ACM Home Loans

10/31/2023

Don't be spooked if you are looking to finance a home, we are here to take the scary right out of it! Happy Halloween everyone!

10/11/2023

Are you thinking of relocating? We can help!

Sacramento and Las Vegas, which grapple with extreme heat, are the most popular destinations for relocating homebuyers. Four of the 10 most popular are in Florida, which faces risk of hurricanes and flooding.

10/10/2023

GREAT WEALTH BUILDER! CHECK OUT THE NEW GUIDELINES!

10/02/2023

Buyers can request concessions in the form of personal property during a home sale, and these items are typically negotiated separately from the sale of the house itself. Agents may create separate bills of sale for these concessions, as lenders prefer to keep the home and property sale parameters distinct to simplify the appraisal process. Common items requested as concessions include furniture, chandeliers, appliances, draperies, and more, though occasionally, buyers may make unusual requests.

These seller concession examples show that buyers may request any and everything of sellers. A top agent can help you play your bargaining chips just right.

09/15/2023

Rates may be coming down a bit, but they are still higher than we all prefer. We are here to do everything we can to get you into a new home, let us show you your options as a buyer! Down payment assistance to temporary rate buydowns, we have so many ways to help! Happy Friday Everyone!

On Friday, the average 30-year fixed mortgage rate jumped to 7.19%. But where will it go next?

09/08/2023

Happy Friday! 🎉We hope you all have a great weekend! We are available, let us know if you need us!

08/31/2023

Closing Costs Explained!

This video will break down the closing costs of purchasing a home. Diving into the details, helps to know what the costs are for and why they are so important!

08/14/2023

https://www.bloomberg.com/news/articles/2023-08-13/goldman-pencils-in-first-fed-rate-cut-for-second-quarter-of-2024

Goldman Sachs Group Inc. economists anticipate the Federal Reserve will start lowering interest rates by the end of next June, with a gradual, quarterly pace of reductions from that point.

05/26/2023

As we approach Memorial Day weekend, we want to take a moment to express our heartfelt gratitude to the courageous individuals who have served our nation and gave the ultimate sacrifice. Their selflessness and honor deserve our utmost respect and appreciation. Remembering ALL through this weekend and beyond.

05/16/2023

What is "DTI" and and how does it affect my ability to purchase a home?

Florida realtor, mortgage rates, increase credit score, my credit score, how to buy a home, can I buy a home, what is my DTI, Florida homes, mortgage news, m...

05/12/2023

We hope you have an AMAZING Mother's Day!

04/21/2023

Want to see me recreate this expression? Send us a lead this weekend and I’ll send you a photo of me with this expression!