The Bukowski Team - The Money Store

The Bukowski Team - The Money Store Branch Sales Manager - The Money Store
NMLS: 1403277
Company NMLS: 1019 Call us today to begin your home financing journey! Phil:

Hello! Christine:

Hello!

Team:

We here at the Bukowski Team have over ten years of experience in guiding families through the process of homeownership. Whether purchasing or refinancing their dream home, we believe that doing the right thing, every time, is of the utmost importance. Our team is dedicated to educating our customers, communicating, and making the customer’s best interests our top priority. As a team, we st

rive to learn more about you, our customer, to hear your story, and make sure we bring you expert advice and service. Our commitment to communication means you will always know the status of your loan, and we encourage your questions along the way to ensure you’re educated and confident. Whether you’re a first-time homebuyer, intimidated by the prospect of taking out a mortgage, or a family who is looking to downsize, we’ve got great advice and products to make sure you’re always making the best financial decision. We offer FHA, conventional, VA, USDA, first-time homebuyer down payment assistance programs, renovation, and jumbo loans. I’m Phil Bukowski and I have been in the mortgage industry for over 10 years. My background with credit analysis, mortgage underwriting, mortgage loan brokering, and now mortgage banking gives me a unique ability to understand the whole picture when it comes to mortgage loan origination. I hope that my deep understanding comes through in your interaction with myself and my team. Our team places an emphasis on teaching, communicating, and always doing the right thing. I may not be able to keep a desk plant alive, but I assure you that you’re in good hands with The Bukowski Team for all your mortgage needs. I live in Saint Charles with my wife, Baby “Buki”, and our two dogs, Stella and Olive. If you see me around town, be sure to stop and say hello as I’m always happy to commiserate about my affinity for the Chicago Bears and White Sox. I’m Christine Kuntze and I genuinely love helping people finance their homeownership and financial dreams. I have a keen eye for numbers and over a decade of customer service experience. Ask my past customers, and they’ll tell you how my clear communication and positive attitude make me a pleasure to work with. You will always know exactly what is going on during your home loan process. I live in Lombard with my husband, Shaun. I have had a love for fitness ever since I won the “Energizer Bunny” award as a kid. I love to be out in nature, cross-stitching, and working on jigsaw puzzles. My favorite time of day is from 4-7 A.M. where I find peace and balance as the world around me is slowly waking up. Rose:

Hello! I’m Rose Bukowski and I’m the Relationship Manager for The Bukowski Team. My background in cardiac nursing fuels my passion to take care of business relationships. I’m known for my enthusiasm and bringing positive energy to everything I do. I spend most of my time helping our business relationships navigate ways to grow their business. In a world where you can have everything, I believe in being a giver first. I’m a two-time winner of best personality in high school and a recovering ice cream addict. I live in Saint Charles, with my husband, Baby “Buki”, and our two dogs Stella and Olive. I am a master of curating charcuterie boards and organizing, then reorganizing our home.

Not every homebuyer walks in with perfect credit, a flawless financial history, and every document neatly organized in a...
09/09/2026

Not every homebuyer walks in with perfect credit, a flawless financial history, and every document neatly organized in a folder. And that’s okay. 😉

These are just a few things mortgage lenders love to hear, but you don’t have to have it all figured out before you reach out.

Phil’s job is to help you understand your options, answer the questions you’re afraid to ask, and make the mortgage process feel as seamless as possible, wherever you’re starting from.

Thinking about buying a home? Let’s talk before you think you have to have it all together. 🏡

📧 [email protected]

Happy Labor Day! 🇺🇸Today, we’re celebrating the people who show up, put in the work, and keep things moving forward, whe...
09/07/2026

Happy Labor Day! 🇺🇸

Today, we’re celebrating the people who show up, put in the work, and keep things moving forward, whether you’re building a career, building a business, or building a place to call home.

Hope you enjoy a well-deserved day off with the people who matter most. 🏡

5.0 star review received on Experience.com for Phil Bukowski by Blythe K - The constant contact. Making us feel special.
09/07/2026

5.0 star review received on Experience.com for Phil Bukowski by Blythe K - The constant contact. Making us feel special.

Click to see all 384 reviews of Phil Bukowski, Branch Sales Manager | NMLS #1403277

5.0 star review received on Experience.com for Phil Bukowski by Jessica E - We couldn’t have asked for a better home pur...
09/05/2026

5.0 star review received on Experience.com for Phil Bukowski by Jessica E - We couldn’t have asked for a better home purchasing experience! From start to finish, Phil was incredibly knowledgeable, responsive, and genuinely invested in helping us navigate the home-buying process. He and his team were always available to answer our questions, explain everything clearly, and provide guidance whenever we needed it.
Buying a home can feel overwhelming, but Phil & his team made the mortgage process feel smooth, manageable, and stress-free. We always felt like we were in great hands and knew we could count on them every step of the way. We are so grateful for all of their hard work and would highly recommend Phil and his team to anyone looking for an exceptional mortgage experience!

Click to see all 383 reviews of Phil Bukowski, Branch Sales Manager | NMLS #1403277

Before you fall in love with the house, fall in love with the numbers. 🏡Getting pre-approved early means you can:✔️ Know...
09/03/2026

Before you fall in love with the house, fall in love with the numbers. 🏡

Getting pre-approved early means you can:
✔️ Know your real budget
✔️ Avoid falling for a home that’s out of reach
✔️ Make a stronger offer when the right home comes along
✔️ Shop with confidence instead of guessing

A little preparation upfront can make the home-buying process a whole lot less stressful.

Ready to find out what you can comfortably afford?
📧 [email protected]

5.0 star review received on Experience.com for Phil Bukowski by Melissa R - Phil and his team communicated well througho...
09/02/2026

5.0 star review received on Experience.com for Phil Bukowski by Melissa R - Phil and his team communicated well throughout the entire experience, and his guidance around loan options and best practices was so valuable. Would definitely recommend!

Click to see all 381 reviews of Phil Bukowski, Branch Sales Manager | NMLS #1403277

09/02/2026

Before you open Zillow for the 100th time… do this. 👀

Know your numbers first.

Before you fall in love with a house, get clear on:
💰 What you can comfortably afford
🏦 What your monthly payment could look like
📊 What rate you may qualify for
💵 How much cash you’ll need to close

A quick mortgage conversation can save you hours of scrolling… and a whole lot of disappointment.

Ready to start house hunting? Let’s talk numbers first.

📧 [email protected]

🏡 The August Bukowski Banter is here!Your house has been working overtime. Do you know how much equity you have?With hom...
09/01/2026

🏡 The August Bukowski Banter is here!

Your house has been working overtime. Do you know how much equity you have?

With home values continuing to rise, you may have more equity sitting in your home than you realize. In this month’s Banter, Phil breaks down what home equity actually means, how much homeowners are sitting on, and the different ways you could potentially use it.

Plus, catch up on what’s new with the Buki Gang, enter this month’s free wh***ey raffle, check out local events, and get your dad joke fix. 🥃

➡️read it here: https://view.flodesk.com/emails/6a944225859acf7dcdc4474e

📩 Curious what your home is worth? Email Phil at [email protected] for a quick Home Equity Checkup.

No sales pitch. Just good information, good bourbon, and a little Bukowski banter.

5.0 star review received on Experience.com for Phil Bukowski by Alexandra G - Very communicative, high sense of urgency,...
08/27/2026

5.0 star review received on Experience.com for Phil Bukowski by Alexandra G - Very communicative, high sense of urgency, and easy to work with.

Click to see all 380 reviews of Phil Bukowski, Branch Sales Manager | NMLS #1403277

Address

405 Illinois Avenue, Suite 2C
Saint Charles, IL
60174

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