Shannon Carcaba • Health & Life Insurance

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Saint Augustine, FL
Shannon Carcaba • Health & Life Insurance

Insurance doesn’t have to be confusing or overwhelming. I help individuals & families find health, Medicare & life coverage that actually makes sense.

06/17/2026

Real question… 😂

What’s ONE insurance question you wish someone would explain in simple terms?

Because honestly, half the time insurance sounds like:
“Your deductible applies after coinsurance unless the out-of-pocket maximum has been satisfied…” 🤯

Meanwhile everyone else is just pretending they understand 😂

Drop your question in the comments 👇

06/10/2026

Be honest… 😂

Do you ACTUALLY understand your health insurance?

😁 YES!
😅 Sort of…
🤯 Absolutely not.

Because honestly, sometimes insurance terms feel like they were created just to confuse everyone on purpose 😂

Tell me your answer in the comments 👇

06/05/2026

🍩 It’s National Donut Day!

Important question…

If you could only choose ONE donut for the rest of your life, what would it be?

🍩 Glazed
🍫 Chocolate
🍓 Jelly Filled
🥜 Maple
🍎 Apple Fritter
🤤 Something Else

Drop your answer below!

(And yes, discussing donuts is way more fun than discussing deductibles… but I can help with both. 😉)

06/03/2026

Quick question 👀

What’s the MOST frustrating part about dealing with insurance?

😩 Deductibles
📍 Finding doctors
📄 Claims
💊 Prescription costs
📋 Comparing plans

Or something else entirely?

Honestly, sometimes insurance feels more confusing than it needs to be 😂

Drop your answer in the comments!

06/01/2026

My week is starting off with coffee, paperwork, client follow-ups, and approximately 47 tabs open 😂☕️💻

Hoping this week is a great one — for me, my clients, and all of you too 😊

Now if I could just remember where I wrote my to-do list… 😅

05/30/2026

Saturday coffee meeting ☕️😂

A little work, a little life update, a few client conversations, and at least 12 “wait… one more thing” moments.

Small business owner life means work conversations somehow happen everywhere… but honestly, I wouldn’t have it any other way 😊

Hope everyone is having a great weekend!

05/29/2026

Current Friday situation ☕️💻📝

A little work, a lot of coffee, and trying to finish “one last thing” before the weekend 😂

Hope everyone has a great Friday!

05/28/2026

We insure so many things in life…

Our cars.
Our homes.
Our phones.

But one of the most important things we can protect is the people we love.

Life insurance isn’t always about leaving behind something huge. Sometimes it’s simply about helping your family have one less thing to worry about during an already difficult time.

And the truth is, coverage is often much more affordable than people think.

If you’ve been thinking about life insurance or just have questions, comment LIFE below and I’ll send you more information 😊

05/27/2026

Quick question 👀

What insurance term confuses you the MOST?

Deductible?
Copay?
Coinsurance?
Out-of-pocket max?
Something else entirely? 😂

Drop it in the comments because I’m thinking about doing a few simple explanation posts/videos!

05/26/2026

Behind the scenes of an office training day ✨
Learning new things, sharing ideas, and making sure we continue giving our clients the best support possible.

Address

Saint Augustine, FL
32084

Website

https://calendly.com/scarcaba-healthmarkets

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