06/17/2026
Review your policy after any major life or home change, even if the change seems minor. New furniture, a renovated room, or a teen driver using the garage can all affect what should be listed or discussed with your agent. A quick coverage check can also clarify terms like replacement cost, which means paying to repair or replace covered items based on today's pricing rather than an older value. https://bit.ly/4nxoTSV