06/07/2026
π¨ WAIT... You may not need a huge down payment to buy a home.
Most people are still sitting on the sidelines because they think they need:
β 10% down
β 20% down
β Perfect credit
β To be a first-time homebuyer
Not necessarily.
This program may offer:
π‘ Up to 101.5% Financing
π° Up to 1.5% toward Closing Costs
β
No First-Time Homebuyer Requirement
β
No Household Income Limits
β
FHA Fixed Rate Financing
β
Primary Residence Eligible
β
Manual Underwriting Available
β
Credit Scores Starting at 600
Imagine finding the home you love without draining your savings account just to get in the door.
The biggest mistake I see buyers make is assuming they don't qualify without ever having a conversation.
You might be closer to homeownership than you think.
π Call or Text: 281-714-9866
π japhllc.com
Let's see what's possible.
Not all borrowers will qualify. Program guidelines, credit approval, and underwriting requirements apply.