Jason Zandman Mortgage Professional nmls#166680

02/16/2024

Did you know you can get a free copy of your credit report every year. These free ones do not have a score. They do show all open accounts under your name. This is a great way to see if someone is opening accounts in your name. You should at least check out your credit once a year. Here is the link:

ACR Home Page

02/15/2024

This is will help with robo and telemarketing calls.

is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

12/13/2023

**HUGE MORTGAGE RATE DECREASE**

6.5% 30yr Fixed!!!

Single fam owner occupied.
560k purchase price
95% LTV
740 fico
Florida

nmls #166680

03/28/2023

Attention all real estate agents! As a mortgage lender, I understand the importance of a seamless home buying experience for you and your clients. That's why I'm reaching out to offer my services as your preferred mortgage lender.

With years of experience in the mortgage industry, I have a deep understanding of the market and the unique needs of homebuyers. I offer a wide range of mortgage products and programs that are tailored to fit the specific needs of your clients, whether they are first-time homebuyers or seasoned investors.

In addition to my expertise and product offerings, I pride myself on providing exceptional customer service to both you and your clients. I am available to answer any questions and provide regular updates throughout the loan process, ensuring a smooth and stress-free experience for everyone involved.

I am committed to building long-lasting relationships with real estate agents, and I am confident that my dedication to excellence and personalized approach to lending will make me your preferred mortgage lender. Let's work together to make your clients' homeownership dreams a reality. Contact me today to discuss how I can best serve you and your clients.

02/21/2023

New LOWER VA funding fee!

02/16/2023

Hello, There has been a lot of talk/marketing about the Home Town Hero Program. I wanted to share some quick facts about the Home Town Hero Program:

• Program Offer 5% of Loan Amount as Down Payment and/or Closing Cost - Maximum $25,000
• This loan program applies to Frontline Workers & Educators
• Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence. The Florida Hometown Heroes loan is not forgivable.
• There are income limits per house hold ( St Johns County is $103,500)
• Min fico of 640 for conventional, FHA & VA

If you would like to learn more about this program, We can set up a meeting with yourself and anyone else you would like to have present.

01/27/2023

01/23/2023

Owning a home has many benefits compared to renting. Firstly, as a homeowner, you have the freedom to make changes and renovations to the property as you see fit. In contrast, as a renter, you are often limited in the changes you can make to the property. Secondly, owning a home can be a great investment as the value of the property can appreciate over time. This can provide a significant return on investment when the property is sold. Additionally, when you own a home, you have the ability to build equity. This is the difference between the outstanding mortgage balance and the market value of the property. As you pay off your mortgage, the equity in your home will increase. This can be a great way to build wealth over time. Furthermore, owning a home can also give you a sense of stability and community. Finally, when you own a home, you have the ability to deduct mortgage interest and property taxes on your income taxes which can be a significant savings.
In conclusion, owning a home offers many benefits that renting simply cannot provide. Whether it's the freedom to make changes to the property, the potential for appreciation and equity, or the sense of stability and community, owning a home is a great investment for the long-term.

01/05/2023

https://fb.watch/hSTLlUpeW_/

12/16/2022

12/02/2022

New FHA loan limits for Jacksonville & St Johns = $526,700 Starting Jan 1st!

11/25/2022

https://fb.watch/h0NMWmIFJG/