The Blaszczyk Agency - Farm Bureau Insurance

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The Blaszczyk Agency - Farm Bureau Insurance

Southwest Michigan Farm Bureau Insurance Agent committed to protecting what matters most.

08/10/2026

Monday Myths: Full Coverage

Monday myth-busting time.
“I have full coverage, so I’m covered for everything” — this one trips a lot of people up. “Full coverage” really just means you’ve got liability + comprehensive + collision. It doesn’t automatically include things like mechanical breakdowns, wear and tear, or every out-of-pocket cost after an accident.

Knowing exactly what your policy does (and doesn’t) cover means no surprises when you actually need it.
Not 100% sure what’s in your policy? Let’s go through it together — no pressure, just clarity.

📍 2396 S Cleveland Ave, Saint Joseph, MI 49085
📞 +1 (219) 306-6187
Blaszczyk Agency — your neighbors in insurance.

08/05/2026

This week’s Community Spotlight goes to a building with some real history behind it.

Long before it was a hotel, 500 Main Street was St. Joseph’s very first public library — built in 1904 with funding from Andrew Carnegie. It served the city until 1966, when the Maude Preston Palenske Library took over, and the building went on to house offices for decades.

Now, owners Shannon Kutchek and John Kenna have lovingly restored it into The Library, a Historic Hotel — a 6-room boutique stay with a rooftop deck and patio, opening this summer just steps from the bluff overlooking Lake Michigan. Downstairs, don’t miss The Archive Lounge — a cozy, prohibition-style speakeasy tucked into the original basement.

It’s this kind of care for our town’s history that makes Saint Joseph special — and we’re proud to call this community home.

Blaszczyk Agency — proud to be your neighbors in Saint Joseph.

08/03/2026

It’s Monday, so let’s bust a myth.

“It wasn’t my fault, so my rate won’t go up” — we hear this a lot, and unfortunately it’s not quite true. Not-at-fault claims still get logged on your record, and depending on your insurer, they can factor into your renewal rate down the line.

It doesn’t mean you shouldn’t file when you need to — just know the full picture before you decide.

Questions about how a claim (yours or someone else’s) might affect you?

We’re happy to walk through it.
📍 2396 S Cleveland Ave, Saint Joseph, MI 49085
📞 +1 (219) 306-6187

Blaszczyk Agency — your neighbors in insurance.

08/01/2026

Hello, August!

A new month is the perfect excuse to take five minutes and check on your coverage — life changes fast, and your policy should keep up with it. New car? New home? New driver in the house? Let’s make sure you’re actually covered for where you’re at right now, not where you were six months ago.

Stop by, call, or send us a message — we’ll take a look together, no pressure, no sales pitch. Just neighbors helping neighbors start the month off right.

📍 2396 S Cleveland Ave, Saint Joseph, MI 49085
📞 +1 (219) 306-6187
Blaszczyk Agency — your neighbors in insurance.

07/31/2026

Chalk the Block & Antiques on the Block is happening THIS WEEKEND in Downtown Saint Joseph!

Come watch local artists turn Main Street into a living canvas, browse one-of-a-kind antique finds, and spend the day supporting the small businesses that make our community special.

We love being part of this community and can’t wait to see everyone out on the block this weekend!

Who’s coming out? Drop a 👋 below!

07/28/2026

🟠 Insurance Tip Tuesday — Who depends on your income?

Life insurance isn’t about you — it’s about the people who count on you. And it’s more affordable than most people think. It’s one of the most important promises you can make to your family.

Three things to know:

💵 Term life is affordable — often less than a monthly streaming bill.

💼 Work coverage isn’t portable — it usually ends if you change jobs.

⏳ Buy young and healthy — rates lock in lower for the whole term.

If you don’t have coverage, or haven’t reviewed yours lately, let’s talk. A life insurance needs review takes minutes — and gives your family peace of mind that lasts.

Christopher Blaszczyk Jr.
Farm Bureau Insurance
📞 219-306-6187 [email protected] · fbinsmi.com

07/27/2026

MYTH: Filing a small claim won’t affect your rate.

Truth is, insurers don’t just look at the dollar amount — they look at how often you file. Even a small claim goes into your history, and that history can follow you into future renewals.

Before you file, ask yourself: is this something I could handle out of pocket? Sometimes that’s the smarter move long-term.

Got a claim you’re on the fence about? Send us a message — we’ll help you figure out what actually makes sense for your policy.

Blaszczyk Agency — your neighbors in insurance.

📍2396 S Cleveland Ave, Saint Joseph, MI
📞 (219) 306-6187

07/26/2026

Happy Sunday, southwest Michigan.

Sundays like this are a reminder of what matters most — family, neighbors, and the place we’re lucky enough to call home.

Thank you for being part of this community. Grateful for you, and wishing you and yours a beautiful, restful day.

Have a great Sunday.
— Christopher Blaszczyk Jr.
Blaszczyk Agency
219-306-6187 [email protected]

07/24/2026

Community Friday — Built for Southwest Michigan

From St. Joe to Benton Harbor, Stevensville to Coloma — this is home. And home is worth protecting.

Insurance isn’t just paperwork. It’s a promise to the neighbors, families, and small businesses that make this place special. When you protect what you’ve built here — your car, your home, your livelihood, your family’s future — you’re helping keep this whole community strong.

That’s how I see my job at the Blaszczyk Agency:

📍 Local — a neighbor, not a call center, right here in southwest Michigan.
🤝 Trusted — real relationships, built one family and one policy at a time.
🛡️ Protected — auto, home, life, farm, and business coverage that fits your life.

If you’re not happy with who you’re with right now, let’s talk. Let’s protect what matters most — together.

Christopher Blaszczyk Jr.
Farm Bureau Insurance
📞 219-306-6187 · [email protected] · fbinsmi.com

07/22/2026

🟠 Insurance Tip Tuesday — Are you overpaying to drive?

Auto premiums creep up quietly — and most people never review them. A 10-minute check could mean better coverage for less money. If you haven’t looked at your policy lately, start here:

🔗 Bundle home + auto to unlock multi-policy discounts.

🚗 Full coverage on an older car may cost more than the car is worth.

📉 Gap coverage matters if your car is financed or leased.

Not happy with your current rate? Let’s see what’s possible — a free auto quote takes minutes and could save you real money.

Christopher Blaszczyk Jr. · Farm Bureau Insurance
📞 219-306-6187 · [email protected] · fbinsmi.com

Address

2396 S Cleveland Avenue
Saint Joseph, MI
49085

Website

https://www.michfb.com/insurance/find-an-agent/christopher-blaszczyk-jr-2396-s-cleveland-ave

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