Luke Kuenster at Prosperity Home Mortgage

Luke Kuenster at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #20328
PHM, LLC® NMLSR #75164 NMLS Consumer Access @ www.nmlsconsumeraccess.org/

This week’s This or That is all about favorites, not hard choices. 💙🤍❤️ Are you more excited for parade morning or firew...
07/01/2026

This week’s This or That is all about favorites, not hard choices. 💙🤍❤️
Are you more excited for parade morning or fireworks evening this Fourth of July?

Tell us your favorite below! ⬇️

📊 Confidence is growing—and preparation is paying off.With home prices climbing, more first-time buyers entering the mar...
06/30/2026

📊 Confidence is growing—and preparation is paying off.

With home prices climbing, more first-time buyers entering the market, and one-quarter of homes selling above asking price, today's market rewards buyers who are ready to act.

Helping your clients stay one step ahead is how we create a competitive edge. And it's why we're relentless in service, every step of the way.

💡If you're an investor looking to grow your real estate portfolio, this loan program is one you'll want to know about! A...
06/30/2026

💡If you're an investor looking to grow your real estate portfolio, this loan program is one you'll want to know about!

A Debt Service Coverage Ratio (DSCR) Loan is designed for real estate investors and qualifies based primarily on the property's rental income—not your personal income.

Where is investor activity growing—and who’s driving it?📈 Small investors are gaining share 🗺️ Activity is clustering in...
06/29/2026

Where is investor activity growing—and who’s driving it?

📈 Small investors are gaining share
🗺️ Activity is clustering in the Midwest and Sun Belt

For agents and investors, insights like these can help uncover opportunity, guide client conversations, and keep your strategy aligned with the market.

06/29/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

📈 Mortgage rates, inflation, and housing demand are all moving pieces in today’s market. Stay ahead of the headlines wit...
06/26/2026

📈 Mortgage rates, inflation, and housing demand are all moving pieces in today’s market. Stay ahead of the headlines with this week’s Market Update and see what it could mean for buyers, sellers, and real estate professionals alike. 🏡💙

Read more ➡️ https://bit.ly/4y5NOCe

This Market Update is written by our Capital Market specialists each week to bring you insight into what's happening in the market and how it may affect mortgage rates and real estate trends.

The real MVP of summer? A home that can handle the mess. 🏡☀️Are you choosing a mudroom drop zone for grab-and-go conveni...
06/24/2026

The real MVP of summer? A home that can handle the mess. 🏡☀️

Are you choosing a mudroom drop zone for grab-and-go convenience or a garage gear wall for all the bikes, bags, and backyard gear? 🎒🚲🏖️

Tell us your vote: Mudroom or Garage ⬇️

🏆 We’re proud to share that Prosperity Home Mortgage has been recognized as one of the Top 10 Mortgage Companies in Cust...
06/24/2026

🏆 We’re proud to share that Prosperity Home Mortgage has been recognized as one of the Top 10 Mortgage Companies in Customer Satisfaction – Jumbo Division for 2025 by Experience.com.

This recognition is especially meaningful because it is based entirely on verified customer feedback and reflects the dedication of our mortgage professionals, operations teams, and support staff who work every day to deliver an exceptional home financing experience.

At Prosperity, we strive to be Relentless In Service—providing clear communication, trusted guidance, and personalized solutions to help our customers achieve their homeownership goals with confidence.

Thank you to our clients, real estate colleagues, and team members for your trust and support. This honor belongs to all of us.

Read more here ➡️ https://bit.ly/4eZKv7S

💡 Not every mortgage qualification story starts with a W-2.For real estate investors, a DSCR loan can offer another path...
06/23/2026

💡 Not every mortgage qualification story starts with a W-2.

For real estate investors, a DSCR loan can offer another path by focusing on a property's income-producing potential rather than personal employment income. 🏘️💙

This week's breaks down one of our most popular financing tools in the investor space.

📊 Mortgage Mondays: Freddie Mac reported the average 30-year fixed rate at 6.47% last week, down 0.34% from a year ago, ...
06/22/2026

📊 Mortgage Mondays: Freddie Mac reported the average 30-year fixed rate at 6.47% last week, down 0.34% from a year ago, while the 15-year fixed sits at 5.81%. Rates have moved off their recent highs, but have largely spent the past year finding a more stable range after years of volatility.

Perspective matters. Today's rates may not be 2021, but they're also not 1981. While interest rates tend to dominate headlines, affordability remains the bigger story—shaped by home prices, wages, and local market dynamics just as much as borrowing costs.

🏡 National Reach. Local Expertise. Understanding the trend is one thing. Understanding what it means in your market is another.

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Saint Augustine Beach, FL

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