges.

2. Car insurance coverage for other drivers
Sharing driving duty with others on a road trip? Rest assured, if you give other licensed drivers permission to use your car, they are usually covered. This includes teens with learner’s permits!

3. Rental car insurance coverage
You might be wondering, “does my car insurance cover rental cars?” Generally, your auto policy should apply to the rental vehicle as long as you are driving within the United States (including your deductible). Always read the contract carefully and ask the rental agent to explain anything if you’re unsure.

Additionally, you can add vehicle rental and trip interruption coverage to your auto insurance to provide coverage for a rental vehicle if you have an accident away from home. With this protection, you may be reimbursed for a rental car if you have a covered claim, and if you have an accident more than 100 miles from home, you could also apply this coverage to travel expenses like transportation, lodging and meals. Expense limits differ by state, so talk to your insurance representative about the types of coverage available where you live.

4. Insurance coverage at a hotel or vacation home rental
If you are the victim of theft while you’re renting a vacation home or staying in a hotel, you may have coverage through your home insurance for your personal property. If you accidentally cause damage to the property you're staying in, you may have liability coverage as well.

05/28/2026

Planning some fun at home this summer? Make sure your backyard is safe for all your favorite activities by using this summer safety checklist.

Pool safety
⁃ Never leave children unattended
⁃ Kids should never be alone in or near a pool (even if they know how to swim).
⁃ Teach children to swim
⁃ Sign your kids up for swimming lessons if you haven’t
⁃ Learn emergency skills
⁃ Young children should learn when to get help. Older children and adults should learn CPR and first aid.
⁃ Buy pool safety equipment
⁃ Keep a first-aid kit, ring buoys and reaching poles nearby. Easy access to these items could be lifesaving.
⁃ Install a safety fence
⁃ Make sure your pool safety fence covers all pool sides and has self-closing gates. Also, install locks and alarms on doors with pool access.
⁃ Keep everyone in the know. Create and post safety rules and enforce them.

Trampoline safety
⁃ Add safety features
⁃ Make sure your trampoline has padding and netting. An enclosed trampoline can help prevent falls.
⁃ Maintain your trampoline. Inspect your trampoline regularly for missing pads, tears, exposed springs and other issues that could cause injury.
⁃ Enforce safety rules. Only one jumper at a time to reduce risk of injury.

Playground safety
⁃ Inspect your playground equipment regularly
⁃ Look out for protruding bolts, open hooks, broken ropes or rusted chains that could cause injuries. Replace equipment as needed.
⁃ Create a safe landing
⁃ Invest in soft-landing material like rubber tire chips or mulch to reduce or prevent injuries.
⁃ Teach playground rules
Having kids follow simple rules can contribute to playground safety and help avoid injuries.
⁃ Supervise young children at play
⁃ Keep a close eye on kids to reduce injuries and ensure your backyard safety expectations.

Review your home liability insurance limits
Even if you follow all these tips, accidents happen. Keep your liability insurance coverage updated (and consider adding an umbrella liability policy). If you add a pool, trampoline or playground to your yard, meet with your insurance agent to see if you need to increase your home liability coverage. Stay safe and have fun this summer!

05/25/2026

Since 1925, COUNTRY Financial has grown to offer everything from farm to business insurance — but we still remember where we came from. As a Farm Certified Representative, I rely on this experience to customize your farm’s insurance and meet your operation’s specific needs. Contact me today to learn more!

05/22/2026

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05/22/2026

05/20/2026

A great reminder of why I do what I do.

05/11/2026

Congratulations to our big gift card winner, Beth Beckett! 🎉

The Osterbur Group truly enjoys celebrating our teachers each year and giving back to those who do so much for our communities. Thank you to all of the amazing educators for everything you do!

We look forward to doing it again next year! ❤️🍎

05/06/2026

St. Joseph High School was our final stop for Teacher Appreciation Week! ☕🍩 We hope everyone enjoyed the coffee and doughnuts—it was a small way to show our big appreciation for all that you do each day.

Congratulations to Marshall Schact on winning the gift card! 🎉

Stay tuned—our final gift card drawing will be posted this Friday!

05/05/2026

The Osterbur Group is on the move for Teacher Appreciation Week! 🍎✨

Today we had the pleasure of visiting PVO North & South and PVO Jr. High to celebrate our incredible teachers. Our Jr. High teachers enjoyed a special treat from The BLEND SPOT, while Travelin' Tom's Coffee of Champaign kept our PVO North & South teachers refreshed with delicious drinks. To top off the celebrations, we made sure there were plenty of doughnuts to go around! ☕🍩

Thank you to all of our teachers for everything you do—you truly make a difference every day!

🎉 Congratulations to our gift card winners: Dylan Koss, Cindy Blacker, and Rhonda Gordon! 🎉

05/04/2026

🍎✏️ It’s Teacher Appreciation Week! ✏️🍎

The Osterbur Group teamed up with Travelin' Tom's Coffee of Champaign and Royal Donut to start the day off right for some amazing educators! This morning we had the pleasure of visiting St. Joseph Grade School and St. Joseph Middle School to share a little extra appreciation.

Congratulations to our $50 Amazon gift card winners, Shannon Singleton and Pam Roberts! 🎉

We are incredibly grateful for all that teachers do every single day. Your dedication, patience, and passion shape the future and make a lasting impact on so many lives. Thank you for everything you do — today and every day! 💙📚