Mortgages by Tanner Gatchell

09/16/2026

🏡 The housing market may be entering a sweet spot for buyers. According to a new Realtor.com analysis, the week of Sept. 27 to Oct. 3 could offer a powerful combination of more inventory, lower list prices and less buyer competition. https://bit.ly/4rgCHTV

08/24/2026

08/11/2026

I might be a little biased, but the numbers typically back me up. Owning is better than renting.

Using inflation-adjusted dollars, monthly rent increased 63% over 50 years. Costs rose steeply, but stayed lower than the massive surge in home purchase prices.

07/31/2026

According to the 2026 Home Buyers and Sellers Generational Trends Report, buyers aged 61 to 79 remain the largest generational force in home buying, accounting for 42% of buyers (unchanged from last year) and an impressive 55% of sellers.

07/20/2026

Summer time, and stingy rates definitely have an affect on this. We are seeing motivated sellers, willing to negotiate, as they see more inventory to compete with.
Good time to buy?

Pending home sales fell 5.4% in June 2026 and were down 0.3% from a year ago, as elevated mortgage rates and record-high home prices continued to challenge buyers. Contract signings declined across all four U.S. regions month over month, though the Northeast and Midwest posted modest annual gains.

05/18/2026

Wondering if adding a co-buyer to your loan is the right move? Give me a buzz, and let's talk about how it works. This can be a great way to qualify for a home you may not have qualified for otherwise.

Did you know nearly 1 in 3 home purchases today involves co-buyers?

That's right, more and more first-time buyers are teaming up with friends, siblings, or unmarried partners to make homeownership happen.

And honestly? It makes a lot of sense given how tough affordability can still be for first-time buyers.

Combining incomes means a bigger down payment, better loan qualification, and lower monthly costs for everyone involved.

If you've been feeling priced out, co-buying might be the move you haven't considered yet. Drop your questions in the comments. We'd love to help you explore your options.

05/11/2026

Inventory slowly growing, means there are more homes availabe for buyers. It feels like th sellers right now are motivated and selling for specific reasons. We are seeing lots of seller incentives and concessions, etc.

The housing market is sending some mixed signals this spring. Read more from NAR’s latest housing report.

04/30/2026

There are cool ways to get into homes even quicker. Let the home value grow for you, instead of waiting to buy while you save for years and years. Reach out! Let's strategize today.

How many years does it take to save for a down payment in a specific market a buyer is interested in? We take a look at the "down payment clock" market by market.

04/22/2026

Be honest. Have you started looking at homes online yet?

Because if you have, it’s already time to get pre-approved.

While you may be tempted to wait until you’re really serious about a house, that actually puts you behind the game.

The better bet is getting pre-approved before you fall in love with something.

It’ll give you clarity on what you can borrow, your ideal price point, and what your monthly payment could look like. That’s information you’re going to want up front, so you don’t fall for something outside of your range.

Plus, when a house you love hits the market, you’ll be ready to go – not scrambling to figure it out.

If you’re about to start looking or just casually browsing, let’s talk about where to start.