Daniel O'Toole Jr.

09/26/2025

Check out Hayhoe Asphalt! A local, trusted, small business that would love to help out with your paving needs.

Using hot rubber to fill cracks has so many benefits➡️

- Extends the life of the pavement
- Creates a waterproof but flexible seal that prevents water damage from occurring
- Assists with further deterioration during temperature changes from season to season

Want to chat about what we can offer you and your property?
📲: (517)694-9033
💻: www.hayhoeasphalt.com

05/04/2025

11/09/2023

Monthly Insurance Tip:
As you see your auto renewals come in the mail, many people are noticing an increase in premium. Here are some reasons for increases:
1. A new per vehicle deficit fee from the government.(remember that check we all got back in 2020)
2. Large increase in insurance fraud since 2020
3. Average claim cost have drastically increased
4. A large increase in the cost of vehicle parts and services.

09/12/2023

Life insurance can be a confusing and difficult topic to discuss. There are so many different options and many different carriers to pick from. Not only that, how can you know exactly what death benefit to select to be sure your family will be taken care of?

Call me today if you have any questions about your current situation, so you know you will be secure in the future!
(517) 614-0307

08/22/2023

As a reminder, for Auto Owners customers, emergency claims after normal business hours, weekends, or holidays, please call toll free at 1-888-252-4626.

Feel free to give me a call for a quote on your current insurance needs. (517) 614-0307

07/13/2023

With the big storm that came through the Lansing area, be sure to give Uppercut a call if you need any assistance with tree removal.

07/11/2023

Daniel's Monthly Insurance Tip:

Be sure that you are insuring your valuables at replacement cost. There can be a difference in premium on your policies if you insure your personal property and structures at actual cash value, but this can make you very unsatisfied in the event of a major loss.

07/05/2023

I hope everyone enjoyed their Holiday weekend.

Call today for a free quote:
(517) 614-0307

05/16/2023

Daniel's Weekly Insurance Tip:
With the increase in premiums most people are seeing on their insurance policies, be sure you know all the ways you can save. Being an independent agency, we work with many carriers and each of them have their own discounts. Some of these discounts include; paid in full, good student student, new roof credit discount, a fire and/or burglary alarm system, alumni/credit union member, multi policy discount (home, auto, business, life, and annuity).

04/27/2023

A locally owned, hard working company. Be sure to give them a call

04/27/2023

Daniel's Weekly Insurance Tip:

Insurance is a must and valuable thing to have. Rates that effect premiums change all the time. Some times I am able to save people $1000's and other times I won't be close. Getting a quote does NOT effect your current coverage at all, it just helps give you an idea if you are at standard premium for the market.