The Staples Group Lending Team at Sun American Mortgage - NMLS: 160265

The Staples Group Lending Team at Sun American Mortgage - NMLS: 160265 Sun American Mortgage Company
NMLS # 160265 UT: 9211514 | AZ Bk7548
Equal Housing Lender They love what they do and are committed to your success.
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Brandon and Becky Staples started The Staples Team with one goal: to serve others. Everything they do centers around helping their clients achieve their real estate and financial goals through mortgage lending. That focus on serving others first has allowed them to build long-lasting relationships with thousands of clients over the years. Their consistent dedication to an efficient and custom mort

gage process are just a few reasons their team was named to the top 100 mortgage teams (by volume) in the US for the last several years. Call or text today. They are here to help! Founded in 1984, Sun American is a mortgage banker with a relationship with many different investors and lenders. A mortgage banker acts as the initial lender that underwrites and funds the loan in-house. This makes the process much faster and keeps the decisions local! In short, we can quickly make the decisions to help you find the best loan for your needs and close your home on time. We provide conventional purchase loans, VA loans, reverse mortgages, no-cost VA loans, USDA rural loans, reverse mortgages, jumbo loans, and FHA loans for first-time home buyers. We also offer a wide variety of refinance options. Company NMLS #160265 | AZ - BK # 7548 | UT - BK # 9211514 | California – BK # 4130766 Licensed by Dept. of Business Oversight, under the CA Residential Mortgage Lending Act | New Mexico – BK # 03133

06/15/2026

We’re deeply grateful to Darlene for providing such a meaningful review. Your support is truly valued.

Wishing everyone a joyful Flag Day! 🇺🇸 Today, we honor the red, white, and blue—a symbol that stands for freedom, unity,...
06/14/2026

Wishing everyone a joyful Flag Day! 🇺🇸 Today, we honor the red, white, and blue—a symbol that stands for freedom, unity, and the courage of all who have shaped our nation. Each stripe and star on our flag reflects America's rich history and the people who make up this great country.

How do you celebrate Flag Day? Share your favorite memories, photos, or what the flag means to you in the comments. Let’s celebrate the spirit that brings us all together!

06/12/2026

Curious about what makes up your monthly mortgage payment? For many first-time buyers, it's not just your loan—there's also interest, property taxes, homeowners insurance, and sometimes mortgage insurance or HOA dues. If you're unsure about the exact amount you'll pay each month, reach out to me for a detailed, personalized estimate. Let's make sure your budget is ready before you start house hunting!

06/09/2026

Demystifying Your Mortgage: What’s in Your Monthly Payment?

Aclear grasp of your mortgage breakdown is essential to smart homeownership. Here’s what makes up your payment:

🔹 **Interest:** This is the fee paid for borrowing funds from your mortgage lender.
🔹 **Taxes:** Property taxes, usually included, support vital community services and infrastructure.
🔹 **Homeowner Insurance:** Required by most lenders, this covers your home and personal property from damage or loss.
🔹 **Escrow Accounts:** Lenders often manage your tax and insurance payments through escrow for added convenience.

Stay informed—understand each element of your payment and always clarify policy specifics, including what’s covered and any exclusions. Take advantage of digital tools to access your insurance details anytime.

Reach out to a knowledgeable insurance agent to review your policy and safeguard your home. Got mortgage questions? Ask in the comments!

06/05/2026

The mortgage journey can seem complex, but taking it one step at a time makes it approachable for everyone—whether you’re a first-time buyer, seasoned homeowner, or a real estate expert.

Here’s a clear step-by-step guide to the mortgage process:

1️⃣ Pre-Approval: Determine your price range and strengthen your offer by getting pre-approved.
2️⃣ Loan Selection: Choose from loan programs that best match your situation, whether you’re buying anew or refinancing.
3️⃣ Home Appraisal: A licensed appraiser ensures the home is valued fairly before you proceed.
4️⃣ Underwriting: Your finances and credit are carefully evaluated for a secure loan experience.
5️⃣ Loan Approval: Meet all requirements and receive the green light for your mortgage!
6️⃣ Closing: Sign the last documents and set the keys to your new home in motion.

Excited to begin? Whether buying, refinancing, or partnering in real estate, I’m committed to guiding you through each phase. Message me for tailored advice and let’s kick off your homeownership journey!

06/01/2026

Purchasing a home is a major milestone, and setting yourself up for success starts well before you sign on the dotted line. Here are 4 key steps to take before selecting a mortgage:

1️⃣ Evaluate Your Financial Health: Take a close look at your income, outstanding debts, and savings. Review your credit score and calculate your debt-to-income ratio—these are critical factors for lenders.

2️⃣ Compare Mortgage Products: Investigate various mortgage options and interest rates to ensure you choose the one that aligns with your financial needs and future plans.

3️⃣ Secure Pre-Approval: Getting pre-approved demonstrates to sellers that you’re a committed buyer and helps define your home search budget.

4️⃣ Reach Out for Professional Advice: Unsure about any part of the process? I’m here to offer expert assistance and walk you through each stage of securing your mortgage.

Smart planning now can make all the difference in your homeownership journey. Ready to move forward? Message me for tailored mortgage guidance!

On this Memorial Day, we pause to honor the courageous men and women whose sacrifices have secured our freedoms. This da...
05/25/2026

On this Memorial Day, we pause to honor the courageous men and women whose sacrifices have secured our freedoms. This day is not just a marker for the start of summer—it’s a time for reflection, gratitude, and remembrance of those who gave all for our country.

We pay tribute to the fallen by striving to live with purpose and service, keeping their memory alive in our actions. Let us never forget the profound cost of liberty and the heroes who made it possible.

We invite you to share your stories or thoughts in the comments below, so together we can honor their legacy.

05/17/2026

Think your borrowing capacity is the only thing that matters? There’s more beneath the surface. Factors like your income source, credit history, and unique financial circumstances play a big role in determining your best options. Not sure which aspects are most important when selecting a loan or financial product? Send me a DM with your questions for tailored guidance and move forward with clarity. What concerns do you have about applying for a loan? Share them in the comments below!

Address

221 E Saint George Boulevard
Saint George, UT
84770

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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