Frerichs & Stillwell Insurance Services, Inc.

Frerichs & Stillwell Insurance Services, Inc. We are an Independent Insurance Agency Licensed in Illinois and Indiana. We believe in personalized service and will help you navigate your available options.

We offer Auto, Business/Commercial, Crop, Farm, Health, Homeowners, Life, Renters, and more. We are an independent insurance agency licensed in the State of Illinois and the State of Indiana. We offer:
Auto
Business and Commercial
Crop
Farm
Health
Homeowners
Life
Renters, and more. Please contact Kevin Stillwell, Shannon Christians, Josh Frerichs, or Carey Phillips at 217-469-2027. Or stop by

the office located at 232 E Lincoln St in Saint Joseph IL. Certifications:
Property and Casualty, Life, Health

Associations:
Champaign County Chamber of Commerce
St. Joseph Chamber of Commerce
East Peoria Chamber of Commerce
Independent Insurance Agents of Illinois
National Association of Professional Insurance Agents

🇺🇸 Happy Labor Day! 🇺🇸Wishing everyone a safe, relaxing, and well-deserved long weekend! Thank you to all the hardworkin...
09/07/2026

🇺🇸 Happy Labor Day! 🇺🇸

Wishing everyone a safe, relaxing, and well-deserved long weekend! Thank you to all the hardworking individuals keeping our communities, cities, and country running each and every day!

Our office is closed today, Monday, September 7, 2026, in observance of the holiday, and we will reopen with regular hours on Tuesday, September 8, 2026.

📺 Confused by all the Medicare ads?! 😵‍💫“You could get more benefits!”“Call NOW!”“Extra money for groceries!”“Don’t miss...
08/19/2026

📺 Confused by all the Medicare ads?! 😵‍💫

“You could get more benefits!”
“Call NOW!”
“Extra money for groceries!”
“Don’t miss out!”

The Annual Enrollment Period is right around the corner.

With so many commercials, mailers, and phone calls, it can be hard to know what’s real, what applies to you, and what you actually need.

👉 You don’t have to figure it all out alone!

If you’re approaching Medicare or already on
Medicare and have questions about your options, let us take the confusion out of it. 📋

📞 Reach out and get your questions answered—without the advertising overload!

Medicare doesn’t have to be confusing!

❤️🤍💙 Happy 4th of July from all of us at Frerichs & Stillwell Insurance Services! ❤️🤍💙This Independence Day is especiall...
07/04/2026

❤️🤍💙 Happy 4th of July from all of us at Frerichs & Stillwell Insurance Services! ❤️🤍💙

This Independence Day is especially meaningful as we celebrate America's 250th birthday! For 250 years, our nation has been shaped by the values of freedom, courage, opportunity, and the resilience of those who came before us.

We are grateful to be part of such a wonderful community and thank you for allowing us to serve and protect what matters most to you and your family.

As you celebrate with loved ones, we wish you a safe, joyful, and memorable Fourth of July filled with pride, gratitude, and plenty of red, white, and blue!

Happy Independence Day, and God bless America! 🎆

06/30/2026
🚨Turning 65 or new to Medicare? It can feel overwhelming—but you don’t have to figure it out alone.Between Parts A, B, C...
06/22/2026

🚨Turning 65 or new to Medicare? It can feel overwhelming—but you don’t have to figure it out alone.

Between Parts A, B, C, D, supplements, and Advantage plans, the choices matter—and the wrong one can cost you.

Here’s how we can help:

• Explain Medicare in simple, clear terms
• Compare plans based on YOUR doctors, prescriptions, and budget
• Help you avoid penalties and costly mistakes
• Provide ongoing support—no call centers, just real local help

Whether you’re retiring soon or already eligible, now is the time to get informed and confident about your coverage.

📞 Let’s talk—no cost, no pressure.
📩 Message or call today to schedule your personal Medicare review.

⚠️ We’re watching the weather moving through our area and hope it passes without major damage. Please stay alert to chan...
06/17/2026

⚠️ We’re watching the weather moving through our area and hope it passes without major damage. Please stay alert to changing conditions.

If your property is impacted:

🔹 Use local, trusted contractors
🔹 Don’t sign anything before speaking with us or your insurance company
🔹 Document all damage with photos/videos before cleanup
🔹 Make temporary repairs only to prevent further damage (keep receipts)
🔹 Be cautious of storm chasers or door-to-door contractors

We’re here to help—reach out with any questions or before filing a claim so we can guide you through the process.

Stay safe, and let us know how we can assist.

What’s been your biggest challenge with employee health insurance lately?Is it:💸 Rising premiums📉 Higher deductibles😕 Em...
06/10/2026

What’s been your biggest challenge with employee health insurance lately?
Is it:

💸 Rising premiums
📉 Higher deductibles
😕 Employees not understanding their benefits
📄 Too many plan options at renewal
…or something else?

We work with group health insurance for small and mid-sized businesses right here in Central Illinois, and we are hearing a lot of the same concerns from employers at renewal time.

The good news is there are often more options than most people realize—different plan designs, funding strategies, and carrier options that can sometimes help control costs while still offering strong benefits to employees.

👇 I’d genuinely like to hear from local business owners: What has your experience been like with health insurance over the past year?

Feel free to comment below or message us directly. We are always happy to provide a no-pressure review of your current plan and benefits!

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our countr...
05/25/2026

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our country. 🇺🇸

Their courage, service, and dedication will never be forgotten.

From all of us at Frerichs & Stillwell Insurance Services, we wish you a safe and meaningful Memorial Day! 🇺🇸

🚨Employers today are feeling the pressure when it comes to employee benefits—and it’s not getting any easier.👉 Costs kee...
05/06/2026

🚨Employers today are feeling the pressure when it comes to employee benefits—and it’s not getting any easier.

👉 Costs keep rising, especially for healthcare, with no simple way to cut back without impacting employees.
👉 One-size-fits-all benefits just don’t work anymore—today’s workforce has diverse needs and expectations.
👉 And let’s be honest… benefits are complicated. Between communication and compliance, it’s a lot to manage.

The challenge? Offering meaningful benefits that employees actually value—without breaking the budget.

💬 Not sure if your current plan is keeping up? Let’s take a look together. Contact us for a benefits review and see where you could save or improve.

Happy Administrative Professionals Day!Today we want to give a huge thank you to Shannon and Carey for everything they d...
04/22/2026

Happy Administrative Professionals Day!

Today we want to give a huge thank you to Shannon and Carey for everything they do. Their organization, dedication, and constant support keeps everything running smoothly, often behind the scenes but never unnoticed. They both go above and beyond every single day, and our team is stronger because of them.

We truly appreciate your hard work, positivity, and the many ways you make a difference. Thank you for all that you do!

Thank you to Designs by Jen for the beautiful flowers! 💐

Address

232 E Lincoln Street
Saint Joseph, IL
61873

Opening Hours

Monday 8am - 12pm
1pm - 4:30pm
Tuesday 8am - 12pm
1pm - 4:30pm
Wednesday 8am - 12pm
1pm - 4:30pm
Thursday 8am - 12pm
Friday 8am - 12pm
1pm - 4:30pm

Telephone

+12174692027

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