Mortgages by Tanner Gatchell

05/18/2026

Wondering if adding a co-buyer to your loan is the right move? Give me a buzz, and let's talk about how it works. This can be a great way to qualify for a home you may not have qualified for otherwise.

Did you know nearly 1 in 3 home purchases today involves co-buyers?

That's right, more and more first-time buyers are teaming up with friends, siblings, or unmarried partners to make homeownership happen.

And honestly? It makes a lot of sense given how tough affordability can still be for first-time buyers.

Combining incomes means a bigger down payment, better loan qualification, and lower monthly costs for everyone involved.

If you've been feeling priced out, co-buying might be the move you haven't considered yet. Drop your questions in the comments. We'd love to help you explore your options.

05/11/2026

Inventory slowly growing, means there are more homes availabe for buyers. It feels like th sellers right now are motivated and selling for specific reasons. We are seeing lots of seller incentives and concessions, etc.

The housing market is sending some mixed signals this spring. Read more from NAR’s latest housing report.

04/30/2026

There are cool ways to get into homes even quicker. Let the home value grow for you, instead of waiting to buy while you save for years and years. Reach out! Let's strategize today.

How many years does it take to save for a down payment in a specific market a buyer is interested in? We take a look at the "down payment clock" market by market.

04/22/2026

Be honest. Have you started looking at homes online yet?

Because if you have, it’s already time to get pre-approved.

While you may be tempted to wait until you’re really serious about a house, that actually puts you behind the game.

The better bet is getting pre-approved before you fall in love with something.

It’ll give you clarity on what you can borrow, your ideal price point, and what your monthly payment could look like. That’s information you’re going to want up front, so you don’t fall for something outside of your range.

Plus, when a house you love hits the market, you’ll be ready to go – not scrambling to figure it out.

If you’re about to start looking or just casually browsing, let’s talk about where to start.

03/24/2026

Paying PMI on your current mortgage? If your home value has increased, you might be able to refinance and eliminate it. That’s more money in YOUR pocket every month! 💰

(First Colony Mortgage is an Equal Housing Opportunity Lender NMLS 3112. All loans are subject to credit approval. Terms and conditions per loan type may vary. See loan officer for details.)

03/09/2026

03/02/2026

In today’s market, buying a starter home is not just about the short term. It is about making a smart move that can build long-term value over time. Listen to the latest episode of Real Estate Today for expert advice on navigating today’s market and making the most of your first purchase.

https://www.nar.realtor/real-estate-today?cid=sm_RET2274

02/12/2026

Here is a glance at our trail projects associated with the Trails, Parks and Recreation General Obligation (G.O.) Bond. ☀

We will elaborate on this — and discuss many more G.O. Bond projects — during State of the City 2026: Answering the Call, set for Feb. 17 at 3 p.m. inside the Dixie Center's Garden Room!

It's free and a great way to learn more about the City of St. George!

02/09/2026

Wood is making a comeback in kitchen design! According to a recent study, wood cabinetry has surpassed white as the top choice for kitchen renovations. Have you noticed this trend in your area? https://bit.ly/3Mr7mOi