ADVANTAGE 1 INSURANCE

ADVANTAGE 1 INSURANCE We have access to the best personal and business insurance products available, and we deliver them with the greatest value possible to YOU!

We have access to the best personal and business insurance products available, and we deliver them with prompt, friendly and professional service!

06/03/2026

We are getting ready for community celebrations and parades!

Come see us Thursday in Pierz and look for us this weekend in Long Prairie!

“Out of difficulties grow miracles.” — Jean de La BruyèreIf you’re in a difficult season right now, remember that hard t...
05/29/2026

“Out of difficulties grow miracles.”
— Jean de La Bruyère
If you’re in a difficult season right now, remember that hard times don’t last forever. Growth, opportunities, and better days often come from the moments that challenge us most. Keep moving forward, one step at a time!

Happy Thursday! With summer right around the corner, now’s the perfect time to start making the changes you’ve been thin...
05/28/2026

Happy Thursday! With summer right around the corner, now’s the perfect time to start making the changes you’ve been thinking about. Small steps still move you forward!

05/26/2026

This week we look at "How do insurance needs change as people move through different stages of life?"

Insurance needs aren’t static and evolve as life changes. We are answering this in 2 parts, check for last weeks first part. One valuable things we do is help clients adjust coverage to match where they are in life, not just where they were when they first bought a policy.

Here’s how insurance priorities typically shift through the middle and later life stages:

Homeownership & Peak Earning Years

As careers advance and assets grow, insurance can become more comprehensive. Priorities may include:

* Expanded homeowners coverage
* Higher liability limits
* Long-term disability insurance
* Protection for recreational vehicles, boats, or vacation homes

During these years, many people accumulate significant assets, so risk management and asset protection become increasingly important.

Empty Nesters & Pre-Retirement

As children become independent and mortgages shrink, insurance strategies often shift again. Clients may reassess:

* Life insurance needs
* Long-term care planning
* Medicare supplement options

This stage is less about income replacement and more about preserving wealth.

Retirement

In retirement, insurance planning focuses on protecting savings, simplifying coverage, and managing healthcare expenses. Common priorities include:

* Medicare and supplemental health coverage
* Home and auto policy adjustments

Retirees often benefit from reviewing policies regularly to ensure coverage still aligns with their lifestyle and budget.

Insurance needs aren’t static — they evolve as life changes. One of the most valuable things we do is help clients adjust coverage to match where they are in life, not just where they were when they first bought a policy.

As we enjoy the freedoms and liberties afforded to us through their sacrifice today, let us never forget the courage, va...
05/25/2026

As we enjoy the freedoms and liberties afforded to us through their sacrifice today, let us never forget the courage, valor, and selflessness of our nation’s heroes. Wishing everyone a wonderful Memorial Day and hoping you all get to enjoy this beautiful weather!

"Keep your eyes on the stars and your feet on the ground" - Teddy Roosevelt We hope this quote serves as a reminder to k...
05/22/2026

"Keep your eyes on the stars and your feet on the ground" - Teddy Roosevelt

We hope this quote serves as a reminder to keep chasing your dreams, stay focused on your goals, stay grounded in your truth, and continue showing up for yourself and your future every single day.

Happy Thursday!Today, we encourage you to stay productive, push yourself, and set yourself up to enjoy the weekend ahead...
05/21/2026

Happy Thursday!
Today, we encourage you to stay productive, push yourself, and set yourself up to enjoy the weekend ahead. Finish the week strong and make today count!

Happy Wednesday! Regular season baseball is wrapping up, so stay tuned for section ball updates and game times. As alway...
05/20/2026

Happy Wednesday! Regular season baseball is wrapping up, so stay tuned for section ball updates and game times. As always, athletic calendars are linked down below!

Athletic Calendars:
Long Prairie/Grey Eagle: https://api.ripl.com/s/kshc5j
Sauk Centre: https://api.ripl.com/s/6r9i9y
Albany: https://api.ripl.com/s/qx2jj3
Melrose: https://api.ripl.com/s/zrssbt
Pierz: https://api.ripl.com/s/yph4in
St. Cloud Tech: https://api.ripl.com/s/vvc2b7
St. Cloud Apollo: https://api.ripl.com/s/7fy3d4
St. Cloud Cathedral: https://api.ripl.com/s/x841km
Sauk Rapids: https://api.ripl.com/s/hvcvyp
Sartell: https://api.ripl.com/s/atbsz5

05/19/2026

This week we look at "How do insurance needs change as people move through different stages of life?"

Insurance needs aren’t static and evolve as life changes. We are going to answer this question in 2 parts, this week and next. One valuable things we do is help clients adjust coverage to match where they are in life, not just where they were when they first bought a policy.

Here’s how insurance priorities typically shift through different life stages:

Young Adults

When people are just starting out, affordability and foundational protection are the focus. Common needs include:

* Auto insurance
* Renters insurance
* Basic health and life insurance

At this stage, many clients are building credit, buying first vehicles, or renting apartments, so having the right liability protection is important.

Marriage & Growing Families

Major life events like marriage or having children often increase the need for financial protection. Families typically begin considering:

* Higher life insurance coverage
* Homeowners insurance
* Umbrella liability policies
* Coverage for valuables and larger assets

This is often when clients start thinking less about protecting belongings and more about protecting loved ones and future financial stability.

Life changes quickly — part 2 next week...

“Don’t be afraid to give up the good to go for the great.” — John D. RockefellerLet this be your reminder that change is...
05/15/2026

“Don’t be afraid to give up the good to go for the great.” — John D. Rockefeller
Let this be your reminder that change is scary, but staying in the same place does you no good. Push the boundaries, break the limits, you never know what can happen when you take the chance.

Address

3801 3rd Street N
Saint Cloud, MN
56303

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

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