09/02/2026
Do you know which type of collision coverage you carry?
Both broad and standard collision coverage can help pay to repair your vehicle after a covered accident—but your deductible may be handled differently:
🟢 Broad collision: If you are not at fault, you generally do not pay your collision deductible.
🔵 Standard collision: Your collision deductible applies regardless of who caused the accident.
That difference can matter when an accident happens. Review your policy now so you know what to expect later.
Questions about your auto coverage? My Member Insurance Agency is here to help you understand your options and protect what matters most.
📞 989-781-2662
🌐 mymemberinsurance.com