Ryan Barber Financial Advisor

10/16/2026

Investing can be difficult when the market is moving sharply in either direction.
It's easy to feel like you need to react immediately.
A financial plan should help provide perspective during those moments. Your investment decisions should be based on your goals, time horizon, and overall financial situation, not simply on what the market did this week.

10/14/2026

Sure you aren't, Tito......

10/12/2026

“There is always light, if only we're brave enough to see it. If only we're brave enough to be it.” — Amanda Gorman

10/09/2026

What's one thing you spend money on that you have absolutely no regrets about?

For me, it's travel.

10/07/2026

-Grabbing dinner because nobody had time to cook.
-Paying for convenience because you forgot something.
-Buying something twice because you couldn't find the first one.

Sometimes the expensive part of life isn't the thing itself; it's being too busy to think about it.

10/05/2026

“And now that you don’t have to be perfect, you can be good.” — John Steinbeck

10/02/2026

Of course, Janet has a grievance she'd like to share.....

09/30/2026

I know.
It’s September.
Nobody wants to hear about Christmas yet. But the holidays have a funny way of sneaking up on us.
If you know they’re coming, why not start setting a little money aside now? Future you will appreciate it

09/28/2026

09/25/2026

Some expenses don’t happen every month, but that doesn’t mean they should catch you off guard.

Car repairs. Holiday gifts. Property taxes. School expenses. Home maintenance.

A sinking fund is simply money you set aside little by little for a specific expense you know is coming. Instead of coming up with $600 all at once when the bill arrives, you’ve been putting money aside ahead of time.
Even putting away $25 or $50 a month can make a big expense feel a whole lot more manageable when the time comes.