Frerichs & Stillwell Insurance Services, Inc.

Frerichs & Stillwell Insurance Services, Inc. We are an Independent Insurance Agency Licensed in Illinois and Indiana. We believe in personalized service and will help you navigate your available options.

We offer Auto, Business/Commercial, Crop, Farm, Health, Homeowners, Life, Renters, and more. We are an independent insurance agency licensed in the State of Illinois and the State of Indiana. We offer:
Auto
Business and Commercial
Crop
Farm
Health
Homeowners
Life
Renters, and more. Please contact Kevin Stillwell, Shannon Christians, Josh Frerichs, or Carey Phillips at 217-469-2027. Or stop by

the office located at 232 E Lincoln St in Saint Joseph IL. Certifications:
Property and Casualty, Life, Health

Associations:
Champaign County Chamber of Commerce
St. Joseph Chamber of Commerce
East Peoria Chamber of Commerce
Independent Insurance Agents of Illinois
National Association of Professional Insurance Agents

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our countr...
05/25/2026

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our country. 🇺🇸

Their courage, service, and dedication will never be forgotten.

From all of us at Frerichs & Stillwell Insurance Services, we wish you a safe and meaningful Memorial Day! 🇺🇸

🚨Employers today are feeling the pressure when it comes to employee benefits—and it’s not getting any easier.👉 Costs kee...
05/06/2026

🚨Employers today are feeling the pressure when it comes to employee benefits—and it’s not getting any easier.

👉 Costs keep rising, especially for healthcare, with no simple way to cut back without impacting employees.
👉 One-size-fits-all benefits just don’t work anymore—today’s workforce has diverse needs and expectations.
👉 And let’s be honest… benefits are complicated. Between communication and compliance, it’s a lot to manage.

The challenge? Offering meaningful benefits that employees actually value—without breaking the budget.

💬 Not sure if your current plan is keeping up? Let’s take a look together. Contact us for a benefits review and see where you could save or improve.

Happy Administrative Professionals Day!Today we want to give a huge thank you to Shannon and Carey for everything they d...
04/22/2026

Happy Administrative Professionals Day!

Today we want to give a huge thank you to Shannon and Carey for everything they do. Their organization, dedication, and constant support keeps everything running smoothly, often behind the scenes but never unnoticed. They both go above and beyond every single day, and our team is stronger because of them.

We truly appreciate your hard work, positivity, and the many ways you make a difference. Thank you for all that you do!

Thank you to Designs by Jen for the beautiful flowers! 💐

🚨 If your family depends on you, you NEED life insurance. 🚨Let’s be real—none of us can predict tomorrow. But you CAN co...
04/14/2026

🚨 If your family depends on you, you NEED life insurance. 🚨

Let’s be real—none of us can predict tomorrow. But you CAN control what happens next for the people you love.

Life insurance isn’t expensive…Waiting is!

Every day you put it off could mean higher rates—or worse, leaving your family unprotected.

💰 Replace lost income
🏡 Protect your home
🎓 Secure your kids’ future

The truth? Most families are underinsured…or not covered at all.

Don’t let that be your story!

👉 Contact us TODAY for a quick, no-pressure quote. It takes just a few minutes—and it could make all the difference.

✝️ In observance of Good Friday, our office will be closed.We will resume normal business hours on Monday. If you need a...
04/03/2026

✝️ In observance of Good Friday, our office will be closed.

We will resume normal business hours on Monday. If you need assistance, feel free to message us and we’ll get back to you as soon as possible when we reopen.

Wishing you a peaceful Good Friday and a blessed Easter spent with family and friends as you celebrate the hope and joy of the season. 🐣🌷

🚜🌾 Protect What You’ve Worked So Hard to Build 🌾🚜Farming isn’t just a job—it’s a way of life. From your home and barns t...
03/24/2026

🚜🌾 Protect What You’ve Worked So Hard to Build 🌾🚜

Farming isn’t just a job—it’s a way of life. From your home and barns to your equipment and livestock, everything plays a vital role in your operation.

That’s where Farm Insurance comes in. 🛡️
It helps protect:

✔️ Your home & property
✔️ Equipment & machinery
✔️ Livestock & stored crops
✔️ Liability from unexpected accidents

Because one storm, accident, or unexpected event can change everything—but the right coverage can give you peace of mind.

Let’s make sure your farm is protected for today and the future. 🌱

💵 Small business owners—are you overpaying for health insurance?📈 We help businesses compare options and find plans that...
03/19/2026

💵 Small business owners—are you overpaying for health insurance?

📈 We help businesses compare options and find plans that actually fit their budget.

🏆 Our goal is simple: make health insurance easier and more affordable for your business.

📩 Send us a message if you’d like a quick, no-pressure review of your current plan.

🎉 We’re excited to share some great news! 🎉We’ve officially become a member of Vermilion Advantage! We’re thrilled to be...
02/27/2026

🎉 We’re excited to share some great news! 🎉

We’ve officially become a member of Vermilion Advantage! We’re thrilled to be part of a community that champions local businesses, connections, and growth. We’re looking forward to building new relationships, supporting the local economy, and being more involved in everything that makes this area such a great place to live and work.
Here’s to new opportunities and exciting partnerships ahead! 🚀

A big welcome to Collaborated Bookkeeping Solutions and Frerichs & Stillwell Insurance! We are so glad you're here and excited to have you as part of our community!

Life is full of unknowns—but your protection doesn’t have to be!Did you know some life insurance policies offer a Long-T...
02/10/2026

Life is full of unknowns—but your protection doesn’t have to be!

Did you know some life insurance policies offer a Long-Term Care rider?

That means your policy can help cover the cost of extended care if you ever need it—whether at home, in assisted living, or in a nursing facility. And if you never use it, your loved ones still receive the life insurance benefit.

It’s about protecting your family, your savings, and your peace of mind—no matter what the future holds!

If you’d like to learn how Life Insurance with Long-Term Care benefits could work for you, please give us a call at 217-469-2027.

❄️ Extreme Cold Safety Tips ❄️With extreme cold temperatures impacting our area, we want to remind our clients to take a...
01/23/2026

❄️ Extreme Cold Safety Tips ❄️

With extreme cold temperatures impacting our area, we want to remind our clients to take a few extra precautions to stay safe and protect what matters most. Here are some helpful tips to keep in mind:

• Protect pipes by allowing faucets to drip and opening cabinet doors to let warm air circulate.
• Keep your home safely heated and check space heaters for proper use.
• Dress in layers and limit time outdoors in extreme cold.
• Drive cautiously—watch for icy roads and allow extra travel time.
• Check on elderly neighbors, family members, and pets.

A little preparation can help prevent costly damage and keep everyone safe during severe winter weather.

Please stay safe, stay warm, take precautions, and don’t hesitate to reach out if you have questions.

Address

232 E Lincoln Street
Saint Joseph, IL
61873

Opening Hours

Monday 8am - 12pm
1pm - 4:30pm
Tuesday 8am - 12pm
1pm - 4:30pm
Wednesday 8am - 12pm
1pm - 4:30pm
Thursday 8am - 12pm
Friday 8am - 12pm
1pm - 4:30pm

Telephone

+12174692027

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