SafeState Insurance Group-Snead Agency

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SafeState Insurance Group-Snead Agency SafeState Insurance Group is a locally owned and operated insurance agency that specializes in home, auto, life & commercial lines insurance.

We take a relationship-first approach rather than a transactional one.

904-900-2464
License # L135066

🥇 #1 on Google Reviews!We’re incredibly grateful to be recognized as the #1-rated insurance agency on Google — but the...
10/07/2026

🥇 #1 on Google Reviews!

We’re incredibly grateful to be recognized as the #1-rated insurance agency on Google — but the real win isn’t the ranking. It’s the people behind every review. 🙏

Every client who trusts SafeState Insurance Group with their auto, home, business, flood, or umbrella insurance means the world to us.

As a growing local agency, your support, referrals, reviews, and continued trust are what allow us to keep doing what we love: helping our neighbors protect what matters most.

Our promise has always been simple:

✔️ Personalized service
✔️ Honest advice
✔️ Thorough insurance reviews
✔️ No high-pressure sales
✔️ Being there when our clients need us

Thank you to every client who has taken the time to leave us a review and share your experience. We don’t take it for granted.

From our family at SafeState to yours — THANK YOU! ❤️

📍 Proudly serving St. Johns County & Northeast Florida
📞 904-900-2464
🌐 www.safestateinsurancegroup.com

If we’ve helped you, we’d be incredibly grateful for a Google review. It truly makes a difference for a local business like ours.

Grateful for the opportunity to attend the First Coast Prayer Breakfast this morning. 🙏It was an incredible experience t...
10/06/2026

Grateful for the opportunity to attend the First Coast Prayer Breakfast this morning. 🙏

It was an incredible experience to be surrounded by so many business owners, entrepreneurs, and leaders who are committed to making a positive impact in our community.

Hearing the meaningful stories, inspirational messages, and prayers from fellow business leaders was truly encouraging. Being in a room filled with like-minded people who share a desire to grow, lead, serve, and make a difference was inspiring, to say the least.

A special thank you to everyone who made this morning possible and to the speakers Mark Whitacre and Scott Ryser who shared their stories and experiences.

Grateful for the connections, the conversations, and the reminder that success is about more than business — it’s about purpose, faith, and the people we impact along the way.

Insurance should be more than just a policy. It should be protection you understand and a person you can actually reach....
09/21/2026

Insurance should be more than just a policy. It should be protection you understand and a person you can actually reach.

At SafeState Insurance Group – Snead Agency, I help individuals, families, and business owners review their coverage and explore options from multiple carriers.

🏠 Homeowners
🚗 Auto
🏢 Commercial
🌊 Flood
☂️ Umbrella
🐾 Pet & more

My approach is simple: thorough reviews, apples-to-apples comparisons, and no high-pressure sales.

If you’re in Rivertown, St. Johns County, or the surrounding area, I’d be happy to give your current coverage a complimentary review.

Local Agent. Local Connection. Real Service.

📞 904-900-2464
📧 [email protected]
🌐 https://lnkd.in/eG_baipx

09/17/2026

Always available for my clients!!

I’m excited to share that you can now find me on Advisors.TV!If you have questions about insurance, want to talk through...
09/16/2026

I’m excited to share that you can now find me on Advisors.TV!

If you have questions about insurance, want to talk through your current coverage, or simply want to start a conversation, feel free to check out my page.

👉 Visit my Advidors.TV page and start a conversation with me directly.

https://lnkd.in/eVvEYwgA

I’m always happy to be a resource and help you better understand your insurance options—whether that’s personal, business, auto, home, flood, or more.

No pressure. Just a conversation.
Feel free to connect with me and reach out anytime!

Today, we pause to remember.We remember the lives lost, the families forever changed, and the brave first responders and...
09/11/2026

Today, we pause to remember.

We remember the lives lost, the families forever changed, and the brave first responders and everyday heroes who ran toward danger when others were running away.

September 11, 2001, changed our country forever. But it also reminded us of the strength, courage, and unity of the American people.

23 years later, we remember. We honor. We will never forget. 🇺🇸

09/03/2026

Any Business Owners Relate To This?

WAIT… your insurance broker lives in your neighborhood? 👀Yep. I’m a Rivertown resident—and I’m also your local independe...
09/01/2026

WAIT… your insurance broker lives in your neighborhood? 👀

Yep. I’m a Rivertown resident—and I’m also your local independent insurance broker.

That means I’m not tied to just one insurance company. I can shop multiple options and help you understand the coverage—not just chase the cheapest price.

Local roots. Trusted protection. Real person.

If you live in St. Johns County, let’s talk insurance. 🏡🚗

Rivertown Resident. Proud Local. Proud Insurance Broker. 🏡Being local means more than having a business here—it means li...
08/27/2026

Rivertown Resident. Proud Local. Proud Insurance Broker. 🏡

Being local means more than having a business here—it means living here, knowing our community, and caring about the people in it.

As a local insurance broker, I’m here to:
✔️ Provide personalized service
✔️ Shop multiple carriers
✔️ Help you understand your coverage
✔️ Be someone you can call when you need help

Local roots. Personal service. Better protection.

If you’re due for an insurance review, I’d love to be your local resource.

Matthew Snead | SafeState Insurance Group
📞 904-962-3220
📧 [email protected]

One of the hardest things to explain in homeowners insurance is Replacement Cost.Here’s an example I’ve used with custom...
08/19/2026

One of the hardest things to explain in homeowners insurance is Replacement Cost.

Here’s an example I’ve used with customers:

Say your home in Jacksonville is worth $375,000.

Now imagine we could magically pick it up — foundation and all — and drop it onto a lot in Beverly Hills.

Same house. Same size. Same materials.

But because of the new location, maybe that same house is now worth $2 million.

Then, God forbid, it burns down the next day — right next door to a celebrity.

Would it suddenly cost $2 million to rebuild?

No.

The market value changed. The cost to physically rebuild the house didn’t.

That’s Replacement Cost.

Homeowners insurance isn’t primarily asking, “What could this house sell for?”

It’s asking:

“What would it cost to rebuild this home from the ground up today?”

That calculation can include current labor and material costs, demolition, debris removal, permits, and updated building codes.

That’s why a home worth $375,000 on the market might need $525,000+ in dwelling coverage.

So when reviewing your homeowners insurance, don’t just ask:

“What is my house worth?”

Ask:

“What would it cost to rebuild my house today?”

Those can be two very different numbers — and understanding the difference can make a huge difference when you need your insurance the most.

Address

159 Hampton Point Drive
Saint Augustine, FL
32259

Telephone

+19049002464

Website

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