Tammy Belisle Agency American Family Insurance Teresa Hach

03/11/2026

03/03/2026

During Women’s History Month, we commemorate and honor all women’s contributions to culture and society. We celebrate the achievements of pioneering women who have blazed a trail throughout history.

01/22/2026

Arctic air is at our doorstep, and that means it’s time to take a few extra steps to keep our horses comfortable and healthy. Here are some practical tips to help your horse weather the cold snap.

🌾 Keep your horse warm with forage - check out our previous post!

💦 Help your horse stay hydrated.

A 1,000-pound horse needs 10 to 12 gallons of water daily. Cold weather may reduce their water intake and increase the risk of colic. Make sure horses have free access to clean water - check that it hasn't froze. Break and remove ice from water sources, especially if it restricts access to water. Remember, snow and ice are not appropriate water sources.

🏡 Make sure horses have free access to shelter like an open-sided shed.

In the absence of wind and moisture, most horses tolerate temperatures at or slightly below 0°F; this assumes horses are healthy adults, are acclimated to cold climates, have a winter coat, and have adequate hay and water. If horses have access to a shelter, they can tolerate temperatures as low as -40°F. Shelter space should accommodate all horses that are housed together with special consideration to herd dynamics.

🐎 Make sure your horse has opportunities to walk and stretch.

Walking supports gut motility and helps prevent stocking up and stiffness. Avoid riding or exercising your horse during very cold weather, which can be hard on their airways.

🐴 Provide a waterproof, insulated blanket if needed.

Many healthy adult horses with a winter coat do well without a blanket if they're acclimated to cold climates. In extreme temperatures, it's important to check every horse and adapt your management practices as needed. If you decide to blanket, make sure it is waterproof and has enough insulation to retain your horse's body heat. Sheets or under-insulated blankets may not retain sufficient heat for your horse and are less effective than a good natural winter hair coat.

Blanketing a horse is necessary when
-there is no shelter available during turnout and the temperatures and/or wind chill drop below 5°F
-there is a chance the horse will become wet
-the horse is very young or very old
-the horse's hair coat is clipped or thin
-the horse has a body condition score of 3 or less and/or
-the horse is not acclimated to cold climates

❄ Looking for more cold weather tips? Check out extension.umn.edu/horse-care-and-management/caring-your-horse-winter

01/22/2026

With this cold spell taking over, here are a few tips and tricks to keep your home, family, and pets safe.

01/19/2026

So many myths and facts out there. Best way to know your family is covered correctly is to give me a call and review! 715-246-5886 ask for Teresa!

01/15/2026

To learn more about Deductible Defender and how it can work alongside your existing Insurance, call 715-246-2342 ask for Teresa

12/19/2025

Mr Levi has the honor of being the office dog today as he waits for his spa day at Top of The Valley Pet Resort. Levi doesn't take his job as serious as Gauge, but is a friendly greeter if you stop by.

12/16/2025

Life insurance helps you financially protect the ones you love. Use our calculator to determine how much coverage you need and get a quote from American Family Life Insurance Company.

12/16/2025

11/21/2025

Good Luck this weekend hunters! The Hach girls are hoping to add to the Buck count this year. Wishing everyone a safe and fun season!

10/22/2025

As a grandparent, there’s nothing more rewarding than knowing your grandchildren are safe, happy, and cared for — now and in the future.

That’s why many grandparents are choosing to give their loved ones the gift of lifelong security with a children’s life insurance policy.

With a American Family FlexLife Insurance Plan, you can:
✅ Lock in low childhood rates that never increase
✅ Build cash value over time to help with future needs — like education or a first home
✅ Provide guaranteed coverage for life, no matter what happens

It’s a thoughtful, lasting gift — one that grows with your grandchild and shows just how much you care. Your current policies with American Family may also receive discounts for adding Life coverage in your household.
Call 715-246-2342 ask for Teresa

10/08/2025