Joadine Venescar, Agent with New York LIfe Insurance Company

09/18/2025

After Ryan's sudden passing at just 41, Racquel found comfort knowing their planning allowed her to keep the home they built and care for their children. That’s the power of preparation. Connect with me to start building your own strategy today.

09/03/2025

Life is full of surprises—but being caught off guard isn’t inevitable. A New York Life financial professional has the tools and experience to help you develop a personalized approach so you can face uncertainty with confidence. Because you can’t control life’s events, but you can control how ready you are for them. Start building your roadmap today.

08/26/2025

3 in 10 “HENRYs” don’t feel confident they’ll have enough money to retire, according to a new NerdWallet survey.

Three in 10 “HENRYs” don’t feel confident they’ll have enough money to retire, according to a new NerdWallet survey.

08/20/2025

Waiting until tax filing season could mean paying more taxes than required. Learn more about 7 key steps you can take to save you money at tax time.

07/23/2025

The role of an executor can be time consuming, but here are some simple things that you can do to help make your executor eternally grateful.

Being an executor of an estate isn't easy, so you should do what you can to help them out. It can be as easy as making a list and being smart about your email accounts.

06/30/2025

The Fed has indicated that interest rates aren't coming down just yet. Here's some suggestions for how to make the most of higher-for-longer interest rates.

The Fed has indicated that interest rates aren't coming down just yet. Here's how to make the most of where we stand.

06/06/2025

Proud to represent a company that’s once again been named to the Fortune 100. As the largest mutual life insurer in the U.S., this recognition highlights New York Life’s continued financial strength and unwavering commitment to our policyholders when they need us most.*

The 2025 Fortune 500 rankings are in, and New York Life is No. 69 on the list, which ranks the largest American companies by revenue.

05/02/2025

Here are three tried-and-true ways to turn middle-class earnings into generational wealth.

With the right strategies, you can turn today's income into tomorrow's lasting wealth. Here are three ways to start building that legacy.

04/16/2025

A recent survey showed that employees who stayed in their current roles saw their salaries rise by 4.6% in January and February while job switchers only saw a slightly higher increase over the same period at 4.8%.

New data from the U.S. Bureau of Labor Statistics and the Federal Reserve Bank of Atlanta shows only a small difference between job switchers and stayers.

04/09/2025

Jack wanted to reduce estate taxes, ensure his life insurance proceeds would be used wisely, and protect his assets for future generations. Jack learned that by establishing an irrevocable life insurance trust, he could address all these worries effectively. Watch Jack's story to see how an ILIT reduced his taxable estate, minimized his tax liabilities, and maximized the inheritance for his loved ones. To discover how an ILIT can benefit you and your family, reach out today and let us help you secure your legacy for future generations.

This is "Removing Life Insurance from Estates with Irrevocable Trusts" by The Nautilus Group® on Vimeo, the home for high quality videos and the people…

04/07/2025

Looking for a way to prepay your life insurance premiums while reducing your out-of-pocket costs? Lock in a 10% interest rate for the first year and 5% for subsequent years on a Premium Deposit Account to fund premiums for select life insurance products. Speak to me today to learn more.

02/24/2025

Working with a financial professional can improve your financial readiness. The Wealth Watch Survey shows that 45% of those with professional guidance feel prepared for emergencies—compared to just 16% without. This advantage extends to debt management (49% vs. 23%) and retirement readiness (42% vs. 15%). Discover how professional advice can help you reach your financial goals in 2025.

New York Life’s 2025 New Year Outlook Wealth Watch survey finds that financial confidence persists for American consumers, despite ongoing financial pressures.