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NorthStar Financial & Insurance Services Inc

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Saint George, UT
NorthStar Financial & Insurance Services Inc

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David Patrick - NorthStar Financial Click, Call, or Come on by to get your insurance from an independent insurance broker. Save Money Get Great Advise!

We shop your insurance for you with many companies to save you time and money. Securities and investment advisory services offered through NEXT Financial Group, Inc. ("NEXT"), Member FINRA/SIPC. {NorthStar Financial & Insurance Services, Inc. is not an affiliate of NEXT}. To view other important client information, visit www.nextfinancial.com. Any posts on this site may not reflect the views or opinions of NEXT. Due to various state regulations and registration requirements I am currently allowed to offer securities only to clients residing in Utah, Nevada, Idaho, Arizona, Colorado and Alabama.

11/05/2026

Glass claims are one of the most common auto policy questions we hear. For existing policyholders, the key is not just whether the damage is included, but how your deductible applies and whether a repair counts differently from a full replacement. If you have had a recent crack, a quick policy review can help you understand the next step before the damage gets worse.

11/04/2026

How long could your business keep operating if a fire, storm, or utility outage forced a shutdown? Business interruption coverage is designed to help with income that stops and certain extra costs that pop up while operations recover. For policyholders, the key is checking the waiting period, covered causes, and how long benefits may apply. If your business has changed, ask Northstar Financial & Insurance to review the details. https://bit.ly/3VRKsnt

11/03/2026

Many drivers use the same phrase for very different protection levels, which can lead to gaps at claim time. A policy review should look at your liability limits, deductible amounts, and whether collision and comprehensive are in place for theft, weather, or accident damage. Those details matter when a fender bender or storm hits, because the fine print shapes how the claim is handled.

11/03/2026

The holidays are a wonderful time to travel and spend time with the people you love. However, they are also one of the busiest times of year for home burglaries and package theft.

A few simple steps before you leave can go a long way toward protecting your home and giving you real peace of mind while you are away. Swipe through for practical tips every homeowner should know before heading out this season.

If you have questions about your property or home, do not hesitate to reach out. We are here to help.

11/02/2026

A standard homeowners policy typically treats flood differently from wind or fire, which surprises many policyholders after a heavy rain event. That distinction matters when water enters through the ground, a foundation opening, or overflowing streets nearby. For homeowners with active policies, a quick review of your current limits and any separate flood coverage can help you understand where the gaps may be before the next storm. https://bit.ly/4Avwbgc

11/01/2026

Check your current limits before the next lease renewal or household change. A renters policy often needs a fresh look after you buy new electronics, add a roommate, or start storing belongings off-site, because those details can affect how a claim is handled. Our team can walk through the policy with you, explain the wording in plain English, and help you confirm the protection you already have. https://bit.ly/46LLAve

10/31/2026

If your team had to stop work for a day after a breach, would your current cyber liability details match the disruption? For existing policyholders, the real value is in the follow-through: checking whether your limits, deductible, and response services still fit how you operate now. A quick review can help you spot gaps before an incident creates extra costs.

10/30/2026

Review the place your car actually sleeps each night. If your commute changed, a teen driver started parking at school, or one of your vehicles now stays somewhere else most of the week, your policy may need an update. This kind of auto policy detail helps keep records accurate and avoids surprises when a claim is filed.

10/29/2026

Review your home coverage before the next heavy rain. Start by checking whether you have a separate flood policy, what it defines as flood, and whether your mortgage lender requires it based on your location. Even homeowners outside mapped flood areas can face runoff or rising water, so a policy refresh can clarify where you stand and what steps to take next. https://bit.ly/4cv75Uu

10/28/2026

What usually decides whether a crash belongs on your auto policy record? The answer often comes down to damage, injuries, police involvement, and whether another driver may make a claim. Even a minor parking-lot scrape can matter if repairs are costly or fault is unclear. As a policyholder, it helps to document the scene, then review the details with Northstar Financial & Insurance before assuming it is too small to mention.

Address

235 E Tabernacle Street
Saint George, UT
84770

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+14356561060

Website

http://www.clickorcallinsurance.com/

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