Luke Kuenster at Prosperity Home Mortgage

06/16/2026

Mortgage rate movement isn’t unusual — it’s part of the market cycle.

Since 1972, the average annual range in the 30-year fixed mortgage rate has been 1.40 percentage points. Since 2001, that average range has been 1.08 percentage points.

For buyers, sellers, and real estate professionals, context matters. Rate changes can feel big in the moment, but history shows movement happens every year.

That’s why having the right mortgage guidance matters — especially in a market where timing, strategy, and perspective can make all the difference.

06/15/2026

06/12/2026

Relentless in service. Focused on the goal. Homeownership is the win. ⚽🏡

05/19/2026

More opportunity. Less upfront cash. 🏡

Thinking about a second home or investment property? Low down payment options may help make your next real estate move more accessible — whether you’re planning for personal use, rental income, or long-term portfolio growth.

With options for qualified borrowers starting at 10% down for second homes and 15% down for investment properties, now may be a smart time to explore what’s possible.

Connect with us to review your options and take the next step with confidence. 💙

05/18/2026

🏡📊 Mortgage Mondays

From state to state, “typical” home values can vary by hundreds of thousands of dollars — which is why local market knowledge matters when buyers and sellers are planning their next move.

Whether your clients are comparing affordability, preparing to sell, relocating, or just trying to understand what today’s market means for their budget, the right mortgage strategy should start with what matters most to them.

📍Local values.
💬 Personalized guidance.
🏠 A financing plan built around the buyer’s goals.

Let’s talk through what home values look like in your market, and what they could mean for your next opportunity.

05/18/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

05/16/2026

On Armed Forces Day, we proudly recognize and thank the dedicated service members who protect our country with courage, commitment, and sacrifice.

05/15/2026

Spring weekends are made for open houses, fresh starts, and finding “the one.” 🏡💙

If your dream home pops up this weekend, Prosperity Home Mortgage is ready to help you take the next step.

05/13/2026

Come on out and see this beautiful home on Thursday Evening!
You will be amazed! See you there! 5PM-7PM
https://www.phmloans.com/mortgageconsultant/lukekuenster