Stearns Bank N.A.

Stearns Bank N.A. Stearns Bank is driven by our passion to help small business owners achieve their greatest ambitions. Founded in 1912. Member FDIC.

We Get The Job Done with urgency, tenacity and unlimited imagination. For more than 100 years, we, as employee owners of Stearns Bank, have woven a sense of urgency, hard work and integrity into all we do. As a nationally-recognized, top-performing bank, we are known for our outstanding personal service and commitment to customer success. Today, we are strong enough to thrive in any economic condition and flourish through a culture of service, family, community and teamwork.

09/01/2026

Food banks and food scarcity organizations across the country are working to make vital resources more accessible. Through our Amplify the Good initiative, we're proud to have supported 130 nonprofits working to feed our communities.

These nonprofits are the lifeline for families facing food insecurity. We're grateful for their dedication and proud to partner with them as we Amplify the Good.

Member FDIC

08/31/2026

Making a difference doesn't have to take a ton of effort. With an Impact Account, your money helps fund loans for nonprofits, sustainable energy projects, and affordable housing developments—all without any extra steps on your end. Visit our website to get started: https://www.stearnsbank.com/impact-deposits-campaign

Member FDIC

Your nonprofit deserves a bank that believes in its mission as much as you do. At Stearns, eligible nonprofit customers ...
08/28/2026

Your nonprofit deserves a bank that believes in its mission as much as you do. At Stearns, eligible nonprofit customers can receive a donation of up to $1,000 after 12 months with a Nonprofit Banking Solutions account. Visit https://www.stearnsbank.com/nonprofitbankingsolutions to get started.

Member FDIC

08/27/2026

Better banking can be as simple as having one less thing to worry about. We don’t charge overdraft fees for our deposit customers because we believe your money should stay yours. Visit our website to get started with a Stearns Bank account: https://www.stearnsbank.com/

Member FDIC

Think you’d recognize an investment scam? They can be more convincing than you might expect. Protect your accounts by re...
08/25/2026

Think you’d recognize an investment scam? They can be more convincing than you might expect. Protect your accounts by refreshing your knowledge with these quick tips.

Member FDIC

The best lessons teach students something they can carry outside the classroom. SmartStart accounts combine real checkin...
08/24/2026

The best lessons teach students something they can carry outside the classroom. SmartStart accounts combine real checking and savings accounts with financial education designed to help kids and teens build better money habits. Visit our website to get started with SmartStart: https://www.stearnsbank.com/personal/smartstart

Member FDIC

08/21/2026

Investing in your audiology practice starts with the right plan. As the Official Banking Partner of The Academy of Doctors of Audiology, we offer flexible financing built to help you achieve your goals. Visit our website to learn more: https://www.stearnsbank.com/industries/audiology

Member FDIC. Equal Housing Lender

Your project shouldn't lose momentum while waiting on equity. Our Equity Bridge Financing keeps construction moving when...
08/20/2026

Your project shouldn't lose momentum while waiting on equity. Our Equity Bridge Financing keeps construction moving when your pay-in schedule doesn't match your build schedule. Visit our website to learn more: https://www.stearnsbank.com/affordable-housing-financing

Member FDIC

08/20/2026

From importing fish from overseas to dry aging it himself, Baaska Tegshbileg puts care and intention into the ingredients that keep his customers coming back for more. Learn more about his unique approach to Japanese cuisine in the newest episode of Business Unusual: https://youtu.be/pHeEjYQBt6Y

Member FDIC

08/19/2026

Sometimes your customers see the potential before you do. After Baaska Tegshbileg agreed to cater a sushi party for a loyal customer, his career changed forever. Learn more about his journey to entrepreneurship in the newest episode of Business Unusual: https://youtu.be/pHeEjYQBt6Y

Member FDIC

Address

4191 2nd Street S
Saint Cloud, MN
56301

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 12pm

Telephone

+18003207262

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