Jess Richards MLO

06/08/2026

A pre-approval tells sellers exactly how much home you can afford and that you're a serious homebuyer, helping your offer stand out in the crowd. Contact me to start the pre-approval process!

06/06/2026

Have mortgage ideas coming to mind that can't wait until Monday? I'm available on weekends to help however I can, so don't hesitate to reach out!

06/05/2026

UHM offers renovation loans to allow homebuyers and current homeowners the opportunity to finance renovation costs so they can upgrade and update their home. Choose from FHA 203(k), Conventional Homestyle® , and USDA options!

06/04/2026

Looking to buy a home? Apply online in just minutes with the myUHM app! And if you have any questions about the mortgage process, feel free to reach out!

06/04/2026

A pre-approval from UHM will show you and sellers exactly how much home you can afford, giving you a better chance to turn offers into contracts. Contact me to learn more!

06/03/2026

🔒 5.625% — LOCKED IN. Already done for you.

808 Warwood Ave, Wheeling, WV is listed at $189,900 with a rate already locked at 5.625% while the market sits at 7.125%.

That’s $367/month in savings and $132,050 back in YOUR pocket over the life of the loan. 💰

Call the ladies who know Wheeling best:
Crystal Martin salesperson/realtor— 304-281-7103
April Luv Flick salesperson/ realtor— 304-312-9907
RE/MAX Broadwater

Ready to finance? DM me!
Jess Richards | Union Home Mortgage | NMLS #2405420

⏰ Rate lock expires 07/28/26 — don’t sleep on this one!

Payment excludes taxes & insurance. Subject to credit approval. April Luv Flick, Real Estate Agent, GRI Crystal Martin

06/03/2026

Closing is one of the most exciting parts of homebuying, so make sure to keep these tips in mind and contact me with any questions!

06/03/2026

06/03/2026

At Union Home Mortgage, we tailor our processes to streamline the mortgage experience for your customers from initial application all the way through to the closing table. Contact me to learn more!

06/03/2026

How does your down payment affect your mortgage? Check out the chart below to see how up front investment can impact your monthly payments!